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55 Banks St # 2, Winthrop MA 02152

Winthrop, MA 02152
$825,000
$799,000
Est. $5,041/month
3
Beds
3
Baths
1,996
Sq Ft
$400
Price/Sq Ft
0.00
Acres
2022
Year Built
2
Parking
40
Days on Market
Active Price Drop -$26,000 Listed May 26, 2026 • MLS# 73523728 Copied! • Updated Jun 12, 2026

About this home

Stunning 2022 rebuild—taken down to the original foundation and rebuilt with a fresh, nearly-new feel throughout! This townhome-style condo feels like a single-family, nearly 2,000 sq ft, featuring 3 beds, 3 full baths, private outdoor space, and 2-car parking. NO monthly condo or HOA fees; annual master insurance just $1,670. A standout alternative to East/South Boston with quick Downtown Boston access via MBTA and highways. Sun-filled main floor with open living/dining, stylish kitchen boasting high-end appliances, two-tone cabinetry, large island, plus deck access. Upstairs includes two bedrooms with a primary suite showcasing dramatic cathedral ceilings. Finished lower level ideal for media room, gym, or guest space. Near marinas, waterfront parks, transit, and dog-friendly Belle Isle Marsh. Special financing from SIRVA Mortgage.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.2%
Price Range

Property Timeline

Price Reduced
Jun 8, 2026
$799,000 $26,000 (-3.15%)
From $825,000 to $799,000 (-3.1%)
🏠
Listed for Sale
May 26, 2026
$825,000
Original listing
Agent: Cheng Liang Office: CWQ Realty Group LLC

Tax History

Year Taxes Assessment
2026 $7,941 $712,800

Financial Details

Annual Property Tax
$7,941
Tax Year 2026
HOA Fee
$1,670
Annually
Assessed Value
$712,800

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2022
Living Area 1,996 sq ft
Lot Size 0.0000
Bedrooms 3
Full Baths 3
Total Rooms 6

Interior

Heating Central, Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Finished
Laundry None
Features None

Exterior

Construction Frame, Stone
Architecture Colonial, Contemporary
Roof Shingle
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street, Assigned, Driveway
Total Spaces 2
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $7,941
Assessed Value $712,800
HOA Yes
HOA Fee $1,670 Annually
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures This Is A Condo Townhouse. Also Listed As Mls#73523725. No Condo Fees. Water &sewer Bill, Master Insurance ($3, 340) & Flood Insurance ($4, 013) Are Shared 50/50 With Unit 1. Buyer & Agent To Verify All Info & Perform Own Due Diligence.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Living area per public record. Buyer and buyers agent to verify all sqft and dimensions.
Documents None
County Suffolk
Total market time (incl. prior listings) 17 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2022
Bedrooms
3
Full Bathrooms
3
Living Area
1,996 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
7.416666666 x 6.666666666
Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
Bedroom3
8.916666666 x 10.5
Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
Dining Room
7.833333333 x 13.166666666
Flooring - Hardwood, Flooring - Wood, Recessed Lighting
Kitchen
8.25 x 13.166666666
Flooring - Hardwood, Flooring - Wood, Recessed Lighting, Lighting - Overhead
Living Room
13.75 x 15.75
Flooring - Hardwood, Flooring - Wood, Recessed Lighting

Second Floor

Bathroom2
7.416666666 x 11.416666666
Bathroom - Full, Bathroom - Tiled With Tub, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
Bedroom2
13.75 x 12.333333333
Cathedral Ceiling(s), Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
Bathroom3
7.416666666 x 7.916666666
Bathroom - Full, Bathroom - Tiled With Shower Stall, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
Master Bedroom
23 x 15.083333333
Cathedral Ceiling(s), Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting

Basement Floor

Family Room
17.5 x 26.166666666
Closet, Flooring - Stone/Ceramic Tile, Recessed Lighting

Other Floor

Bedroom5
Bedroom4
Office
Master Bathroom

Interior Features

Flooring: Wood, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Finished
Laundry:
Security:

Construction & Materials

Style: Colonial, Contemporary
Year Built: 2022
Structure Type:
Exterior Materials: Frame, Stone
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Central, Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned, Driveway
School District
Winthrop School District local
C
School Safety 2024-25
0.3% Low
0.3% Suspensions
5.2% below state avg
E

Elementary Schools

3 schools
William P. Gorman/Fort Banks Elementary School
0.3 mi
487 students Less Diverse
Grades PK-02
B-
Arthur T. Cummings Elementary School
0.4 mi | #453 of 824 | Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students Less Diverse
Rising School Strong Attendance
Grades 03-05
B
Beachmont Veterans Memorial School
0.9 mi | #350 of 824 | Score: 49.1
Improved 63 spots from last year
-9.1 below state avg
346 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
B+
Winthrop Middle School
0.3 mi | #119 of 352 | Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students Less Diverse
Grades 06-08
C
Garfield Middle School
1.4 mi | #264 of 352 | Score: 35.1
Dropped 12 spots from last year
-23.1 below state avg
542 students Moderate
Grades 06-08
A-
Rumney Marsh Academy
2.3 mi | #5 of 16 | Score: 37.6
Improved 307 spots from last year
-20.6 below state avg
587 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C+
Winthrop High School
0.4 mi | #241 of 346 | Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students Less Diverse
18 sports • 1,118 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
D
CityLab Innovation High School
0.9 mi | #327 of 346 | Score: 28.4
Improved 14 spots from last year
-29.8 below state avg
117 students Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
2.3 mi | #249 of 346 | Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students Moderate
18 sports • 1,334 athletes
Early College Program College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $662
Homeowners Insurance $200
HOA Fee $139/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

55 Banks St # 2, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Cheng Liang
Listing Office CWQ Realty Group LLC
Office Phone 781-526-6882
Agent MLS ID CN240346
Office MLS ID AN9560
Listing Data Updated Jun 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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Steven Novak

BMN Boston Real Estate

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