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45 Temple St # A, Boston MA 02126

Boston, MA 02126 • Dorchester's Lower Mills
$699,000
Est. $4,295/month
3
Beds
2.5
Baths
1,469
Sq Ft
$476
Price/Sq Ft
0.05
Acres
2004
Year Built
31
Days on Market
Closed Listed Jul 22, 2025 • MLS# 73407962 Copied!

About this home

Let’s talk about that elusive combo: city convenience, space, privacy, and potential—without the sky-high condo fee. This move-in ready 3-bed, 2.5-bath townhome in Lower Mills offers 2-car parking, a private yard, no HOA, a brand-new roof and HVAC, and fresh exterior paint. The open-concept first floor flows from sunny living to a kitchen and dining area that opens to your deck and yard with a half bath for convenience—perfect for relaxing or entertaining. Upstairs, two spacious bedrooms share a full bath. The top-floor primary suite fits a king bed with room to spare for an office or workout area, plus an ensuite bath and great storage. Hardwood floors throughout and windows on three sides mean natural light all day. The full-height basement is clean, dry, and ready for future expansion with laundry and systems smartly placed. This isn’t just move-in ready—it’s future-ready, and it’s all right here.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2004
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,469 sq ft
Total Rooms
6
Stories
4
Entry Level
1

Sale Statistics

Sale Overview
Original List Price: $699,000
Final Sale Price: $699,000
Difference: +$0 (+0.0%)
Performance Metrics
100.0%
List to Sale Ratio
Sold at asking price
31
Days on Market
Average time
Price per Square Foot Analysis
Original $/sq ft: $476
Sale $/sq ft: $476
This property sold for $476 per square foot
Sale Summary

This property sold exactly at the asking price.

The property spent 31 days on market before selling.

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2004
Living Area 1,469 sq ft
Lot Size 0.05 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 6

Interior

Heating Forced Air
Cooling Central Air
Flooring Wood, Tile
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Y
Laundry Electric Dryer Hookup, In Basement, In Unit, Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Fenced Yard
Pool None
Spa None
Fencing Security, Fenced
Patio/Porch Deck

Parking

Features Off Street, Driveway
Total Spaces 2

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,729
Assessed Value $581,100

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: Electric Dryer Hookup, In Basement, In Unit, Washer Hookup
Security:

Construction & Materials

Year Built: 2004
Effective Year (Renovated): 2004
Structure Type: Townhouse, Half-Duplex, Duplex
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fenced Yard
Patio & Porch: Deck
Fencing: Security, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Driveway

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University

Location

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Neighborhood

Dorchester's Lower Mills

45 Temple St # A, Boston MA 02126

Boston, MA 02126

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
1.8% below state avg
E

Elementary Schools

10 schools
New Beginnings Academy
0.2 mi
Grades PK-12
Saint John Paul II Academy - Lower Mills
0.3 mi
Grades PK-08
D
Henderson K-12 Inclusion School Upper
0.6 mi | #315 of 346 | Score: 34.7
Improved 34 spots from last year
-23.5 below state avg
631 students Diverse
Rising School Diverse Student Body
Grades 02-12
D
Shaw Elementary School
1.0 mi | #783 of 824 | Score: 29.8
Improved 54 spots from last year
-28.4 below state avg
528 students Moderate
Rising School
Grades PK-06
D
Mildred Avenue K-8 School
1.0 mi | #330 of 352 | Score: 27.9
Dropped 8 spots from last year
-30.3 below state avg
601 students Diverse
Grades PK-08
Berea SDA Academy
1.0 mi
Grades PK-08
C
KIPP Academy Boston Charter School
1.0 mi | #277 of 352 | Score: 33.8
Improved 31 spots from last year
-24.4 below state avg
646 students Diverse
Rising School
Grades K-08
C-
Codman Academy Charter Public School
1.1 mi | #293 of 346 | Score: 40.3
Dropped 9 spots from last year
-17.9 below state avg
344 students Moderate
College Ready Curriculum
Grades PK-12
St. Brendan Elementary School
1.2 mi
Grades K-08
F
Young Achievers Elementary School
1.3 mi | #347 of 352 | Score: 24.1
Dropped 5 spots from last year
-34.1 below state avg
489 students Diverse
Grades PK-08
M

Middle Schools

10 schools
Epiphany School
1.4 mi
Grades 05-08
Dearborn Middle School
2.4 mi
Mother Caroline Academy
2.4 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
2.6 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
F
Higginson/Lewis K-8 School
3.4 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Nativity Prep School
3.6 mi
Grades 05-08
C
Ohrenberger School
4.0 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
Middle School Academy
4.3 mi
Frederick Pilot Middle
2.5 mi
Irving Middle
2.8 mi
H

High Schools

10 schools
B+
TechBoston Academy
0.8 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
A-
Boston Preparatory Charter Public School
2.1 mi | #8 of 25 | Score: 41.6
Improved 287 spots from last year
-16.6 below state avg
700 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
New Mission High School
2.4 mi | #240 of 346 | Score: 47.3
Improved 88 spots from last year
-10.9 below state avg
715 students Diverse
13 sports • 458 athletes
Early College Program High Graduation Rate Rising School Diverse Student Body
Grades 07-12
D
English High School
3.0 mi | #324 of 346 | Score: 29.7
Improved 34 spots from last year
-28.5 below state avg
720 students Moderate
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
A+
Boston Latin Academy
3.0 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
Meridian Academy
3.2 mi
Grades 06-09
B-
Margarita Muniz Academy
3.2 mi | #14 of 25 | Score: 31.3
Improved 349 spots from last year
-26.9 below state avg
428 students Less Diverse
Strong AP Program Rising School
Grades 07-12
C
Ruth Batson Academy
3.4 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
B
Dearborn STEM Academy
3.7 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
A-
O'Bryant School of Math & Science
4.1 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
Learn about these ratings

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $561
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

32
Total Days on Market

Property Timeline

Sold
Sep 26, 2025
$699,000
Property sold
Days on Market: 32
🏠
Listed for Sale
Jul 22, 2025
$699,000
Original listing
Agent: The Ali Joyce Team Office: William Raveis R.E. & Home Services

Price & Status History

Date Event Price Change
Jul 22, 2025 New Listing Added $699,000

Market Statistics

Days on Market
31 days
Price per Sq Ft
$476

Tax History

Year Taxes Assessment
2025 $6,729 $581,100

Financial Details

Annual Property Tax
$6,729
Tax Year 2025
HOA Fee
$0
Per month
Assessed Value
$581,100

Listing Information

Listing Agent The Ali Joyce Team
Listing Office William Raveis R.E. & Home Services
Agent MLS ID TM347556
Office MLS ID M95354
Listing Data Updated Sep 29, 2025 11:11 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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