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45 Church St # A, Chelmsford MA 01863

Chelmsford, MA 01863
$439,000
Est. $3,006/month
3
Beds
1
Baths
1,754
Sq Ft
$250
Price/Sq Ft
1900
Year Built
2
Parking
20
Days on Market
Pending Listed May 28, 2026 • MLS# 73517009 Copied! • Updated Jun 23, 2026

About this home

Spacious first floor living with high ceilings and large windows that sweep this home in natural light. A private 3rd bedroom or home office on second floor. The large eat-in Victorian style kitchen boasts an abundance of storage with custom cherry wood cabinetry along with modern touches like stainless appliances, ceiling fan and high quality laminate flooring opening up to a large sunny living room to one side and the quiet and cozy three season enclosed porch overlooking gardens on the other A spiral staircase down the hall leads to the second-floor bedroom from the first-floor. Extra living space on the cozy three season porch, covered front porch and a wrap around rear deck for seasonal gathering/dining. Freshly painted exterior and beautiful gardens adorn the large yard that includes a storage shed and off street parking. Second floor unit is also for sale MLS 73525259. Buying both could be an option for savvy investor or a multigenerational family situation.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 6, 2026
Active → Active Under Contract
Pending Sale
Jun 5, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 28, 2026
$439,000
Original listing
Office: Coldwell Banker Realty - Andovers/Readings Regional

Tax History

Year Taxes Assessment
2026 $4,637 $349,400

Financial Details

Annual Property Tax
$4,637
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$349,400

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,754 sq ft
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Central, Forced Air, Natural Gas, Electric
Cooling Central Air
Flooring Carpet, Laminate, Hardwood
Appliances Range, Washer, Dryer, Energy Star Qualified Refrigerator, Energy Star Qualified Dishwasher
Fireplace None
Basement Y
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features None

Exterior

Construction None
Architecture None
Roof None
Features Porch - Enclosed, Deck
Pool None
Spa None
Fencing None
Patio/Porch Enclosed, Deck
Features Off Street
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Dryer, Washer Hookup
Annual Tax $4,637
Assessed Value $349,400

HOA & Community

HOA Fee $200 Monthly
Fee Includes Water, Sewer, Insurance
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Attached"]
Unit/Building A
Sq Ft Source Public Record
Documents Floor Plans (1)
County Middlesex
Total market time (incl. prior listings) 22 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,754 sq ft
Total Rooms
7
Stories
2
Entry Level
1

Room Details

First Floor

Kitchen
17.583333333 x 13.083333333
Bedroom2
12 x 13.25
Living Room
15.5 x 18.666666666
Flooring - Hardwood
Master Bedroom
15.083333333 x 14.833333333

Second Floor

Bedroom3
21.833333333 x 13.25

Other Floor

Bathroom1
Bedroom5
Bedroom4
Dining Room
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Carpet, Laminate, Hardwood
Appliances: Range, Washer, Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dishwasher
Interior Features:
Windows:
Basement: Y
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type: Attached
Exterior Materials:
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Central, Forced Air, Natural Gas, Electric
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck
Patio & Porch: Enclosed, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street
School District
Chelmsford School District local
A
School Safety 2024-25
0.7% Low
0.6% Suspensions 1.0% In-School 0.1% Emergency
4.8% below state avg
E

Elementary Schools

3 schools
Lighthouse School
0.8 mi
Grades PK-12
C+
Collegiate Charter School of Lowell
0.9 mi | #238 of 346 | Score: 47.5
Improved 27 spots from last year
-10.7 below state avg
1,212 students Very Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades K-12
B+
Charles D Harrington School
0.9 mi | #317 of 824 | Score: 50.2
Improved 147 spots from last year
-8 below state avg
468 students Diverse
Rising School Diverse Student Body
Grades K-04
M

Middle Schools

3 schools
A-
McCarthy Middle School
1.3 mi | #81 of 352 | Score: 51.9
Improved 23 spots from last year
-6.3 below state avg
808 students Diverse
Rising School Strong Attendance
Grades 07-08
A-
Colonel Moses Parker School
1.3 mi | #233 of 824 | Score: 53.3
Dropped 89 spots from last year
-4.9 below state avg
778 students Diverse
Grades 05-06
C
Dr. An Wang School
1.6 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

3 schools
A
Chelmsford High School
1.0 mi | #63 of 346 | Score: 65.1
Dropped 41 spots from last year
+6.9 above state avg
1,402 students Diverse
20 sports • 2,624 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B-
Greater Lowell Regional Vocational Technical School
1.4 mi | #182 of 346 | Score: 52.8
Improved 129 spots from last year
-5.4 below state avg
2,314 students Very Diverse
High Graduation Rate Rising School Career Tech Programs Diverse Student Body
Grades 09-12
F
The Career Academy
2.7 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $386
Homeowners Insurance $200
HOA Fee $200/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

45 Church St # A, Chelmsford MA 01863

Chelmsford, MA 01863

Listing Information

Listing Agent Jamie Elmore
Listing Office Coldwell Banker Realty - Andovers/Readings Regional
Office Phone 978-475-2201
Agent MLS ID CN216984
Office MLS ID AN8827
Listing Data Updated Jun 23, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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