Dimensions7.416666666 x 11.416666666
FeaturesBathroom - Full, Bathroom - Tiled With Tub, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
LevelSecond
55 Banks St # 2, Winthrop MA 02152
Winthrop, MA 02152
$825,000
$779,000
Est. $4,940/month
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About this home
Stunning 2022 rebuild—taken down to the original foundation and rebuilt with a fresh, nearly-new feel throughout! This townhome-style condo feels like a single-family, nearly 2,000 sq ft, featuring 3 beds, 3 full baths, private outdoor space, and 2-car parking. NO monthly condo or HOA fees; annual master insurance just $1,670. A standout alternative to East/South Boston with quick Downtown Boston access via MBTA and highways. Sun-filled main floor with open living/dining, stylish kitchen boasting high-end appliances, two-tone cabinetry, large island, plus deck access. Upstairs includes two bedrooms with a primary suite showcasing dramatic cathedral ceilings. Finished lower level ideal for media room, gym, or guest space. Near marinas, waterfront parks, transit, and dog-friendly Belle Isle Marsh. Special financing from SIRVA Mortgage.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
5.6%
Price Range
Property Timeline
Price Reduced
Jul 13, 2026
$779,000
$20,000
(-2.5%)
From $799,000 to $779,000 (-2.5%)
Price Reduced
Jun 8, 2026
$799,000
$26,000
(-3.15%)
From $825,000 to $799,000 (-3.1%)
Listed for Sale
May 26, 2026
$825,000
Original listing
Agent: Cheng Liang
Office: CWQ Realty Group LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/13/2026 | ↓ Price Reduced | $779,000 | $20,000 | - | From $799,000 to $779,000 (-2.5%) |
| 06/08/2026 | ↓ Price Reduced | $799,000 | $26,000 | - | From $825,000 to $799,000 (-3.1%) |
| 05/26/2026 | 🏠 Listed for Sale | $825,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,941 | $712,800 |
Financial Details
Annual Property Tax
$7,941
Tax Year 2026
HOA Fee
$1,670
Annually
Assessed Value
$712,800
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2022
Living Area
1,996 sq ft
Bedrooms
3
Full Baths
3
Total Rooms
6
Interior
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Unit
Features
None
Exterior
Construction
Frame, Stone
Architecture
None
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street, Assigned, Driveway
Total Spaces
2
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$7,941
Assessed Value
$712,800
HOA & Community
HOA Fee
$1,670 Annually
Fee Includes
Insurance
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Seller Disclosures
No Condo Fees. Water &sewer Bill, Master Insurance ($3, 340) & Flood Insurance ($4, 013) Are Shared 50/50 With Unit 1. Buyer & Agent To Verify All Info & Perform Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse","Half-Duplex"]
Unit/Building
2
Sq Ft Source
Public Record
Sq Ft Disclosures
Living area per public record. Buyer and buyers agent to verify all sqft and dimensions.
Documents
Master Deed, Master Plan, Floor Plans (3)
County
Suffolk
Total market time (incl. prior listings)
66 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2022
Bedrooms
3
Full Bathrooms
3
Living Area
1,996 sq ft
Total Rooms
6
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,996 sq ft above grade
Dimensions13.75 x 12.333333333
FeaturesCloset, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
LevelSecond
Dimensions7.416666666 x 7.916666666
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions23 x 15.083333333
FeaturesCathedral Ceiling(s), Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
LevelSecond
Dimensions7.416666666 x 6.666666666
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
LevelFirst
Dimensions8.916666666 x 10.5
FeaturesCloset, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
LevelFirst
Dimensions7.833333333 x 13.166666666
FeaturesFlooring - Hardwood, Flooring - Wood, Recessed Lighting
LevelFirst
Dimensions8.25 x 13.166666666
FeaturesFlooring - Hardwood, Flooring - Wood, Recessed Lighting, Lighting - Overhead
LevelFirst
Dimensions13.75 x 15.75
FeaturesFlooring - Hardwood, Flooring - Wood, Recessed Lighting
LevelFirst
Dimensions17.5 x 26.166666666
FeaturesCloset, Flooring - Stone/Ceramic Tile, Recessed Lighting
LevelBasement
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Y
Laundry:
In Unit
Security:
Construction & Materials
Year Built:
2022
Structure Type:
Townhouse, Half-Duplex
Exterior Materials:
Frame, Stone
Roof:
Shingle
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Assigned, Driveway
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
3 schools
William P. Gorman/Fort Banks Elementary School
0.3 mi
487 students
Less Diverse
Grades PK-02
B-
Arthur T. Cummings Elementary School
0.4 mi
|
#453 of 824
|
Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students
Less Diverse
Rising School
Strong Attendance
Grades 03-05
B
Beachmont Veterans Memorial School
0.9 mi
|
#350 of 824
|
Score: 49.1
Improved 63 spots from last year
-9.1 below state avg
346 students
Diverse
Rising School
Grades PK-05
Middle Schools
3 schools
B+
Winthrop Middle School
0.3 mi
|
#119 of 352
|
Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students
Less Diverse
Grades 06-08
C
Garfield Middle School
1.4 mi
|
#264 of 352
|
Score: 35.1
Dropped 12 spots from last year
-23.1 below state avg
542 students
Moderate
Grades 06-08
A-
Rumney Marsh Academy
2.3 mi
|
#5 of 16
|
Score: 37.6
Improved 307 spots from last year
-20.6 below state avg
587 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
C+
Winthrop High School
0.4 mi
|
#241 of 346
|
Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students
Less Diverse
18 sports
• 1,118 athletes
College Ready Curriculum
Strong Athletics
Grades 09-12
D
CityLab Innovation High School
0.9 mi
|
#327 of 346
|
Score: 28.4
Improved 14 spots from last year
-29.8 below state avg
117 students
Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
2.3 mi
|
#249 of 346
|
Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students
Moderate
18 sports
• 1,334 athletes
Early College Program
College Ready Curriculum
Strong Athletics
Grades 09-12
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$662
Homeowners Insurance
$200
HOA Fee
$139/mo
PMI (if <20% down)
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
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Location
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Neighborhood
55 Banks St # 2, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Cheng Liang
Listing Office
CWQ Realty Group LLC
Office Phone
781-526-6882
Agent MLS ID
CN240346
Office MLS ID
AN9560
Listing Data Updated
Jul 31, 2026 8:40 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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