48 Federal St # 206, Beverly MA 01915
Beverly, MA 01915
$412,900
Est. $2,968/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to Unit 206 at 48 Federal Street, where vibrant downtown living meets the very best of the North Shore lifestyle. This bright and inviting corner-unit condominium, seamlessly blending comfort, convenience, and coastal charm. The spacious layout features a generously sized bedroom, a full bathroom, and a versatile bonus room perfect as a home office, guest room, nursery, or private reading retreat. Sunlight pours into the expansive living room through oversized windows, highlighting the beautiful hardwood floors and creating a warm, welcoming space ideal for both everyday living and entertaining. Additional features include in-unit laundry, a newer heating and air conditioning system, dedicated storage, one garage parking space, and one additional assigned outdoor parking space. Perfectly positioned in the heart of downtown Beverly, this home offers an exceptional walkable lifestyle. The Beverly Depot Commuter Rail is just a short stroll away, providing an easy commute into Boston, while beautiful Dane Street Beach, the waterfront, parks, boutique shopping, award-winning restaurants, cafés, breweries, galleries, and year-round community events are all just minutes from your doorstep. Recently recognized as Massachusetts' Best Place to Live, Beverly is celebrated for its vibrant downtown, thriving arts and culture scene, outstanding coastal amenities, and welcoming community—making it one of the most desirable cities on the North Shore. Whether you're a first-time homebuyer, downsizing, or searching for a low-maintenance home in an unbeatable location, Unit 206 at 48 Federal Street offers the perfect combination of generous living space, commuter convenience, and an exceptional coastal lifestyle.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 6, 2026
Active → Active Under Contract
Pending Sale
Aug 4, 2026
Offer accepted, sale pending
Listed for Sale
Jul 28, 2026
$412,900
Original listing
Agent: Noreen Moriarty Kerrins
Office: Return Realty Group, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/06/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/04/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/28/2026 | 🏠 Listed for Sale | $412,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,950 | $359,400 |
Financial Details
Annual Property Tax
$3,950
Tax Year 2025
HOA Fee
$351
Monthly
Assessed Value
$359,400
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2005
Living Area
868 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
4
Interior
Heating
Central, Natural Gas
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Common
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,950
Assessed Value
$359,400
HOA & Community
HOA Fee
$351 Monthly
Fee Includes
Water, Insurance, Trash
Amenities
None
Optional Fee Includes
None
Pets
Yes
MA Disclosures
Lead Paint
None
Seller Disclosures
Some Photos Have Been Virtually Staged And/or Digitally Enhanced Enhanced To Simulate Dusk/twilight Conditions
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
206
Sq Ft Source
Public Record
Documents
Unit Deed (1)
County
Essex
Total market time (incl. prior listings)
23 days
Property Overview
Property Type
Condominium
Listing Type
Sale Pending
Year Built
2005
Bedrooms
1
Full Bathrooms
1
Living Area
868 sq ft
Total Rooms
4
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
868 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Intercom
Construction & Materials
Year Built:
2005
Structure Type:
Garden
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central, Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
2
Parking Features:
Under, Common
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$329
Homeowners Insurance
$200
HOA Fee
$351/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
48 Federal St # 206, Beverly MA 01915
Beverly, MA 01915
Listing Information
Listing Agent
Noreen Moriarty Kerrins
Listing Office
Return Realty Group, Inc.
Office Phone
617-913-2722
Agent MLS ID
CN223403
Office MLS ID
AN4219
Listing Data Updated
Aug 20, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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