432 Humphrey Street # 16, Swampscott MA 01907

Swampscott, MA 01907
$699,000
Est. $5,211/month
2
Beds
2
Baths
1,397
Sq Ft
$500
Price/Sq Ft
1984
Year Built
1
Parking
1
Days on Market
Active Listed Aug 4, 2026 • MLS# 73555107 Copied! • Updated Aug 4, 2026

About this home

** Beach lovers, this is the one you've been waiting for! ** This townhouse boasts the closest location in the entire complex to the beach. Step out your front door and you're just steps from the crosswalk leading directly to the pier and shoreline. Whether you're heading out for a morning breath of fresh air on the sand or simply enjoy watching the world go by, you'll love the panoramic ocean views from your private deck. Inside, abundant natural light pours through oversized windows and sliding glass doors, filling the loft, office, living room, and dining area with sunshine. Beach views can be enjoyed from multiple rooms throughout the home, creating a bright, coastal atmosphere you'll appreciate year-round. Commuters will love the convenience of being just about one mile from the Swampscott Commuter Rail, offering easy access to Boston. You may even find yourself leaving your car in its private garage or designated parking space. When you're not at the beach, enjoy everything Swampscott has to offer. Within approximately one mile you'll find Whole Foods, Swampscott Mall, local restaurants, coffee shops, ice cream, an auto mechanic, and a variety of everyday conveniences. Whether you're relaxing on your private deck after work or exploring the vibrant local dining scene, this location offers the perfect blend of coastal living and everyday convenience.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 4, 2026
$699,000
Original listing
Agent: Paul Chang Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2025 $6,103 $532,100

Financial Details

Annual Property Tax
$6,103
Tax Year 2025
HOA Fee
$968
Monthly
Assessed Value
$532,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1984
Living Area 1,397 sq ft
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Central, Electric
Cooling Central Air
Flooring Carpet
Appliances None
Fireplace None
Basement Y
Laundry In Unit, Electric Dryer Hookup
Features None

Exterior

Construction None
Architecture None
Roof None
Features Porch, Deck - Vinyl
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Vinyl
Has Garage Yes
Features Attached, Off Street, Deeded
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer
Annual Tax $6,103
Assessed Value $532,100

HOA & Community

HOA Fee $968 Monthly
Fee Includes Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities None
Optional Fee Includes None
Seller Disclosures Sellers Disclosure Statement Is Coming...
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 16
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1984
Bedrooms
2
Full Bathrooms
2
Living Area
1,397 sq ft
Total Rooms
5
Stories
3
Entry Level
1

Floor Layout

Interior Features

Flooring: Carpet
Appliances:
Interior Features:
Windows:
Basement: Y
Laundry: In Unit, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1984
Structure Type: Townhouse
Exterior Materials:
Roof:
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Central, Electric
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Vinyl
Patio & Porch: Porch, Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Off Street, Deeded

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Ocean, Ocean, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Community Amenities: Shopping, Walk/Jog Trails, Marina, Other
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

3 schools
B+
Swampscott Elementary School
0.6 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
The Hathaway School
1.1 mi
Grades PK-08
C-
Brickett Elementary School
1.1 mi | #688 of 824 | Score: 36.3
Improved 101 spots from last year
-21.9 below state avg
318 students Moderate
Rising School
Grades K-05
M

Middle Schools

2 schools
B+
Swampscott Middle School
0.5 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
C-
Thurgood Marshall Middle School
1.1 mi | #311 of 352 | Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
A-
Swampscott High School
0.9 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
B
Fredrick Douglass Collegiate Academy
1.8 mi | #12 of 25 | Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students Moderate
Early College Program Rising School
Grades 06-12
D
Lynn English High School
1.9 mi | #318 of 346 | Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $509
Homeowners Insurance $200
HOA Fee $968/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

432 Humphrey Street # 16, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Paul Chang
Listing Office Gibson Sotheby's International Realty
Office Phone 978-255-3569
Agent MLS ID CN258901
Office MLS ID AN7944
Listing Data Updated Aug 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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