655 Westford St, Lowell MA 01851

Lowell, MA 01851
$1,200,000
Est. $7,174/month
11
Beds
7
Baths
5,400
Sq Ft
$222
Price/Sq Ft
0.18
Acres
1910
Year Built
12
Parking
8
Days on Market
Sale Pending Listed Jul 7, 2026 • MLS# 73546104 Copied! • Updated Jul 17, 2026

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About this home

655 Westford St contains four (4) 2-Bedroom/1-Bathroom units, two (2) 1+-Bedroom/1-Bathroom units, and one (1) 1-Bedroom/1-Bathroom unit across 5,400 square feet of gross living area in 8,449 square feet of gross area. The Property is situated upon a 0.18-acre parcel and features five (5) sets of tandem parking spaces and two (2) additional parking spaces. Tenants are responsible for gas heating. Hot water is a mix of tenant and landlord responsibility. Electric is separately metered and paid directly by tenants. The Landlord is responsible for city water and sewer. The opportunity exists to continue to upgrade unit interiors and common areas in an urban-infill, high demand/supply constrained residential market.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Jul 17, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 8, 2026
$1,200,000
Original listing
Agent: Spencer Norton Office: Horvath & Tremblay

Tax History

Year Taxes Assessment
2026 $10,877 $949,800

Financial Details

Annual Property Tax
$10,877
Tax Year 2026
Assessed Value
$949,800

Facts & Features

Home Facts

Type Residential Income
Style 5-9 Family
Year Built 1910
Living Area 5,400 sq ft
Lot Size 0.18 acres
Bedrooms 11
Full Baths 7
Total Rooms 25

Investment Metrics

Units 7
Unit 1 Rent $2,000/mo · N
Unit 2 Rent $1,450/mo · Y
Unit 3 Rent $1,650/mo · Y
Unit 4 Rent $1,300/mo · N
Total Monthly Rent $6,400/mo
Gross Income $136,860
Net Operating Income $96,115
Operating Expenses $40,745
Cap Rate 8.01%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Slate, Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Tandem, Paved
Total Spaces 12
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $10,877
Assessed Value $949,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Units 2 & 5 are 1+ Bedroom units.
Documents None
County Middlesex
Total market time (incl. prior listings) 10 days

Property Overview

Property Type
5-9 Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
11
Full Bathrooms
7
Living Area
5,400 sq ft
Total Rooms
25
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials:
Roof: Slate, Rubber
Foundation: Other
Stories: 5

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 12
Parking Features: Off Street, Tandem, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $906
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

655 Westford St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Spencer Norton
Listing Office Horvath & Tremblay
Office Phone 781-776-4000
Agent MLS ID CN230412
Office MLS ID AN2723
Listing Data Updated Jul 17, 2026 12:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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