492 Merrimac, Newburyport MA 01950

Newburyport, MA 01950
$1,999,900
Est. $11,651/month
5
Beds
4.5
Baths
3,517
Sq Ft
$569
Price/Sq Ft
0.93
Acres
2025
Year Built
4
Garage Spaces
40
Days on Market
Active Listed Jun 17, 2026 • MLS# 73537752 Copied! • Updated Jul 22, 2026

About this home

Nestled on the banks of the Merrimack River, minutes to Plum Island & downtown Newburyport, this property sits on just under an acre lot. Part family compound, part entertainer’s dream, part private oasis! This completely refurbished property offers rare flexibility w/ approved ADU, detached guest cottage, heated 4-car garage, heated saltwater filtered pool, & thoughtfully designed outdoor living w/ beautifully manicured lawn. The main residence blends character, comfort, & modern functionality w/ 3 beds, 2.5 baths, spacious living areas, and convenient 1st floor primary suite. The ADU includes kitchen, living rm, 2 beds, office & full bath, ideal for extended family/guests/rental income. Detached guest cottage w/ kitchen, bath, living room and 2nd floor guest bedroom adds even more versatility. The private backyard retreat features custom design patios and firepit area. Quality craftsmanship throughout, and a highly desirable Newburyport location complete this one-of-a-kind offering.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 17, 2026
$1,999,900
Original listing
Agent: The Carroll Group Office: RE/MAX Partners

Tax History

Year Taxes Assessment
2026 $16,056 $1,733,900

Financial Details

Annual Property Tax
$16,056
Tax Year 2026
Assessed Value
$1,733,900

Facts & Features

4 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2025
Living Area 3,517 sq ft
Lot Size 0.93 acres
Bedrooms 5
Full Baths 4
Half Baths 1
Total Rooms 13

Interior

Heating Central, Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Laminate, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator, Range Hood, Plumbed For Ice Maker
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Interior Entry, Bulkhead
Laundry Electric Dryer Hookup, Washer Hookup, First Floor
Features Recessed Lighting, Lighting - Sconce, Closet/cabinets - Custom Built, Entrance Foyer, Office, Accessory Apt., Wet Bar

Exterior

Construction Frame
Architecture Cape
Roof Metal
Features Deck - Composite, Patio, Pool - Inground Heated, Rain Gutters, Storage, Professional Landscaping, Sprinkler System, Decorative Lighting, Screens, Guest House, Stone Wall
Pool Pool - Inground Heated
Spa None
Fencing None
Patio/Porch Deck - Composite, Patio
Garage Spaces 4
Has Garage Yes
Features Attached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Insulated, Oversized, Paved Drive, Off Street, Paved
Total Spaces 14
Electric 220 Volts, Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $16,056
Assessed Value $1,733,900
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Adu Offers 2 Bedrooms, Office, Full Bath, Kitchen, Living Room And Private Deck. Garage Has Washer/dryer Hook-ups For Adu Use. (other) Cottage Features Full Kitchen, Living Room, Full Bath And 2nd Floor Loft/guest Bedroom And Includes Private Deck And Patio.
Exclusions Wall Mounted Tv (1) Included.
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Measured
Sq Ft Disclosures Includes 504 sf Cottage with kitchen, living rm, bathroom and loft/guest bedroom
Documents None
County Essex
Total market time (incl. prior listings) 35 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2025
Bedrooms
5
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,517 sq ft
Total Rooms
13
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Laminate, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator, Range Hood, Plumbed For Ice Maker
Interior Features: Recessed Lighting, Lighting - Sconce, Closet/Cabinets - Custom Built, Entrance Foyer, Office, Accessory Apt., Wet Bar
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Bulkhead
Laundry: Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 2025
Structure Type:
Exterior Materials: Frame
Roof: Metal
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Central, Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Patio, Pool - Inground Heated, Rain Gutters, Storage, Professional Landscaping, Sprinkler System, Decorative Lighting, Screens, Guest House, Stone Wall
Patio & Porch: Deck - Composite, Patio
Fencing:
Other Structures: Guest House
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 4
Garage Type: Attached
Total Parking Spaces: 14
Parking Features: Attached, Garage Door Opener, Heated Garage, Storage, Garage Faces Side, Insulated, Oversized, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Pool: Private Pool
Pool Features: Pool - Inground Heated
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, Marina, Public School, Sidewalks
School District
Newburyport School District local
A-
School Safety 2024-25
0.0% Very Low (Safest)
5.5% below state avg
E

Elementary Schools

5 schools
A-
River Valley Charter School
1.6 mi | #82 of 352 | Score: 51.5
Improved 66 spots from last year
-6.7 below state avg
288 students Less Diverse
Rising School
Grades K-08
Immaculate Conception School
1.9 mi
Grades K-08
A-
Francis T Bresnahan Elementary School
0.5 mi | #236 of 824 | Score: 53.0
Improved 129 spots from last year
-5.2 below state avg
584 students Less Diverse
Rising School
Grades PK-03
B+
Edward G. Molin Elementary School
1.5 mi | #255 of 824 | Score: 52.3
Improved 21 spots from last year
-5.9 below state avg
310 students Less Diverse
Rising School
Grades 04-05
Newburyport Montessori School
1.9 mi
Grades PK-K
M

Middle Schools

1 school
A
Rupert A Nock Middle School
1.5 mi | #59 of 352 | Score: 55.1
Improved 46 spots from last year
-3.1 below state avg
470 students Less Diverse
Rising School
Grades 06-08
H

High Schools

1 school
A
Newburyport High School
1.3 mi | #48 of 346 | Score: 67.5
Improved 17 spots from last year
+9.3 above state avg
743 students Less Diverse
18 sports • 1,722 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,338
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

492 Merrimac, Newburyport MA 01950

Newburyport, MA 01950

Listing Information

Listing Agent The Carroll Group
Listing Office RE/MAX Partners
Office Phone 978-475-2100
Agent MLS ID TM312629
Office MLS ID G62134
Listing Data Updated Jul 22, 2026 11:58 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Newburyport, MA

Real-time market trends and pricing data for this area

Loading market insights for Newburyport.
492 Merrimac, Newburyport MA 01950 - Photo 1 492 Merrimac, Newburyport MA 01950 - Photo 2 492 Merrimac, Newburyport MA 01950 - Photo 3 492 Merrimac, Newburyport MA 01950 - Photo 4 492 Merrimac, Newburyport MA 01950 - Photo 5 492 Merrimac, Newburyport MA 01950 - Photo 6 492 Merrimac, Newburyport MA 01950 - Photo 7 492 Merrimac, Newburyport MA 01950 - Photo 8 492 Merrimac, Newburyport MA 01950 - Photo 9 492 Merrimac, Newburyport MA 01950 - Photo 10 492 Merrimac, Newburyport MA 01950 - Photo 11 492 Merrimac, Newburyport MA 01950 - Photo 12 492 Merrimac, Newburyport MA 01950 - Photo 13 492 Merrimac, Newburyport MA 01950 - Photo 14 492 Merrimac, Newburyport MA 01950 - Photo 15 492 Merrimac, Newburyport MA 01950 - Photo 16 492 Merrimac, Newburyport MA 01950 - Photo 17 492 Merrimac, Newburyport MA 01950 - Photo 18 492 Merrimac, Newburyport MA 01950 - Photo 19 492 Merrimac, Newburyport MA 01950 - Photo 20 492 Merrimac, Newburyport MA 01950 - Photo 21 492 Merrimac, Newburyport MA 01950 - Photo 22 492 Merrimac, Newburyport MA 01950 - Photo 23 492 Merrimac, Newburyport MA 01950 - Photo 24 492 Merrimac, Newburyport MA 01950 - Photo 25 492 Merrimac, Newburyport MA 01950 - Photo 26 492 Merrimac, Newburyport MA 01950 - Photo 27 492 Merrimac, Newburyport MA 01950 - Photo 28 492 Merrimac, Newburyport MA 01950 - Photo 29 492 Merrimac, Newburyport MA 01950 - Photo 30 492 Merrimac, Newburyport MA 01950 - Photo 31 492 Merrimac, Newburyport MA 01950 - Photo 32 492 Merrimac, Newburyport MA 01950 - Photo 33 492 Merrimac, Newburyport MA 01950 - Photo 34 492 Merrimac, Newburyport MA 01950 - Photo 35 492 Merrimac, Newburyport MA 01950 - Photo 36 492 Merrimac, Newburyport MA 01950 - Photo 37 492 Merrimac, Newburyport MA 01950 - Photo 38 492 Merrimac, Newburyport MA 01950 - Photo 39 492 Merrimac, Newburyport MA 01950 - Photo 40 492 Merrimac, Newburyport MA 01950 - Photo 41 492 Merrimac, Newburyport MA 01950 - Photo 42

Steve Novak Real Estate

Your message will be sent to Steve Novak Real Estate.

Schedule a Tour