494-496 Main Street, Haverhill MA 01830

Haverhill, MA 01830
$1,100,000
Est. $6,522/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
4
Baths
4,547
Sq Ft
$242
Price/Sq Ft
0.14
Acres
1900
Year Built
4
Parking
New today
Time on Market
For Sale Listed Nov 6, 2026 • MLS# 73599864 Copied! • Updated Nov 7, 2026

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About this home

Investment Opportunity! Well-maintained four-family property featuring a desirable unit mix of two spacious 4-bedroom apartments and two 1-bedroom apartments. All four units have been updated within the last five years, offering investors an opportunity to acquire a property with significant improvements already completed. Current rents are below market, presenting excellent potential for increased income over time. All four units are currently month-to-month, providing added flexibility for future ownership and rental adjustments. Recent capital improvements include new electrical, a sprinkler system, commercial fire alarm system, three of four newer water heaters, three of four newer boilers, and a roof approximately 7 years old (2017). Additional amenities include four off-street parking spaces. A great opportunity for investors looking to expand their portfolio with a multifamily property offering strong rental upside and flexibility.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 6, 2026
$1,100,000
Original listing
Agent: Michelle Conceicao Office: Coldwell Banker Realty - Haverhill

Tax History

Year Taxes Assessment
2025 $9,117 $851,300

Financial Details

Annual Property Tax
$9,117
Tax Year 2025
Assessed Value
$851,300

Facts & Features

Home Facts

Type Residential Income
Style 4 Family
Year Built 1900
Living Area 4,547 sq ft
Lot Size 0.14 acres
Stories 6
Bedrooms 10
Full Baths 4
Total Rooms 20

Investment Metrics

Units 4
Unit 1 Rent $1,800/mo · N
Unit 2 Rent $2,500/mo · N
Unit 3 Rent $2,000/mo
Unit 4 Rent $2,800/mo
Total Monthly Rent $9,100/mo
Gross Income $109,200
Net Operating Income $109,200
Operating Expenses $23,100
Water/Sewer Expense $5,800
Electric Expense $800
Insurance Expense $3,900
Cap Rate 9.93%
Heating Baseboard
Cooling None
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Concrete
Laundry None
Features Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $9,117
Assessed Value $851,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated
Seller Disclosures No Photos Available For Unit 494-2.
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Measured
Documents None
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
4
Living Area
4,547 sq ft
Total Rooms
20
Stories
6
Levels
6

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 6

Utilities & Systems

Heating: Baseboard
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $760
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

494-496 Main Street, Haverhill MA 01830

Haverhill, MA 01830

Listing Information

Listing Agent Michelle Conceicao
Listing Office Coldwell Banker Realty - Haverhill
Office Phone 978-372-8577
Agent MLS ID CN228309
Office MLS ID AN6212
Listing Data Updated Nov 7, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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