525 Chelmsford St, Lowell MA 01851
Lowell, MA 01851 • Highlands
$795,000
$695,000
Est. $4,553/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Welcome to a rare mixed-use opportunity in Lowell — offering both prime commercial space with room to expand on the unfinished 2nd floor and a spacious residential unit on the property. This well-located building features two retail storefronts on the ground level with off street parking, ideal for small businesses, office space, or rental income. With strong street visibility and steady traffic along Chelmsford Street, these units provide excellent potential for owners or investors seeking built-in cash flow. You’ll find parking for up to 10+ vehicles plus a carport on the Plain Street side — a valuable asset for both commercial tenants and residents in this high-demand area. Between the commercial units sits a generous 4–5 bedroom residential, offering large bedrooms, a flexible floor plan, and plenty of space to customize. Perfect for an owner-occupant or as an additional rental, this home adds versatility to the property’s income potential.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
2
Price Changes
12.6%
Price Range
Property Timeline
Status: Active under contract
Aug 10, 2026
Active → Active Under Contract
Pending Sale
Aug 9, 2026
Offer accepted, sale pending
Price Reduced
Jun 4, 2026
$695,000
$55,000
(-7.33%)
From $750,000 to $695,000 (-7.3%)
Price Reduced
Apr 16, 2026
$750,000
$45,000
(-5.66%)
From $795,000 to $750,000 (-5.7%)
Listed for Sale
Dec 8, 2025
$795,000
Original listing
Agent: Raymond Boutin
Office: RE/MAX Innovative Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/10/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/09/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/04/2026 | ↓ Price Reduced | $695,000 | $55,000 | - | From $750,000 to $695,000 (-7.3%) |
| 04/16/2026 | ↓ Price Reduced | $750,000 | $45,000 | - | From $795,000 to $750,000 (-5.7%) |
| 12/08/2025 | 🏠 Listed for Sale | $795,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $10,064 | $449,900 |
Financial Details
Annual Property Tax
$10,064
Tax Year 2025
Assessed Value
$449,900
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1920
Living Area
3,774 sq ft
Lot Size
0.25 acres
Stories
4
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Interior
Heating
Baseboard, Natural Gas
Cooling
Wall Unit(s), None
Flooring
None
Appliances
Range, Refrigerator
Fireplace
None
Basement
Partial
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
Frame, Block
Architecture
None
Roof
Shingle, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
16
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Dryer, Washer Hookup
Financial
Annual Tax
$10,064
Assessed Value
$449,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers And Buyers Agent To Perform Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Includes commercial area
Documents
None
County
Middlesex
Total market time (incl. prior listings)
260 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1920
Living Area
3,774 sq ft
Total Rooms
12
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,774 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Partial
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame, Block
Roof:
Shingle, Rubber
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
3
Cooling:
Wall Unit(s), None
Cooling Zones:
1
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
16
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
B
Washington School
0.3 mi
|
#355 of 825
|
Score: 48.9
Improved 242 spots from last year
-9.4 below state avg
245 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Lowell Catholic School
0.4 mi
Grades PK-12
C+
Abraham Lincoln School
0.4 mi
|
#533 of 825
|
Score: 43.6
Improved 103 spots from last year
-14.6 below state avg
497 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
3 schools
Laura Lee Therapeutic Day School
< 0.1 mi
15 students
Diverse
Grades 01-08
B+
James S Daley Middle School
0.7 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
0.9 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
F
The Career Academy
0.6 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.5 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.5 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$839
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Highlands
525 Chelmsford St, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
Raymond Boutin
Listing Office
RE/MAX Innovative Properties
Office Phone
978-452-4432
Agent MLS ID
D0001895
Office MLS ID
AN5830
Listing Data Updated
Aug 26, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Lowell.