45 County St # 4, Ipswich MA 01938

Ipswich, MA 01938
$344,900
Est. $2,416/month
1
Beds
1
Baths
634
Sq Ft
$544
Price/Sq Ft
1814
Year Built
1
Parking
33
Days on Market
Sale Pending Listed Jan 13, 2026 • MLS# 73467875 Copied! • Updated Feb 16, 2026

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About this home

Charm, views and location describe this bright and beautifully updated 1-bedroom condo, perfectly situated along the peaceful Ipswich River. Wake up to tranquil water views and enjoy the convenience of being moments from downtown Ipswich, the commuter rail, shops, and local dining. This inviting condo features hardwood floors, beautifully updated kitchen, deep closets, and a comfortable layout with nooks and crannies, making it feel larger than it is. Step outside to walking paths, kayak launches, and scenic riverfront spots—perfect for nature lovers and outdoor enthusiasts. With dedicated parking, low-maintenance living, and a setting that blends comfort with New England charm, this condo is an exceptional choice.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Feb 4, 2026
Active → Active Under Contract
Pending Sale
Feb 3, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jan 13, 2026
$344,900
Original listing
Office: Churchill Properties

Tax History

Year Taxes Assessment
2025 $3,291 $295,200

Financial Details

Annual Property Tax
$3,291
Tax Year 2025
HOA Fee
$198
Monthly
Assessed Value
$295,200

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1814
Living Area 634 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Hot Water, Natural Gas
Cooling None
Flooring Laminate, Hardwood
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Basement, In Building
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Storage, Garden, Gazebo
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven
Annual Tax $3,291
Assessed Value $295,200

HOA & Community

HOA Fee $198 Monthly
Fee Includes Water, Sewer, Insurance
Amenities None
Optional Fee Includes None
Owner-Occupied Units 4
Seller Disclosures None
Exclusions Sliding Barn Door Not Included Hardware Will Stay Or Be Removed Upon Request.
Possession None
Accepted Financing None
Structure Type ["Garden"]
Unit/Building 4
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Management Association Bylaws, Floor Plans (4)
County Essex
Total market time (incl. prior listings) 34 days

Property Overview

Property Type
Condominium
Listing Type
Sale Pending
Year Built
1814
Bedrooms
1
Full Bathrooms
1
Living Area
634 sq ft
Total Rooms
3
Stories
2
Entry Level
2

Floor Layout

Interior Features

Flooring: Laminate, Hardwood
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Basement, In Building
Security:

Construction & Materials

Year Built: 1814
Effective Year (Renovated): 2005
Structure Type: Garden
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Hot Water, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Storage, Garden, Gazebo
Patio & Porch:
Fencing:
Other Structures: Gazebo
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, River, Ocean, 1 to 2 Mile To Beach, Beach Ownership(Public)
Community Amenities: Public Transportation, Shopping, Walk/Jog Trails, Public School, T-Station

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $274
Homeowners Insurance $200
HOA Fee $198/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

45 County St # 4, Ipswich MA 01938

Ipswich, MA 01938

Listing Information

Listing Agent Andrea Lacroix
Listing Office Churchill Properties
Office Phone 978-626-1685
Agent MLS ID K8000141
Office MLS ID AN3418
Listing Data Updated Feb 16, 2026 6:18 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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