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45 Cottage St. # 3, Lynn MA 01905

Lynn, MA 01905
$250,000
Est. $1,954/month
1
Beds
1
Baths
501
Sq Ft
$499
Price/Sq Ft
1985
Year Built
Condominium
Type
151
Days on Market
Active Listed Oct 15, 2025 • MLS# 73443916 Copied!

About this home

Affordable 1 bedroom condo located in West Lynn, near public transportation and the Northern Strand Community Trail. This first level, above grade unit has a good-sized bedroom with walk in closest. Open living/dining room area that leads out to a private balcony. Other key features include professionally managed association, in-building laundry, 1 car parking and extra storage. Perfect for a first-time home-buyer or investor. Don’t miss out!

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1985
Bedrooms
1
Full Bathrooms
1
Living Area
501 sq ft
Total Rooms
3
Stories
1
Entry Level
1

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1985
Living Area 501 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Electric Baseboard
Cooling Wall Unit(s)
Flooring None
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Y
Laundry In Building
Features None

Exterior

Construction Frame, Brick
Architecture None
Roof Rubber
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven

Financial

Annual Tax $1,902
Assessed Value $183,600

Interior Features

Flooring:
Appliances: Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Y
Laundry: In Building
Security:

Construction & Materials

Year Built: 1985
Structure Type: Garden
Exterior Materials: Frame, Brick
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Electric Baseboard
Cooling: Wall Unit(s)
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street

Location

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Neighborhood

45 Cottage St. # 3, Lynn MA 01905

Lynn, MA 01905

Walkability

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Nearby Schools

School District
Lynn School District local
D
⚠ School Safety 2024-25
3.5% Above Average
3.0% Suspensions 0.3% In-School 0.1% Expulsions 0.4% Emergency
↓ 2.0% below state avg
E

Elementary Schools

10 schools
Sacred Heart Elementary School
0.4 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
0.8 mi | #284 of 346 | Score: 42.8
Improved 50 spots from last year
-15.5 below state avg
1,584 students Moderate
Early College Program Rising School Career Tech Programs
Grades PK-12
B-
KIPP Academy Lynn Charter School
1.3 mi | #197 of 346 | Score: 51.6
Improved 64 spots from last year
-6.6 below state avg
1,637 students Moderate
High Graduation Rate Rising School College Ready Curriculum
Grades K-12
St. Pius V Elementary School
1.8 mi
Grades PK-08
North Shore Christian School
2.1 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
2.2 mi
Grades PK-12
The Hathaway School
2.5 mi
Grades PK-08
C
A. Drewicz Elementary School
0.1 mi | #600 of 824 | Score: 40.9
Improved 84 spots from last year
-17.3 below state avg
488 students Moderate
Rising School
Grades K-05
C-
Wm. P. Connery Elementary School
0.4 mi | #719 of 824 | Score: 34.2
Improved 75 spots from last year
-24.1 below state avg
563 students Moderate
Rising School
Grades K-05
William R Fallon School
0.6 mi
30 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

2 schools
C+
Pickering Middle School
1.9 mi | #226 of 352 | Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
2.2 mi | #311 of 352 | Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students Moderate
Rising School
Grades 06-08
H

High Schools

6 schools
City Arts & Sciences Academy at Fecteau-Leary
0.9 mi
Grades 06-12
St. Mary's High School
1.1 mi
Grades 07-12
B
Fredrick Douglass Collegiate Academy
1.4 mi | #12 of 25 | Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students Moderate
Early College Program Rising School
Grades 06-12
C-
Classical High School
0.8 mi | #302 of 346 | Score: 37.9
Improved 51 spots from last year
-20.3 below state avg
1,795 students Moderate
Early College Program Rising School Career Tech Programs
Grades 09-12
B-
Harold Durgin Success Academy
0.9 mi | #16 of 25 | Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students Diverse
Rising School Career Tech Programs
Grades 09-12
D
Lynn English High School
1.8 mi | #318 of 346 | Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $159
Homeowners Insurance $200
HOA Fee $331/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

•
Back On Market
Mar 13, 2026
Active
📋
Status: Active under contract
Feb 26, 2026
Active → Active Under Contract
⏳
Pending Sale
Feb 25, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Oct 15, 2025
$250,000
Original listing
Agent: Juan E. Pabon Office: Coldwell Banker First Quality Realty

Price & Status History

Date Event Price Change
Feb 26, 2026 Status: Active under contract $0 —
Oct 15, 2025 New Listing Added $250,000 —

Market Statistics

Days on Market
151 days
Price per Sq Ft
$499

Tax History

Year Taxes Assessment
2025 $1,902 $183,600

Financial Details

Annual Property Tax
$1,902
Tax Year 2025
HOA Fee
$331
Monthly
Assessed Value
$183,600

Listing Information

Listing Agent Juan E. Pabon
Listing Office Coldwell Banker First Quality Realty
Agent MLS ID BB804846
Office MLS ID BB5859
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lynn, MA

Real-time market trends and pricing data for this area

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Steven Novak

Steven Novak

BMN Boston Real Estate

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