55 Spencer Street, Boston MA 02124
Boston, MA 02124
$1,199,000
$1,075,000
Est. $5,637/month
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Open House Schedule
18
Aug
Tuesday, August 18
9:00 AM - 10:00 AM EDT
About this home
We are pleased to present this three-family home in the heart of Dorchester—an exceptional opportunity for both owner-occupants and investors alike. This well-maintained property features three generously sized, thoughtfully updated units, offering immediate rental income and long-term growth potential. All Units will be delivered vacant, providing maximum optionality to the buyer. This presents the perfect chance for an owner-occupant to move in and offset their mortgage with rental income from the other two units. Conveniently located near Talbot Ave Station and Interstate 93, the property offers easy access to downtown Boston and the surrounding neighborhoods—an ideal blend of comfort, convenience, and investment potential. Priced to sell & now delivered vacant!
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
10.3%
Price Range
Property Timeline
Price Reduced
Aug 14, 2026
$1,075,000
$114,000
(-9.59%)
From $1,189,000 to $1,075,000 (-9.6%)
Price Reduced
Aug 4, 2026
$1,189,000
$10,000
(-0.83%)
From $1,199,000 to $1,189,000 (-0.8%)
Listed for Sale
Jun 17, 2026
$1,199,000
Original listing
Agent: Daniel Alper
Office: Boston Realty Advisors
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/14/2026 | ↓ Price Reduced | $1,075,000 | $114,000 | - | From $1,189,000 to $1,075,000 (-9.6%) |
| 08/04/2026 | ↓ Price Reduced | $1,189,000 | $10,000 | - | From $1,199,000 to $1,189,000 (-0.8%) |
| 06/17/2026 | 🏠 Listed for Sale | $1,199,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9 | $9 |
Financial Details
Annual Property Tax
$9
Tax Year 2026
Assessed Value
$9
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1910
Living Area
4,080 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
11
Full Baths
3
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$2,894/mo · N
Unit 2 Rent
$3,400/mo · N
Unit 3 Rent
$3,400/mo
Total Monthly Rent
$9,694/mo
Gross Income
$118,800
Net Operating Income
$118,800
Cap Rate
11.05%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
See Remarks
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9
Assessed Value
$9
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
5,770 GSF
Documents
None
County
Suffolk
Total market time (incl. prior listings)
58 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
11
Full Bathrooms
3
Living Area
4,080 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,080 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
See Remarks
Roof:
Rubber
Foundation:
Other
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
55 Spencer Street, Boston MA 02124
Boston, MA 02124
Listing Information
Listing Agent
Daniel Alper
Listing Office
Boston Realty Advisors
Office Phone
617-375-7900
Agent MLS ID
CN254381
Office MLS ID
AN8461
Listing Data Updated
Aug 14, 2026 9:48 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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