521 Kempton St, New Bedford MA 02740
New Bedford, MA 02740
$289,900
$284,900
Est. $1,905/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Charming and completely rehabbed, this cozy studio home offers comfort, style, and affordability. Featuring modern finishes, updated flooring and fixtures, and a bright, open layout that maximizes space. Enjoy a private fenced in yard. A full basement ideal for storage, workshop, or creative use. Conveniently located within walking distance to downtown, the train station, and bus routes, with easy access to shopping, dining, and entertainment. Ideal for first time buyers, down sizers, or anyone seeking low maintenance living. The flexible layout also offers potential for accessible or handicap friendly modifications.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
1.7%
Price Range
Property Timeline
Price Reduced
Sep 4, 2026
$284,900
$5,000
(-1.72%)
From $289,900 to $284,900 (-1.7%)
Listed for Sale
Aug 19, 2026
$289,900
Original listing
Agent: Darlene Alferes
Office: Amaral & Associates RE
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/04/2026 | ↓ Price Reduced | $284,900 | $5,000 | - | From $289,900 to $284,900 (-1.7%) |
| 08/19/2026 | 🏠 Listed for Sale | $289,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,168 | $289,300 |
Financial Details
Annual Property Tax
$3,168
Tax Year 2026
Assessed Value
$289,300
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
576 sq ft
Lot Size
0.09 acres
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Electric Baseboard, Ductless
Cooling
Ductless
Flooring
Wood Laminate
Appliances
Electric Water Heater, Range, Microwave, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Brick
Architecture
Ranch
Roof
Other
Features
Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
None
Parking
Features
None
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,168
Assessed Value
$289,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
grey
Sq Ft Source
Public Record
Documents
None
County
Bristol
Total market time (incl. prior listings)
128 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
1
Full Bathrooms
1
Living Area
576 sq ft
Total Rooms
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
576 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood Laminate
Appliances:
Electric Water Heater, Range, Microwave, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
1930
Structure Type:
Exterior Materials:
Brick
Roof:
Other
Foundation:
Granite
Heating, Cooling & Utilities
Heating:
Electric Baseboard, Ductless
Heating Zones:
1
Cooling:
Ductless
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fenced Yard
Patio & Porch:
Fencing:
Fenced
Other Structures:
Lot Features:
Other
Road Frontage:
19.00 ft
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$264
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
521 Kempton St, New Bedford MA 02740
New Bedford, MA 02740
Listing Information
Listing Agent
Darlene Alferes
Listing Office
Amaral & Associates RE
Office Phone
508-998-6900
Agent MLS ID
FR000784
Office MLS ID
AN8044
Listing Data Updated
Sep 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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