LevelSecond
44 Harmon St, Lynn MA 01905
Lynn, MA 01905 • West Lynn
$689,000
$679,000
Est. $4,159/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fully updated single family with 3 finished floors including a large lower-level with its own full bathroom. This West Lynn neighborhood offers a quiet setting with a large driveway and flat fenced backyard. The fully-equipped kitchen includes gas cooking, stainless appliances, and granite counters leading across to an open-concept living room with hardwood floors and plenty of natural light. The main level also includes two bedrooms with large closets and a full bath. Loft space upstairs has room for two more beds or a creative office space. The lower level has an expansive den with adjacent sitting room, another full bath, and laundry. Efficient AC & heat mini-split units on each floor, endless on-demand hot water powered by gas, and newer roof with solar panels. Located just south of Lynn Woods with easy access to Route 1 and 1A to Boston, Breed Park, North Strand Trail, Market Basket, and Lynn Shore Drive beaches.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
1.5%
Price Range
Property Timeline
Price Reduced
Aug 19, 2026
$679,000
$10,000
(-1.45%)
From $689,000 to $679,000 (-1.4%)
Listed for Sale
Jul 16, 2026
$689,000
Original listing
Agent: Steve Binder
Office: Binder Residential
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/19/2026 | ↓ Price Reduced | $679,000 | $10,000 | - | From $689,000 to $679,000 (-1.4%) |
| 07/16/2026 | 🏠 Listed for Sale | $689,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,309 | $609,000 |
Financial Details
Annual Property Tax
$6,309
Tax Year 2025
Assessed Value
$609,000
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1950
Living Area
1,800 sq ft
Lot Size
0.09 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Central, Heat Pump
Cooling
Central Air
Flooring
Wood, Tile
Appliances
Gas Water Heater, Range, Dishwasher, Disposal, Microwave
Fireplace
None
Basement
Full, Finished
Laundry
In Basement, Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Electric Dryer
Financial
Annual Tax
$6,309
Assessed Value
$609,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Solar Panels Were Installed In 2022 With The Lease Running Another 21 Years. Will Qualify For Fha, Va, Or Conventional Loans.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Slate Gray
Sq Ft Source
Measured
Documents
None
County
Essex
Total market time (incl. prior listings)
49 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
3
Full Bathrooms
2
Living Area
1,800 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,250 sq ft above grade
550 sq ft below grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Disposal, Microwave
Interior Features:
Windows:
Insulated Windows, Storm Window(s)
Basement:
Full, Finished
Laundry:
In Basement, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1950
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Central, Heat Pump
Heating Zones:
4
Cooling:
Central Air
Cooling Zones:
4
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Storage, Fenced Yard
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
Sacred Heart Elementary School
0.9 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
1.7 mi
27 students
Diverse
Grades PK-12
C-
Lynn Vocational Technical Institute
1.9 mi
|
#292 of 346
|
Score: 41.8
Improved 42 spots from last year
-16.4 below state avg
1,566 students
Moderate
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades PK-12
B-
KIPP Academy Lynn Charter School
2.0 mi
|
#203 of 346
|
Score: 52.0
Improved 58 spots from last year
-6.2 below state avg
1,629 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
St. Pius V Elementary School
2.1 mi
Grades PK-08
North Shore Christian School
2.1 mi
Grades PK-08
The Hathaway School
3.1 mi
Grades PK-08
C
Julia F Callahan School
0.4 mi
|
#589 of 825
|
Score: 41.4
Improved 115 spots from last year
-16.8 below state avg
384 students
Diverse
Rising School
Grades PK-05
C-
Lincoln-Thomson School
0.7 mi
|
#730 of 825
|
Score: 33.6
Dropped 15 spots from last year
-24.6 below state avg
189 students
Diverse
Grades K-05
William R Fallon School
0.9 mi
26 students
Diverse
Grades PK-05
Middle Schools
2 schools
C+
Pickering Middle School
1.8 mi
|
#229 of 352
|
Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
3.0 mi
|
#311 of 352
|
Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students
Moderate
Rising School
Grades 06-08
High Schools
6 schools
City Arts & Sciences Academy at Fecteau-Leary
1.8 mi
259 students
Moderate
Grades 06-12
St. Mary's High School
2.0 mi
Grades 07-12
B+
Fredrick Douglass Collegiate Academy
2.5 mi
|
#11 of 25
|
Score: 34.7
Improved 331 spots from last year
-23.5 below state avg
364 students
Moderate
Early College Program
Rising School
Grades 06-12
C-
Classical High School
0.5 mi
|
#304 of 346
|
Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
B-
Harold Durgin Success Academy
1.8 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students
Moderate
Rising School
Career Tech Programs
Strong Attendance
Grades 09-12
D
Lynn English High School
2.3 mi
|
#315 of 346
|
Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$526
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
West Lynn
44 Harmon St, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Steve Binder
Listing Office
Binder Residential
Office Phone
617-531-9079
Agent MLS ID
CN239462
Office MLS ID
AN8252
Listing Data Updated
Sep 1, 2026 11:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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