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631 E Merrimack St # 631, Lowell MA 01852

Lowell, MA 01852
$460,000
Est. $3,060/month
3
Beds
1
Baths
1,032
Sq Ft
$446
Price/Sq Ft
1987
Year Built
2
Parking
20
Days on Market
Active Listed Jun 30, 2026 • MLS# 73543485 Copied! • Updated Jul 4, 2026

About this home

Fantastic new listing! This updated duplex sits in the highly sought-after Belvidere neighborhood, right across from the Merrimack River! This sun-drenched home features a fully applianced kitchen, a dedicated dining area, and a bright living room with hardwood floors and recessed lighting. The top floor holds three bedrooms and a gorgeous full bath. Equipped with central air conditioning and a newer heating system, this home ensures year-round comfort. Lower level is spacious basement ready for storage or future finishing. Entire property was just insulated by MA Saves last year. Perfectly situated near shops, restaurants, golf, universities, and major highways for an easy commute.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 30, 2026
$460,000
Original listing
Office: Realty One Group Next Level

Tax History

Year Taxes Assessment
2025 $4,428 $385,700

Financial Details

Annual Property Tax
$4,428
Tax Year 2025
HOA Fee
$165
Monthly
Assessed Value
$385,700

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1987
Living Area 1,032 sq ft
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Laminate
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Unpaved
Total Spaces 2
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup
Annual Tax $4,428
Assessed Value $385,700

HOA & Community

HOA Fee $165 Monthly
Fee Includes Insurance
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes
Seller Disclosures * Water Bill And Master Policy Is Divided Equally Between The Two Units So Amount Fluctuates
Possession None
Accepted Financing Contract
Structure Type ["Half-Duplex","Attached"]
Unit/Building 631
Sq Ft Source Field Card
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
3
Full Bathrooms
1
Living Area
1,032 sq ft
Total Rooms
5
Stories
3
Entry Level
1

Room Details

First Floor

Dining Room
Kitchen
Living Room

Second Floor

Bathroom1
Bedroom3
Bedroom2
Master Bedroom

Other Floor

Bedroom5
Bedroom4
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Laminate
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Y
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1987
Structure Type: Half-Duplex, Attached
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Unpaved
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
Immaculate Conception School
0.6 mi
Grades PK-08
Lowell Youth Treatment Center
0.8 mi
Grades 01-12
St. Michael Elementary School
0.9 mi
Grades PK-08
B
Rogers STEM Academy
1.2 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
1.2 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
B
Pyne Arts School
1.2 mi | #174 of 352 | Score: 42.6
Improved 52 spots from last year
-15.6 below state avg
462 students Diverse
Rising School Diverse Student Body
Grades PK-08
St. Louis Elementary School
1.3 mi
Grades PK-08
Hellenic American Academy
1.4 mi
Grades PK-08
St. Patrick School and Educational Center
1.5 mi
Grades PK-08
C
Bartlett Community Partnership School
2.0 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
M

Middle Schools

7 schools
C
James Sullivan Middle School
0.5 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.2 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.5 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.8 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.1 mi
15 students Diverse
Diverse Student Body
Grades 01-08
B+
James S Daley Middle School
2.8 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
Dr. An Wang School
3.1 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
D
Leblanc Therapeutic Day School
0.7 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.1 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.5 mi
Grades 09-12
F
The Career Academy
1.9 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $369
Homeowners Insurance $200
HOA Fee $165/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

631 E Merrimack St # 631, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Oliver Beauchemin
Listing Office Realty One Group Next Level
Office Phone 603-262-3500
Agent MLS ID CN230799
Office MLS ID AN6275
Listing Data Updated Jul 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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