54 Century St, Medford MA 02155

Medford, MA 02155
$979,000
Est. $5,881/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,236
Sq Ft
$438
Price/Sq Ft
0.13
Acres
1920
Year Built
2
Garage Spaces
13 hours 54 minutes
Time on Market
For Sale Open House Listed Sep 30, 2026 • MLS# 73584610 Copied! • Updated Oct 1, 2026

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Open House Schedule

03
Oct
Saturday, October 3
11:30 AM - 1:00 PM EDT
02
Oct
Friday, October 2
5:00 PM - 6:00 PM EDT
04
Oct
Sunday, October 4
11:30 AM - 1:00 PM EDT

About this home

Updated and well cared for West Medford 2-family located on large 5,800+ sq ft lot and just 0.5 miles to West Medford commuter rail. The vacant, upper owner's unit contains living and dining rooms with hardwood floors, kitchen with dishwasher, fridge and stove, updated bathroom, two spacious bedrooms, sunroom plus a bonus office space and private porch. The lower level is rented through end of May 2027 at $2,500/mo and contains living and dining rooms with hardwood floors, kitchen with dishwasher, fridge and stove, bathroom, two spacious bedrooms, sunroom plus private deck. Large shared yard, 2-car garage and driveway parking for 6+ cars. Both heating systems have been converted to gas and the basement comes equipped with a sump pump. Excellent investment opportunity for both owner occupants and buy/hold investors!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 30, 2026
$979,000
Original listing
Agent: Sage Jankowitz Office: Cambridge Sage Inc.

Tax History

Year Taxes Assessment
2026 $8,771 $1,016,300

Financial Details

Annual Property Tax
$8,771
Tax Year 2026
Assessed Value
$1,016,300

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1920
Living Area 2,236 sq ft
Lot Size 0.13 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent $2,500/mo · Y
Unit 2 Rent — · N
Total Monthly Rent $2,500/mo
Gross Income $30,000
Net Operating Income $30,000
Cap Rate 3.06%
Heating None
Cooling None
Flooring Wood, Tile
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Deeded, Paved
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,771
Assessed Value $1,016,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Unit 2 Delivered Vacant, Unit 1 Lease @ $2500/mo, Expiring End Of May 27.
Exclusions Tenant Belongings In Unit 1, Staging Furniture/Art In Unit 2
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
2,236 sq ft
Total Rooms
13
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Deeded, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $731
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

54 Century St, Medford MA 02155

Medford, MA 02155

Listing Information

Listing Agent Sage Jankowitz
Listing Office Cambridge Sage Inc.
Office Phone 617-833-7457
Agent MLS ID CN231626
Office MLS ID AN8801
Listing Data Updated Oct 1, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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