FeaturesCloset, Flooring - Hardwood, Recessed Lighting
LevelSecond
57 Roy Street, Swampscott MA 01907
Swampscott, MA 01907
$639,000
Est. $63,341/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
27
Sep
Sunday, September 27
12:00 PM - 2:00 PM EDT
26
Sep
Saturday, September 26
11:00 AM - 1:00 PM EDT
About this home
Welcome to 57 Roy Street! This spacious 3 bedroom, 3 full bath home offers exceptional value in the heart of Swampscott. Newly sanded original hardwood floors bring warmth and character throughout the main living spaces, including a generous living room and formal dining room. The remodeled kitchen features upgraded counter tops, a large granite center island with new appliances and convenient access to the private backyard. A full bathroom completes the first floor. Upstairs you will find 3 bedrooms with newer hardwood floors, including a primary bedroom suite with a tiled, walk in shower, large granite vanity and easy access laundry. A beautifully remodeled guest bathroom with a skylight adds natural light and depth. The 2nd floor was thoughtfully expanded several years ago, providing more space and versatility than the original layout. NEW Hot water heater and Gas Furnace. New Roof and Wood Siding. Enjoy the best of Swampscott with easy access to the commuter rail, downtown shops, restaurants and all that this vibrant seaside community has to offer. Brand new elementary school for grades K-4 and top notch Middle and High school. A fantastic opportunity and one of the best values in Swampscott!!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$639,000
Original listing
Agent: Susan Sinrich
Office: Conway - Swampscott
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $639,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $718,920 | $599,100 |
Financial Details
Annual Property Tax
$718,920
Tax Year 2026
Assessed Value
$599,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,424 sq ft
Lot Size
0.10 acres
Bedrooms
3
Full Baths
3
Total Rooms
6
Interior
Heating
Central, Forced Air
Cooling
Window Unit(s)
Flooring
Hardwood
Appliances
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Partial, Interior Entry
Laundry
Second Floor
Features
None
Exterior
Construction
Frame
Architecture
Other (see Remarks)
Roof
Wood
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$718,920
Assessed Value
$599,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
See Attached Feature Sheet.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Other
Sq Ft Disclosures
2nd floor expansion may not be reflected in public records Living Area
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
3
Living Area
1,424 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,424 sq ft above grade
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Skylight, Flooring - Stone/Ceramic Tile, Pedestal Sink, Half Vaulted Ceiling(s)
LevelSecond
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Dryer Hookup - Dual, Remodeled, Washer Hookup, Pocket Door
LevelSecond
FeaturesBathroom - 3/4, Walk-In Closet(s), Flooring - Hardwood, Remodeled
LevelSecond
FeaturesBathroom - Full, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Pendant
LevelMain,First
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Remodeled, Pedestal Sink
LevelMain,First
FeaturesCloset, Flooring - Hardwood, Exterior Access, Lighting - Pendant
LevelMain,First
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Lighting - Pendant
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Partial, Interior Entry
Laundry:
Second Floor
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Wood
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Central, Forced Air
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Nearby Schools
School District
Swampscott School District local
B
Where Graduates Go
Class of 2021
78%
attend college
73%
4-Year
5%
2-Year
38%
Out of State
4%
Working
School Safety
2024-25
1.2%
Low
1.2%
Suspensions
0.4%
In-School
4.3% below state avg
Elementary Schools
1 school
B+
Swampscott Elementary School
1.5 mi
|
#315 of 825
|
Score: 50.3
Dropped 43 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students
Moderate
Grades K-04
Middle Schools
1 school
B+
Swampscott Middle School
1.3 mi
|
#122 of 352
|
Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students
Moderate
Grades PK-08
High Schools
1 school
A-
Swampscott High School
0.4 mi
|
#101 of 346
|
Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students
Moderate
18 sports
• 1,578 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$59,910
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
57 Roy Street, Swampscott MA 01907
Swampscott, MA 01907
Listing Information
Listing Agent
Susan Sinrich
Listing Office
Conway - Swampscott
Office Phone
781-584-4757
Agent MLS ID
C9501225
Office MLS ID
AC0598
Listing Data Updated
Sep 23, 2026 2:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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