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45 Harvard St, Lowell MA 01851

Lowell, MA 01851 • Highlands
$319,900
Est. $2,120/month
2
Beds
1
Baths
1,000
Sq Ft
$320
Price/Sq Ft
1895
Year Built
Condominium
Type
10
Days on Market
Active Listed Feb 11, 2026 • MLS# 73476373 Copied!

About this home

Highly sought-after neighborhood! Newly renovated 2-bedroom, 1-bath condo located on the 3rd floor, featuring a brand-new kitchen and bath, updated flooring, all new windows, the dining room has a large walk-in closet, and more. The main bedroom is set within a charming round turret, offering unique character and its own private exterior exit. This unit includes additional basement storage with a workshop area and access to common washer and dryer facilities. Enjoy two off-street parking spaces, a shared yard, and a large front porch—perfect for grilling or relaxing. Conveniently located near Lowell General Hospital, UMass Lowell, downtown dining and shopping, MBTA commuter train station, Lowell Memorial Repertory Theater, and the Lowell Auditorium, with easy highway access and close proximity to tax-free New Hampshire shopping.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1895
Bedrooms
2
Full Bathrooms
1
Living Area
1,000 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1895
Living Area 1,000 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Laminate
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry Gas Dryer Hookup, Exterior Access, Walk-in Storage, Washer Hookup, In Basement, Common Area, In Building
Features None

Exterior

Construction Frame
Architecture None
Roof Asphalt/composition Shingles

Parking

Features Off Street, Assigned, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax 0.00
Assessed Value 0.00

Interior Features

Flooring: Wood, Laminate
Appliances: Range, Microwave, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: Gas Dryer Hookup, Exterior Access, Walk-in Storage, Washer Hookup, In Basement, Common Area, In Building
Security:

Construction & Materials

Year Built: 1895
Effective Year (Renovated): 2025
Structure Type: Garden
Exterior Materials: Frame
Roof: Asphalt/Composition Shingles
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned, Paved

Location

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Neighborhood

Highlands

45 Harvard St, Lowell MA 01851

Lowell, MA 01851

Walkability

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Nearby Schools

School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
Community Christian Academy
0.1 mi
Grades PK-12
C
Bartlett Community Partnership School
0.7 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
Lowell Catholic School
0.9 mi
Grades PK-12
St. Patrick School and Educational Center
1.1 mi
Grades PK-08
C+
Collegiate Charter School of Lowell
1.1 mi | #238 of 346 | Score: 47.5
Improved 27 spots from last year
-10.7 below state avg
1,212 students Very Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades K-12
Hellenic American Academy
1.2 mi
Grades PK-08
B
Lowell Community Charter Public School
1.3 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.3 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
St. Jeanne D'Arc Elementary School
1.4 mi
Grades PK-08
Immaculate Conception School
1.9 mi
Grades PK-08
M

Middle Schools

7 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
0.9 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.0 mi
15 students Diverse
Diverse Student Body
Grades 01-08
C
Dr. An Wang School
1.1 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.8 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.3 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.8 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.7 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.2 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.5 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.6 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
HOA Fee $302/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Feb 11, 2026
$319,900
Original listing
Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Feb 11, 2026 New Listing Added $319,900 —

Market Statistics

Days on Market
10 days
Price per Sq Ft
$320

Tax History

Year Taxes Assessment
2025 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2025
HOA Fee
$302
Monthly
Assessed Value
$0

Listing Information

Listing Agent Celeste Dunn
Listing Office LAER Realty Partners
Agent MLS ID BB806957
Office MLS ID AN1199
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lowell, MA

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Steven Novak

Steven Novak

BMN Boston Real Estate

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