638 Mystic Ave, Somerville MA 02145
Somerville, MA 02145
$399,995
Est. $2,769/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
12
Sep
Saturday, September 12
11:00 AM - 2:00 PM EDT
13
Sep
Sunday, September 13
12:00 PM - 3:00 PM EDT
About this home
**RARE SOMERVILLE SINGLE-FAMILY — 2 BEDROOMS / 1 BATH — RENOVATION OPPORTUNITY**Welcome to 638 Mystic Ave, a rare opportunity to own a single-family home in Somerville. This approximately 1,300+ sq. ft. home offers 2 bedrooms, 1 full bath, and a basement, with excellent potential for an owner-occupant, investor, or buyer looking to renovate and create a home of their own.The property is being offered **as-is** and will require updating, including a new kitchen, Need to Update bathroom, and flooring. Overall GREAT house with Solid Gas Heating / HotWater and Electric Systems . The basement provides additional storage space, Laundry and utility area.Street parking is available by permit.Located in Somerville with convenient access to Medford, Boston, Route 93, public transportation, shopping, restaurants, and area amenities.**Property highlights:**• Single-family home• 2 bedrooms• 1 full bathroom• Approximately 1,300+ sq. ft.• Basement• Street parking by permit• Renovation opportunity• Sold strictly as-is**Bring your contractor and your vision.** This is an opportunity to purchase a single-family home in Somerville and renovate it to your specifications.**Showings by appointment.**
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$399,995
Original listing
Agent: Darin Thompson
Office: Stuart St James, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $399,995 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,553 | $596,800 |
Financial Details
Annual Property Tax
$6,553
Tax Year 2026
Assessed Value
$596,800
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1910
Living Area
1,327 sq ft
Lot Size
0.03 acres
Bedrooms
2
Full Baths
1
Total Rooms
7
Interior
Heating
Central, Hot Water, Natural Gas
Cooling
Window Unit(s), Wind
Flooring
None
Appliances
Gas Water Heater, Water Heater, Energy Star Qualified Dryer, Energy Star Qualified Washer
Fireplace
None
Basement
Full, Concrete, Unfinished
Laundry
None
Features
Finish - Sheetrock
Exterior
Construction
None
Architecture
Colonial
Roof
None
Features
Porch - Enclosed, City View(s), Stone Wall
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Features
None
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,553
Assessed Value
$596,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Will Require Updating, Including A New Kitchen, Need To Update Bathroom, And Flooring But Overall Great House With Solid Gas Heating / Hotwater And Electric Systems And Laundry
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
1
Living Area
1,327 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,307 sq ft above grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater, Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer
Interior Features:
Finish - Sheetrock
Windows:
Basement:
Full, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1910
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter, Block
Heating, Cooling & Utilities
Heating:
Central, Hot Water, Natural Gas
Cooling:
Window Unit(s), Wind
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch - Enclosed, City View(s), Stone Wall
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Special Features
View:
Yes
View Type:
City View(s), City
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Public School, T-Station, University
Nearby Schools
School District
Somerville School District local
B-
School Safety
2024-25
2.5%
Average
1.4%
Suspensions
2.2%
In-School
1.1%
Emergency
3.0% below state avg
Elementary Schools
3 schools
C+
Arthur D Healey School
0.1 mi
|
#237 of 352
|
Score: 37.4
Improved 26 spots from last year
-20.8 below state avg
461 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
B+
Missituk Elementary School
0.4 mi
|
#313 of 825
|
Score: 50.4
Improved 64 spots from last year
-7.9 below state avg
424 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B
John J McGlynn Elementary School
0.7 mi
|
#417 of 825
|
Score: 47.3
Improved 247 spots from last year
-10.9 below state avg
498 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
3 schools
B-
John J. McGlynn Middle School
0.7 mi
|
#210 of 352
|
Score: 39.9
Improved 26 spots from last year
-18.4 below state avg
439 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
Next Wave Junior High School
0.9 mi
11 students
Diverse
Diverse Student Body
Grades 06-08
B+
Madeleine Dugger Andrews Middle School
0.9 mi
|
#132 of 352
|
Score: 45.9
Improved 28 spots from last year
-12.3 below state avg
438 students
Diverse
Rising School
Grades 06-08
High Schools
3 schools
Curtis-Tufts School
0.7 mi
18 students
Very Diverse
Diverse Student Body
Grades 09-12
F
Full Circle High School
0.9 mi
|
#334 of 346
|
Score: 23.6
Improved 32 spots from last year
-34.6 below state avg
60 students
Diverse
Rising School
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
B+
Somerville High School
0.9 mi
|
#125 of 346
|
Score: 58.3
Improved 117 spots from last year
+0.1 above state avg
1,367 students
Diverse
17 sports
• 1,566 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$546
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
638 Mystic Ave, Somerville MA 02145
Somerville, MA 02145
Listing Information
Listing Agent
Darin Thompson
Listing Office
Stuart St James, Inc.
Office Phone
617-819-5850
Agent MLS ID
BB810237
Office MLS ID
AC1022
Listing Data Updated
Sep 8, 2026 1:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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