45 S Pine St, Haverhill MA 01835
Haverhill, MA 01835 • Bradford
$550,000
Est. $3,350/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
27
Sep
Sunday, September 27
11:00 AM - 1:00 PM EDT
26
Sep
Saturday, September 26
12:00 PM - 2:00 PM EDT
About this home
Welcome to 45 South Pine Street! This charming 3-bedroom, 1.5-bath home offers plenty of space both inside and out. Enjoy a bright sunroom, a welcoming side porch, and an oversized yard perfect for entertaining, gardening, or relaxing outdoors. A private driveway provides convenient off-street parking. With a great combination of indoor and outdoor living space, this home is ready for it's next owner to make it their own. The eat in kitchen flows effortlessly into your living room and a cozy sitting area equipped with your own wood stove. The half bathroom is also on this level. The upstairs has 3 oversized bedrooms with ample closet space and a full bathroom. Come on by this weekend!
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Recently Sold Nearby
Property History
Market Insights
65.5%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 23, 2026
$550,000
Original listing
Agent: Kerry D'Ambroise
Office: Columbus and Over Group, LLC
Previous Transaction - MLS #70955084
Full transaction history available when tracking began
Previously Sold
Sep 18, 2009
$190,000
MLS #70955084
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
| 09/18/2009 | 🏷️ Previously Sold | $190,000 | - | - | MLS #70955084 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,429 | $417,400 |
Financial Details
Annual Property Tax
$4,429
Tax Year 2026
Assessed Value
$417,400
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,296 sq ft
Lot Size
0.13 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Steam
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Dishwasher, Refrigerator, Freezer, Washer, Dryer
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Colonial
Roof
Shingle
Features
Porch, Porch - Enclosed, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Porch - Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$4,429
Assessed Value
$417,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
No Radiator In The Back Bedroom
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,296 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,296 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Porch - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Dishwasher, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Steam
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Porch - Enclosed, Storage, Fenced Yard
Patio & Porch:
Porch, Porch - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
3 schools
Sacred Hearts Elementary School
0.1 mi
Grades K-08
Greenleaf Academy
0.3 mi
33 students
Diverse
Diverse Student Body
Grades 01-12
B-
Bradford Elementary School
0.8 mi
|
#434 of 825
|
Score: 46.5
Improved 188 spots from last year
-11.7 below state avg
404 students
Diverse
Rising School
Grades K-04
Middle Schools
3 schools
C-
Dr. Paul Nettle Middle School
0.9 mi
|
#293 of 352
|
Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students
Diverse
Grades 05-08
C
Consentino Middle School
1.4 mi
|
#277 of 352
|
Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students
Diverse
Grades 05-08
C
John G Whittier School
2.1 mi
|
#281 of 352
|
Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
B-
Gateway Academy
1.6 mi
|
#15 of 25
|
Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students
Diverse
Rising School
Grades 07-12
C
Haverhill High School
2.0 mi
|
#256 of 346
|
Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
A
Pentucket Regional Senior High School
3.2 mi
|
#68 of 346
|
Score: 64.8
Same rank as last year
+6.6 above state avg
565 students
Less Diverse
19 sports
• 1,514 athletes
Strong AP Program
High Graduation Rate
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$369
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Bradford
45 S Pine St, Haverhill MA 01835
Haverhill, MA 01835
Listing Information
Listing Agent
Kerry D'Ambroise
Listing Office
Columbus and Over Group, LLC
Office Phone
617-645-3407
Agent MLS ID
CN243501
Office MLS ID
AN1793
Listing Data Updated
Sep 23, 2026 8:48 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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