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45 Springfield Street # 1, Belmont MA 02478

Belmont, MA 02478
$739,000
Est. $4,670/month
2
Beds
1
Baths
1,209
Sq Ft
$611
Price/Sq Ft
1916
Year Built
16 hours 8 minutes
Time on Market
Active Open House Listed May 6, 2026 • MLS# 73513545 Copied!

About this home

This charming 1916 Victorian offers 6 rooms filled with timeless character—boasting high ceilings, gleaming hardwood floors and rich period details. Located in Belmont’s sought after Harvard Lawn neighborhood close to Grove Street Park, Fresh Pond & bus to Harvard Square. Exclusive-use front porch with teak flooring is perfect for morning coffee. Welcoming foyer with a coat closet, leads to a sun-filled, living room. Carved archway opens to the spacious dining room, highlighted by a beautiful built-in China cabinet. The renovated kitchen features cherry cabinetry & new stainless-steel appliances, including a gas range and vent hood. Two generously sized bedrooms (one with deep closet), an updated full bath and a garden sunroom suited for office, breakfast nook or cozy guest room complete this insulated, 1st floor condo. Shared yard’s bluestone patio & gardens is ideal for summer dining. Garage & driveway parking. Private Basement storage area with laundry. Great commuter location.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1916
Bedrooms
2
Full Bathrooms
1
Living Area
1,209 sq ft
Total Rooms
6
Stories
1
Entry Level
1

Open House Schedule

09
May
Saturday, May 9
1:30 PM - 3:00 PM EDT
08
May
Friday, May 8
11:00 AM - 12:00 PM EDT
10
May
Sunday, May 10
12:00 PM - 1:30 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1916
Living Area 1,209 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 6

Interior

Heating Steam, Natural Gas
Cooling Window Unit(s)
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Basement, In Building, Washer Hookup
Features Ceiling Fan(s), Vaulted Ceiling(s), Sun Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Patio, Fenced Yard, Garden, Rain Gutters
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Patio

Parking

Garage Spaces 1
Has Garage Yes
Features Detached
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup

Financial

Annual Tax $8,794
Assessed Value $764,000

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Sun Room
Windows: Insulated Windows, Storm Window(s)
Basement: Y
Laundry: In Basement, In Building, Washer Hookup
Security:

Construction & Materials

Year Built: 1916
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Patio, Fenced Yard, Garden, Rain Gutters
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 2
Parking Features: Detached

Location

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Neighborhood

45 Springfield Street # 1, Belmont MA 02478

Belmont, MA 02478

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $733
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 6, 2026
$739,000
Original listing
Agent: Terry McCarthy Office: Coldwell Banker Realty - Belmont

Price & Status History

Date Event Price Change
May 6, 2026 New Listing Added $739,000

Market Statistics

Time on Market
16 hours 8 minutes
Price per Sq Ft
$611

Tax History

Year Taxes Assessment
2026 $8,794 $764,000

Financial Details

Annual Property Tax
$8,794
Tax Year 2026
HOA Fee
$0
Per month
Assessed Value
$764,000

Listing Information

Listing Agent Terry McCarthy
Listing Office Coldwell Banker Realty - Belmont
Agent MLS ID BB922669
Office MLS ID AN6190
Listing Data Updated May 6, 2026 3:54 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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