49-51 Harding Avenue, Belmont MA 02478
Belmont, MA 02478
$1,400,000
Est. $8,625/month
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About this home
Set on a side street just outside Cushing Square, 49-51 Harding Ave offers a spacious Belmont two-family with flexible owner-occupant or investment potential. The home has 13 total rooms, hardwood floors, updated windows, and classic 1929 character throughout. Unit 1 features 2 bedrooms, a tiled full bath, and an updated eat-in kitchen with white cabinetry, stainless steel appliances, and good storage. Unit 2 spans the second and third floors with 3 bedrooms, 1.5 baths, a dining room, oversized living room, front sunroom, rear screened porch, and office space. Updated kitchen includes white cabinets, quartz counters, stainless steel appliances, and generous storage. Outdoor space includes a rear deck with built-in seating plus covered and enclosed porch areas. A full walk-out basement, 2 garage spaces, and 2 additional off-street spaces add everyday convenience. Close to the 73 bus line with access to Harvard Square, Boston, shopping, parks, and Belmont schools.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Listed for Sale
Jun 17, 2026
$1,400,000
Original listing
Agent: The Toland Team
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate
Listed for Sale
Jun 17, 2026
$1,400,000
Original listing
Agent: The Toland Team
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/17/2026 | 🏠 Listed for Sale | $1,400,000 | - | - | Original listing |
| 06/17/2026 | 🏠 Listed for Sale | $1,400,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $16,149 | $1,403,000 |
Financial Details
Annual Property Tax
$16,149
Tax Year 2026
Assessed Value
$1,403,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1929
Living Area
2,751 sq ft
Lot Size
0.13 acres
Stories
3
Bedrooms
5
Full Baths
2
Half Baths
1
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
$2,800/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$2,800/mo
Gross Income
$33,600
Net Operating Income
$33,600
Cap Rate
2.40%
Interior
Heating
Steam, Oil, Electric
Cooling
None
Flooring
Wood, Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Disposal, Range Hood
Fireplace
None
Basement
Full, Walk-out Access, Concrete, Unfinished
Laundry
Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Features
Ceiling Fan(s), Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Living Room, Dining Room, Kitchen, Office/den, Sunroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed, Deck, Covered
Parking
Garage Spaces
2
Has Garage
Yes
Features
Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$16,149
Assessed Value
$1,403,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
See School Dept. For Elementary School Placement.
Exclusions
All Tenant Belongings
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
42 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1929
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,751 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,751 sq ft above grade
0 sq ft below grade
Display Options
Outdoor Areas
Patio & porchEnclosed, Deck, Covered
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Disposal, Range Hood
Interior Features:
Ceiling Fan(s), Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub, Living Room, Dining Room, Kitchen, Office/Den, Sunroom
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Concrete, Unfinished
Laundry:
Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1929
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block, Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Oil, Electric
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat, Other (See Remarks)
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed, Deck, Covered
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
4
Parking Features:
Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,346
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
49-51 Harding Avenue, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
The Toland Team
Listing Office
Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone
617-489-6900
Agent MLS ID
TM334219
Office MLS ID
AN5429
Listing Data Updated
Aug 29, 2026 1:13 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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