46 Howard St, Lowell MA 01851

Lowell, MA 01851

$779,900

Est. $4,480/month

6

Beds

4

Baths

3,337

Sq Ft

$234

Price/Sq Ft

0.06

Acres

1900

Year Built

4 Family - 4 Units Up/Down

Type

20

Days on Market

Active Listed Jun 17, 2026 • MLS# 73537611 Copied! • Updated Jun 21, 2026

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About this home

This 4 unit mixed use property has been carefully maintained and upgraded over the last few years. Units consists of (2) 2 br 1 bath units,(1) Townhouse style 2br 1 bath, and (1) Commercial/Retail space which is presently a barbershop or possibly could be converted to residential space if desired . Residential units have forced hot air gas heating systems and electric heat in barber shop. Tenants pay own utilities excluding water. Present owners have done a lot of work updating and fixing up the property. Rents certainly have room to grow.

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Property History

Property Timeline

🏠

Listed for Sale

Jun 17, 2026

$779,900

Original listing

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
06/17/2026	🏠 Listed for Sale	$779,900	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$4,039	$318,300

Financial Details

Annual Property Tax

$4,039

Tax Year 2026

Assessed Value

$318,300

Facts & Features

Home Facts

Type Residential Income

Style 4 Family - 4 Units Up/Down

Year Built 1900

Living Area 3,337 sq ft

Lot Size 0.06 acres

Bedrooms 6

Full Baths 4

Total Rooms 18

Investment Metrics

Units 4

Unit 1 Rent $1,530/mo · N

Unit 2 Rent $1,500/mo · N

Unit 3 Rent $1,650/mo

Unit 4 Rent $1,470/mo · Y

Total Monthly Rent $6,150/mo

Gross Income $73,800

Net Operating Income $58,805

Operating Expenses $14,995

Water/Sewer Expense $2,164

Insurance Expense $5,404

Cap Rate 7.54%

Interior

Heating None

Cooling None

Flooring None

Appliances None

Fireplace None

Basement Partial

Laundry None

Features None

Exterior

Construction Frame

Architecture None

Roof None

Features None

Pool None

Spa None

Fencing None

Patio/Porch Porch, Deck

Parking

Features None

Utilities

Electric None

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $4,039

Assessed Value $318,300

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

MA Disclosures

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Documents None

County Middlesex

Total market time (incl. prior listings) 4 days

Property Overview

Property Type

4 Family - 4 Units Up/Down

Listing Type

For Sale

Year Built

1900

Bedrooms

6

Full Bathrooms

4

Living Area

3,337 sq ft

Total Rooms

18

Stories

2

Levels

2

Room Details

Other Floor

Bathroom1

Bedroom5

Bedroom4

Bedroom3

Dining Room

Kitchen

Bathroom2

Bedroom2

Living Room

Bathroom3

Master Bedroom

Office

Family Room

Master Bathroom

Interior Features

Flooring:

Appliances:

Interior Features:

Windows:

Basement: Partial

Laundry:

Security:

Construction & Materials

Year Built: 1900

Structure Type:

Exterior Materials: Frame

Roof:

Foundation: Stone, Irregular

Stories: 2

Heating, Cooling & Utilities

Heating:

Cooling:

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch: Porch, Deck

Fencing:

Other Structures:

Lot Features: Corner Lot

Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

$0

Principal, interest, taxes & insurance

Loan Amount

$0

After down payment

Total Interest

$0

Over life of loan

Total Cost

$0

Including down payment

Home Price

Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $337

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

Save $0/mo

Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Howard St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Shawn Curran

Listing Office Prime Properties, Inc.

Office Phone 978-251-4229

Agent MLS ID CT008740

Office MLS ID AC2258

Listing Data Updated Jun 21, 2026 4:05 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak

BMN Boston Real Estate

(617) 955-2224 mail@steve-novak.com

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