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431 Central St., Saugus MA 01906

Saugus, MA 01906
$699,900
$674,900
Est. $4,098/month
3
Beds
2
Baths
1,667
Sq Ft
$405
Price/Sq Ft
0.16
Acres
1900
Year Built
1
Garage Space
47
Days on Market
Pending Price Drop -$25,000 Listed Dec 1, 2025 • MLS# 73458473 Copied! • Updated Jan 20, 2026

About this home

Welcome to this classic Colonial home with a first floor primary bedroom. This beautiful well maintained home is situated on a corner lot located on a vibrant main street. Offering a warm and inviting layout featuring hardwood floors, a cozy living room, functional eat in kitchen with granite countertops, pantry closet and formal dining room, ideal for everyday living or entertaining. This home also offers a first floor primary bedroom with double closets convenient 1st floor laundry and 1st floor full bathroom. 2nd floor offers additional full bath, 2 bedrooms (one with a cedar storage window seat) and plenty of closet space. Full walk out basement, 1+ car garage with storage, paved patio a fenced in section of yard with a storage shed. This bright and sunny layout is enhanced by many updates including new heating system, central air, newer roof and replacement windows making this home truly move in ready with lasting value.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.6%
Price Range

Property Timeline

Pending Sale
Jan 5, 2026
Offer accepted, sale pending
Price Reduced
Dec 9, 2025
$674,900 $25,000 (-3.57%)
From $699,900 to $674,900 (-3.6%)
🏠
Listed for Sale
Dec 1, 2025
$674,900
Original listing
Agent: Ann Marie Wilcox Office: Berkshire Hathaway HomeServices Commonwealth Real Estate
🏠
Listed for Sale
Dec 1, 2025
$699,900
Original listing
Agent: Ann Marie Wilcox Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2025 $5,828 $545,700

Financial Details

Annual Property Tax
$5,828
Tax Year 2025
Assessed Value
$545,700

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,667 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Vinyl
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave
Fireplace None
Basement Full, Walk-out Access, Interior Entry
Laundry First Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Patio
Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener, Storage, Paved Drive, Off Street
Total Spaces 6
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $5,828
Assessed Value $545,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 49 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,667 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
Dining Room
13 x 11
Flooring - Hardwood
Kitchen
17 x 12
Flooring - Hardwood, Countertops - Stone/Granite/Solid
Living Room
17 x 12
Flooring - Hardwood
Master Bedroom
20 x 18
Closet, Flooring - Wall to Wall Carpet, Closet - Double

Second Floor

Bedroom3
13 x 10
Closet, Flooring - Vinyl
Bathroom2
Bedroom2
16 x 12
Closet, Flooring - Wall to Wall Carpet, Flooring - Wood

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Vinyl
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave
Interior Features:
Windows: Screens
Basement: Full, Walk-Out Access, Interior Entry
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Patio & Porch: Porch, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot, Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 6
Parking Features: Detached, Garage Door Opener, Storage, Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $486
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

431 Central St., Saugus MA 01906

Saugus, MA 01906

Listing Information

Listing Agent Ann Marie Wilcox
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 781-233-7300
Agent MLS ID C0001211
Office MLS ID AN8238
Listing Data Updated Jan 20, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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