49 E Main St, Ayer MA 01432
Ayer, MA 01432
$550,000
Est. $3,364/month
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About this home
Offers requested by 5 pm on 7/14/26 and valid through 5 pm on 7/15/26. Well-maintained two-family home ideally located in the heart of town, offering an excellent opportunity for both owner-occupants and investors. Each unit features 3 bedrooms, a living room, dining/family room, eat-in kitchen, and full bath. Kitchens include a stove, refrigerator, microwave, dishwasher, and ample cabinetry. Major updates completed around 2009 include the roof, siding, and Harvey replacement windows, with kitchens and baths updated after 2011. Each unit has its own 100-amp electrical panel, separate heat, electric, hot water, and water service, keeping owner expenses limited to taxes, insurance, and exterior maintenance. Both units have lead compliance certificates registered with the state in 2011. Strong rental history in the high-demand Central Massachusetts market and conveniently located near the commuter rail station.
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Property History
Market Insights
Property Timeline
Status: Active under contract
Jul 16, 2026
Active → Active Under Contract
Pending Sale
Jul 15, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jul 13, 2026
New showing requirements
Listed for Sale
Jul 8, 2026
$550,000
Original listing
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/16/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/15/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/13/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/08/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,595 | $384,200 |
Financial Details
Annual Property Tax
$4,595
Tax Year 2025
Assessed Value
$384,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
2,650 sq ft
Lot Size
0.15 acres
Bedrooms
6
Full Baths
2
Total Rooms
14
Investment Metrics
Units
2
Unit 1 Rent
$1,950/mo · N
Unit 2 Rent
$2,010/mo · N
Total Monthly Rent
$3,960/mo
Gross Income
$42,180
Net Operating Income
$44,613
Operating Expenses
$2,907
Insurance Expense
$2,907
Cap Rate
8.11%
Interior
Heating
Central, Baseboard, Oil, Forced Air
Cooling
None
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Full, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Lead Certification Available, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup, Varies Per Unit
Financial
Annual Tax
$4,595
Assessed Value
$384,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
22 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1890
Bedrooms
6
Full Bathrooms
2
Living Area
2,650 sq ft
Total Rooms
14
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,650 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Lead Certification Available, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
Windows:
Insulated Windows
Basement:
Full, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Central, Baseboard, Oil, Forced Air
Heating Zones:
2
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Shed(s)
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Nearby Schools
School District
Ayer-Shirley School District local
C+
Elementary Schools
3 schools
C+
Page Hilltop Elementary School
0.7 mi
|
#553 of 824
|
Score: 42.9
Dropped 70 spots from last year
-15.3 below state avg
539 students
Diverse
Grades PK-05
Groton Community School
2.9 mi
Grades PK-K
JRI Littleton Academy Residential Program
3.8 mi
Grades K-12
Middle Schools
3 schools
B
Ayer Shirley Regional Middle School
3.0 mi
|
#162 of 352
|
Score: 43.4
Improved 18 spots from last year
-14.8 below state avg
410 students
Moderate
Grades 06-08
A-
The Bromfield Middle School
4.0 mi
|
#75 of 352
|
Score: 52.7
Dropped 74 spots from last year
-5.5 below state avg
244 students
Moderate
Strong Attendance
Grades 06-08
A
Groton Dunstable Regional Middle School
4.6 mi
|
#73 of 352
|
Score: 53.0
Improved 12 spots from last year
-5.2 below state avg
739 students
Moderate
Strong Attendance
Grades 05-08
High Schools
3 schools
B
Ayer Shirley Regional High School
0.8 mi
|
#163 of 346
|
Score: 53.9
Dropped 56 spots from last year
-4.3 below state avg
417 students
Moderate
18 sports
• 956 athletes
College Ready Curriculum
Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.4 mi
|
#117 of 346
|
Score: 59.0
Dropped 51 spots from last year
+0.8 above state avg
388 students
Moderate
Strong AP Program
High Graduation Rate
College Ready Curriculum
Grades 07-12
Groton School
2.8 mi
Grades 08-12
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$383
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
49 E Main St, Ayer MA 01432
Ayer, MA 01432
Listing Information
Listing Agent
Scott Simpson
Listing Office
Century 21 North East
Office Phone
800-844-7653
Agent MLS ID
H8000208
Office MLS ID
AN4357
Listing Data Updated
Jul 30, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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