45-45A Spencer St, Boston MA 02124

Boston, MA 02124
$1,270,000
Est. $7,653/month
10
Beds
3
Baths
5,493
Sq Ft
$231
Price/Sq Ft
0.11
Acres
1899
Year Built
114
Days on Market
Active Price Drop -$30,000 Listed Sep 5, 2025 • MLS# 73426817 Copied!

About this home

Well-maintained 3 unit multifamily property located in the heart of Dorchester right next to Talbot T. Unit mix includes: (2) 3BR/1BA and (1) 4BR/1BA. Strong rental history with upside potential through market rent adjustments and small upgrades. All units are spacious, feature hardwood floors, washer/dryer hookups, and private decks. Professionally managed since 2018. Convenient location and ideal for investors.

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1899
Bedrooms
10
Full Bathrooms
3
Living Area
5,493 sq ft
Total Rooms
19
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1899
Living Area 5,493 sq ft
Lot Size 0.11 acres
Bedrooms 10
Full Baths 3
Total Rooms 19

Interior

Heating None
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full, Dirt Floor, Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Deck - Wood

Parking

Features None

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $12,373
Assessed Value $1,068,500

Interior Features

Flooring: Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Dirt Floor, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1899
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Location

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Neighborhood

45-45A Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
1.8% below state avg
E

Elementary Schools

10 schools
C-
Holmes Elementary School
0.1 mi | #710 of 824 | Score: 34.7
Dropped 24 spots from last year
-23.5 below state avg
283 students Diverse
Grades PK-06
D
Greenwood Sarah K-8 School
0.2 mi | #334 of 352 | Score: 27.2
Same rank as last year
-31 below state avg
357 students Less Diverse
Grades PK-08
D
Lee K-8 School
0.3 mi | #335 of 352 | Score: 27.1
Improved 8 spots from last year
-31.1 below state avg
551 students Diverse
Grades PK-08
C-
UP Academy Charter School of Dorchester
0.5 mi | #308 of 352 | Score: 30.7
Dropped 17 spots from last year
-27.5 below state avg
640 students Diverse
Grades PK-08
C-
Codman Academy Charter Public School
0.5 mi | #293 of 346 | Score: 40.3
Dropped 9 spots from last year
-17.9 below state avg
344 students Moderate
College Ready Curriculum
Grades PK-12
C-
UP Academy Holland School
0.8 mi | #721 of 824 | Score: 34.1
Improved 98 spots from last year
-24.1 below state avg
641 students Diverse
Rising School
Grades PK-06
A
Brooke Charter School Mattapan
0.8 mi | #45 of 346 | Score: 67.9
Improved 79 spots from last year
+9.7 above state avg
2,216 students Diverse
Rising School College Ready Curriculum
Grades K-12
Compass School
1.0 mi
Grades PK-12
D
Henderson K-12 Inclusion School Upper
1.1 mi | #315 of 346 | Score: 34.7
Improved 34 spots from last year
-23.5 below state avg
631 students Diverse
Rising School Diverse Student Body
Grades 02-12
D
Shaw Elementary School
1.1 mi | #783 of 824 | Score: 29.8
Improved 54 spots from last year
-28.4 below state avg
528 students Moderate
Rising School
Grades PK-06
M

Middle Schools

10 schools
Epiphany School
0.6 mi
Grades 05-08
Dearborn Middle School
0.9 mi
Mother Caroline Academy
0.9 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
1.1 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
F
Higginson/Lewis K-8 School
1.8 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Nativity Prep School
2.2 mi
Grades 05-08
Middle School Academy
3.0 mi
C
Ohrenberger School
4.4 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
Frederick Pilot Middle
0.9 mi
McCormack Middle
2.3 mi
H

High Schools

10 schools
B+
TechBoston Academy
0.7 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
A+
Boston Latin Academy
1.5 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
Meridian Academy
1.8 mi
Grades 06-09
D
English High School
1.8 mi | #324 of 346 | Score: 29.7
Improved 34 spots from last year
-28.5 below state avg
720 students Moderate
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
B-
Margarita Muniz Academy
2.1 mi | #14 of 25 | Score: 31.3
Improved 349 spots from last year
-26.9 below state avg
428 students Less Diverse
Strong AP Program Rising School
Grades 07-12
B
Dearborn STEM Academy
2.2 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
C
Ruth Batson Academy
2.3 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
A-
O'Bryant School of Math & Science
2.6 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
A-
Boston Preparatory Charter Public School
2.9 mi | #8 of 25 | Score: 41.6
Improved 287 spots from last year
-16.6 below state avg
700 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
New Mission High School
3.1 mi | #240 of 346 | Score: 47.3
Improved 88 spots from last year
-10.9 below state avg
715 students Diverse
13 sports • 458 athletes
Early College Program High Graduation Rate Rising School Diverse Student Body
Grades 07-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,031
Homeowners Insurance $200
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Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Sep 5, 2025
$1,270,000
Original listing

Price & Status History

Date Event Price Change
Sep 5, 2025 New Listing Added $1,270,000

Market Statistics

Days on Market
114 days
Price per Sq Ft
$231
Total Price Drop
-$30,000

Tax History

Year Taxes Assessment
2025 $12,373 $1,068,500

Financial Details

Annual Property Tax
$12,373
Tax Year 2025
Assessed Value
$1,068,500

Listing Information

Listing Agent Zachary Hall
Listing Office Dependable Real Estate, Inc
Agent MLS ID CN211325
Office MLS ID AN3527
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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