532 Union St, Franklin MA 02038

Franklin, MA 02038
$550,000
Est. $3,653/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
2.5
Baths
1,396
Sq Ft
$394
Price/Sq Ft
0.57
Acres
1976
Year Built
1
Garage Space
5
Days on Market
Sale Pending Listed Sep 1, 2026 • MLS# 73570447 Copied! • Updated Sep 9, 2026

Track this home for price, status, and open-house alerts.

About this home

Fantastic opportunity in Franklin! This move-in-ready ranch offers comfortable one-level living, valuable updates, and plenty of potential to make it your own over time. A fireplaced living room keeps things cozy, while a bright addition overlooking the backyard offers flexible space for a family room or extended dining area, with sliders leading to the deck and spacious yard featuring mature fruit trees. The kitchen was refreshed in 2026 with new countertops and flooring, while other notable updates include newer windows (approx. 10 years), a Buderus oil boiler (2014), gas hot water heater (2018), and 5-year-old washer and dryer. The home is heated by oil with natural gas servicing the hot water and dryer. Downstairs, the partially finished basement provides additional recreational space with a built-in bar, kitchenette, half bath, and plenty of storage. Complete with an attached one-car garage, this well-maintained home is ready to enjoy now with an excellent opportunity to add your own style over time. A great value and opportunity to get into Franklin!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Sep 7, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 1, 2026
$550,000
Original listing
Agent: Danielle McCarthy Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $8,059 $705,700

Financial Details

Annual Property Tax
$8,059
Tax Year 2026
Assessed Value
$705,700

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1976
Living Area 1,396 sq ft
Lot Size 0.57 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Tile, Carpet, Concrete
Appliances Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement, Gas Dryer Hookup
Features Bonus Room, Wired For Sound, High Speed Internet

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Fruit Trees
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Gas Dryer, Washer Hookup
Annual Tax $8,059
Assessed Value $705,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Natural Gas For Hot Water And Dryer. Oil For Heat. No Heat In Basement. There Is A Second Driveway Off Delta Dr. Deck Needs Work, Sold As Is. Buyer/buyer Agent To Do Due Diligence.
Possession None
Accepted Financing Contract, Estate Sale
Structure Type []
House Color Brown
Sq Ft Source Public Record
Sq Ft Disclosures Floor Plans and measurements deemed highly reliable but not guaranteed
Documents None
County Norfolk
Total market time (incl. prior listings) 6 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1976
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,396 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Carpet, Concrete
Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Bonus Room, Wired for Sound, High Speed Internet
Windows:
Basement: Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement, Gas Dryer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1976
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fruit Trees
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Walk/Jog Trails, Highway Access, House of Worship, Private School, Public School, T-Station, University
School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
4.8% below state avg
E

Elementary Schools

3 schools
Amego School
1.0 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
1.3 mi | #64 of 352 | Score: 54.4
Improved 16 spots from last year
-3.8 below state avg
899 students Diverse
Diverse Student Body Strong Attendance
Grades K-08
Franklin Early Childhood Development Center
1.5 mi
116 students Diverse
Diverse Student Body
Grades PK
M

Middle Schools

3 schools
Franklin Middle School
1.5 mi
1,008 students Moderate
Grades 06-08
C+
Bellingham Memorial Middle School
3.8 mi | #227 of 352 | Score: 38.5
Improved 13 spots from last year
-19.7 below state avg
578 students Moderate
Grades 04-07
B
Charles E Roderick School
3.9 mi | #372 of 825 | Score: 48.4
Dropped 211 spots from last year
-9.8 below state avg
394 students Moderate
Strong Attendance
Grades 04-06
H

High Schools

3 schools
A
Franklin High School
1.6 mi | #57 of 346 | Score: 66.3
Improved 35 spots from last year
+8.1 above state avg
1,379 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
2.0 mi | #81 of 346 | Score: 62.8
Improved 57 spots from last year
+4.6 above state avg
992 students Moderate
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
B+
King Philip Regional High School
3.5 mi | #130 of 346 | Score: 58.1
Dropped 75 spots from last year
-0.1 below state avg
1,100 students Moderate
20 sports • 2,028 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $672
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

532 Union St, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent Danielle McCarthy
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 508-528-7777
Agent MLS ID CN221980
Office MLS ID AN4875
Listing Data Updated Sep 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Franklin, MA

Real-time market trends and pricing data for this area

Loading market insights for Franklin.