55 Spencer Street, Boston MA 02124

Boston, MA 02124

$1,199,000

Est. $6,264/month

11

Beds

3

Baths

4,080

Sq Ft

$294

Price/Sq Ft

0.09

Acres

1910

Year Built

2

Parking

3 Family

Type

20

Days on Market

Active Listed Jun 17, 2026 • MLS# 73537442 Copied! • Updated Jun 21, 2026

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About this home

We are pleased to present this three-family home in the heart of Dorchester—an exceptional opportunity for both owner-occupants and investors alike. This well-maintained property features three generously sized, thoughtfully updated units, offering immediate rental income and long-term growth potential. Unit 2 & Unit 3 will be delivered vacant, providing a perfect chance for an owner-occupant to move in and offset their mortgage with rental income from the other two units. Conveniently located near Talbot Ave Station and Interstate 93, the property offers easy access to downtown Boston and the surrounding neighborhoods—an ideal blend of comfort, convenience, and investment potential.

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Recently Sold Nearby

Property History

Property Timeline

🏠

Listed for Sale

Jun 17, 2026

$1,199,000

Original listing

Agent: Daniel Alper Office: Boston Realty Advisors

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
06/17/2026	🏠 Listed for Sale	$1,199,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$9	$9

Financial Details

Annual Property Tax

$9

Tax Year 2026

Assessed Value

$9

Facts & Features

Home Facts

Type Residential Income

Style 3 Family

Year Built 1910

Living Area 4,080 sq ft

Lot Size 0.09 acres

Bedrooms 11

Full Baths 3

Total Rooms 18

Investment Metrics

Units 3

Unit 1 Rent $2,894/mo · Y

Unit 2 Rent $3,400/mo · N

Unit 3 Rent $3,400/mo

Total Monthly Rent $9,694/mo

Gross Income $118,800

Net Operating Income $118,800

Cap Rate 9.91%

Interior

Heating None

Cooling None

Flooring None

Appliances None

Fireplace None

Basement None

Laundry None

Features None

Exterior

Construction See Remarks

Architecture None

Roof Rubber

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features None

Total Spaces 2

Utilities

Electric None

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $9

Assessed Value $9

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

MA Disclosures

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Sq Ft Disclosures 5,770 GSF

Documents None

County Suffolk

Total market time (incl. prior listings) 4 days

Property Overview

Property Type

3 Family

Listing Type

For Sale

Year Built

1910

Bedrooms

11

Full Bathrooms

3

Living Area

4,080 sq ft

Total Rooms

18

Stories

3

Levels

3

Room Details

Other Floor

Bathroom1

Bedroom5

Bedroom4

Bedroom3

Dining Room

Kitchen

Bathroom2

Bedroom2

Living Room

Bathroom3

Master Bedroom

Office

Family Room

Master Bathroom

Interior Features

Flooring:

Appliances:

Interior Features:

Windows:

Basement:

Laundry:

Security:

Construction & Materials

Year Built: 1910

Structure Type:

Exterior Materials: See Remarks

Roof: Rubber

Foundation: Other

Stories: 3

Heating, Cooling & Utilities

Heating:

Cooling:

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch:

Fencing:

Other Structures:

Lot Features: Other

Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

$0

Principal, interest, taxes & insurance

Loan Amount

$0

After down payment

Total Interest

$0

Over life of loan

Total Cost

$0

Including down payment

Home Price

Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $1

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

Save $0/mo

Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

55 Spencer Street, Boston MA 02124

Boston, MA 02124

Listing Information

Listing Agent Daniel Alper

Listing Office Boston Realty Advisors

Office Phone 617-375-7900

Agent MLS ID CN254381

Office MLS ID AN8461

Listing Data Updated Jun 21, 2026 4:05 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak

BMN Boston Real Estate

(617) 955-2224 mail@steve-novak.com

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