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63-65 Harvard Street, Winchester MA 01890

Winchester, MA 01890
$1,150,000
Est. $6,963/month
5
Beds
3
Baths
2,186
Sq Ft
$526
Price/Sq Ft
0.12
Acres
1880
Year Built
1
Garage Space
62
Days on Market
Active Listed May 9, 2026 • MLS# 73515601 Copied! • Updated May 13, 2026

About this home

Two-family homes in Winchester are limited, which is exactly why opportunities like this get attention quickly. Whether you are looking for an owner-occupied property with rental income or a solid long-term investment, this one checks the boxes. The larger unit spans the second and third floors, offering three bedrooms, two full baths, and living space that feels more like a single-family home. The first-floor unit includes two bedrooms and one full bath, making it ideal for rental income, extended family, or multi-generational living. Each unit has its own garage space, something tenants and owners always appreciate, plus a long driveway with plenty of additional parking. The layout offers separation, functionality, and strong future potential. Location matters, and this property comes with access to the highly desirable Winchester Public Schools, adding even more long-term value. Investment properties in Winchester do not come along often, especially ones with this much upside.

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Recently Sold Nearby

Property History

Market Insights

6.9%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
May 9, 2026
$1,150,000
Original listing
Agent: Beth Sager Group Office: Keller Williams Realty Boston Northwest
Previous Transaction - MLS #73302727
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 5, 2024
$1,071,000
MLS #73302727

Tax History

Year Taxes Assessment
2025 $11,374 $1,025,600

Financial Details

Annual Property Tax
$11,374
Tax Year 2025
Assessed Value
$1,025,600

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1880
Living Area 2,186 sq ft
Lot Size 0.12 acres
Bedrooms 5
Full Baths 3
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $2,600/mo · Y
Unit 2 Rent $3,400/mo · Y
Total Monthly Rent $6,000/mo
Gross Income $72,000
Net Operating Income $72,000
Cap Rate 6.26%
Heating Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features Living Room, Kitchen, Mudroom, Office/den, Dining Room
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Paved Drive
Total Spaces 9
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $11,374
Assessed Value $1,025,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Square footage approximate
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1880
Bedrooms
5
Full Bathrooms
3
Living Area
2,186 sq ft
Total Rooms
10
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features: Living Room, Kitchen, Mudroom, Office/Den, Dining Room
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 9
Parking Features: Paved Drive
School District
Winchester School District local
A+
School Safety 2024-25
0.1% Very Low (Safest)
0.1% Suspensions 0.1% In-School
5.4% below state avg
E

Elementary Schools

3 schools
A+
Muraco Elementary School
< 0.1 mi | #62 of 824 | Score: 61.6
Improved 62 spots from last year
+3.4 above state avg
352 students Diverse
Rising School Strong Attendance
Grades K-05
The Wilder School
0.3 mi
Grades K-12
Acera School
0.3 mi
Grades K-08
M

Middle Schools

3 schools
A+
McCall Middle School
0.9 mi | #16 of 352 | Score: 62.4
Dropped 3 spots from last year
+4.2 above state avg
1,036 students Diverse
Strong Attendance
Grades 06-08
B
John F Kennedy Middle School
2.2 mi | #176 of 352 | Score: 42.4
Improved 42 spots from last year
-15.8 below state avg
521 students Diverse
Rising School
Grades 06-08
B+
Stoneham Central Middle School
2.4 mi | #132 of 352 | Score: 46.3
Dropped 33 spots from last year
-11.9 below state avg
689 students Moderate
Grades 05-08
H

High Schools

3 schools
A+
Winchester High School
0.4 mi | #17 of 346 | Score: 73.6
Improved 18 spots from last year
+15.4 above state avg
1,404 students Diverse
20 sports • 2,818 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B
Woburn High School
1.6 mi | #143 of 346 | Score: 56.1
Dropped 21 spots from last year
-2.1 below state avg
1,259 students Diverse
18 sports • 2,056 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
A-
Medford High School
2.2 mi | #94 of 346 | Score: 60.6
Improved 24 spots from last year
+2.3 above state avg
1,195 students Diverse
19 sports • 1,212 athletes
Strong AP Program Rising School Career Tech Programs College Ready Curriculum
Grades PK-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $948
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

63-65 Harvard Street, Winchester MA 01890

Winchester, MA 01890

Listing Information

Listing Agent Beth Sager Group
Listing Office Keller Williams Realty Boston Northwest
Office Phone 781-862-2800
Agent MLS ID TM325032
Office MLS ID AN2627
Listing Data Updated May 13, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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