46 Manchester, Lawrence MA 01841
Lawrence, MA 01841
$774,000
Est. $4,539/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Here's a chance to buy a home and an investment in one. 46 Manchester St is a 1910 three-family with 8 bedrooms and 3 full baths. The 2nd-floor unit is vacant and partway through a renovation, so you can make it your own. It has 3 bedrooms and about 850 sq ft. Newer wood-look flooring and a sunny bay window in the primary bedroom. The kitchen is ready for you to pick the cabinets, counters and finishes you want. The unit also has a separate living room and dining room, a good layout for an owner who wants space. The top-floor 1-bedroom unit has its own balcony, and the 1st-floor unit adds to the income. Other features include gas steam heat, separate electric meters, aluminum/vinyl siding, a full basement for storage, rear decks, off-street driveway parking and a fenced yard. It's close to downtown Lawrence, shopping, the commuter rail and I-495. You can live upstairs while your tenants help pay the mortgage, or finish the unit and rent it at market rate.
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Property History
Property Timeline
Listed for Sale
Oct 2, 2026
$774,000
Original listing
Agent: Ann Bennett
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/02/2026 | 🏠 Listed for Sale | $774,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,100 | $579,500 |
Financial Details
Annual Property Tax
$5,100
Tax Year 2025
Assessed Value
$579,500
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1910
Living Area
2,633 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
7
Full Baths
3
Total Rooms
14
Investment Metrics
Units
3
Unit 1 Rent
$1,500/mo · N
Unit 2 Rent
— · N
Unit 3 Rent
$1,500/mo · N
Total Monthly Rent
$3,000/mo
Gross Income
$36,000
Net Operating Income
$36,000
Cap Rate
4.65%
Interior
Heating
Steam
Cooling
None
Flooring
Wood, Vinyl
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Bulkhead, Unfinished
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Roof
Parking
Features
Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$5,100
Assessed Value
$579,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
2nd Floor Under Renovation / Vacant - Ready For New Kitchen.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
7
Full Bathrooms
3
Living Area
2,633 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,633 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Roof
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Range, Refrigerator
Interior Features:
Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Windows:
Basement:
Full, Bulkhead, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam
Heating Zones:
3
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Deck - Roof
Fencing:
Other Structures:
Lot Features:
Road Frontage:
40.00 ft
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
3 schools
C
Lawrence Family Development Charter School
0.3 mi
|
#255 of 352
|
Score: 35.9
Dropped 54 spots from last year
-22.3 below state avg
920 students
Less Diverse
Strong Attendance
Grades PK-08
D
Arlington Elementary School
0.4 mi
|
#750 of 825
|
Score: 32.5
Improved 57 spots from last year
-25.7 below state avg
513 students
Less Diverse
Rising School
Grades K-04
C-
John K Tarbox School
0.5 mi
|
#712 of 825
|
Score: 34.8
Dropped 53 spots from last year
-23.4 below state avg
218 students
Less Diverse
Grades 01-04
Middle Schools
3 schools
C-
Arlington Middle School
0.4 mi
|
#313 of 352
|
Score: 30.5
Improved 36 spots from last year
-27.7 below state avg
509 students
Less Diverse
Rising School
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
0.5 mi
Grades 05-08
D
Alexander B Bruce School
0.7 mi
|
#330 of 352
|
Score: 28.1
Dropped 6 spots from last year
-30.1 below state avg
431 students
Less Diverse
Grades 03-08
High Schools
3 schools
Central Catholic High School
0.4 mi
21 sports
• 2,718 athletes
Strong Athletics
Grades 09-12
Notre Dame Cristo Rey High School
1.0 mi
17 sports
• 423 athletes
Strong Athletics
Grades 09-11
Presentation of Mary Academy
1.1 mi
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$425
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
46 Manchester, Lawrence MA 01841
Lawrence, MA 01841
Listing Information
Listing Agent
Ann Bennett
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN224716
Office MLS ID
AN8613
Listing Data Updated
Oct 2, 2026 3:25 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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