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108 Clay St, Cambridge MA 02140

Cambridge, MA 02140
$990,000
Est. $5,704/month
4
Beds
2.5
Baths
1,779
Sq Ft
$556
Price/Sq Ft
0.07
Acres
1981
Year Built
Single Family Residence
Type
4
Days on Market
Active Listed Feb 11, 2026 • MLS# 73476378 Copied!

About this home

Unique contemporary townhouse with vaulted ceilings and abundant natural light, located in North Cambridge, MA, featuring a recently renovated kitchen and bathroom. The first floor offers an open-concept layout with hardwood floors, first-floor laundry with newer washer and dryer, and a versatile bedroom with direct access to the rear deck, extending the living space outdoors. Additional storage is available in the loft. The ground level features a flexible living area with a kitchen, offering potential for au pair or extended family use; renovations are needed, creating an opportunity to personalize the space. Conveniently located near Alewife Station, Davis Square, and the Minuteman Bike Path, supporting adaptable living, work-from-home flexibility, and urban access paired with privacy.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,779 sq ft
Total Rooms
7

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 1,779 sq ft
Lot Size 0.07 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring None
Appliances Gas Water Heater
Fireplace None
Basement Interior Entry, Concrete
Laundry None
Features Closet, Entry Hall, Kitchen

Exterior

Construction None
Architecture Contemporary
Roof None

Parking

Features Paved Drive, Off Street
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,973
Assessed Value $940,700

Interior Features

Flooring:
Appliances: Gas Water Heater
Interior Features: Closet, Entry Hall, Kitchen
Windows:
Basement: Interior Entry, Concrete
Laundry:
Security:

Construction & Materials

Style: Contemporary
Year Built: 1981
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Total Parking Spaces: 1
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

108 Clay St, Cambridge MA 02140

Cambridge, MA 02140

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

10 schools
A
Benjamin Banneker Charter Public School
0.3 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
0.4 mi
Grades 01-12
Cambridge Friends School
0.6 mi
Grades PK-08
Cambridge Montessori School
0.8 mi
Grades PK-06
Fayerweather Street School
1.1 mi
Grades PK-08
St. Peter Elementary School
1.1 mi
Grades PK-08
Shady Hill School
1.8 mi
Grades PK-08
C
Prospect Hill Academy Charter School
2.7 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
2.7 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
Wild Rose Montessori School
0.4 mi
Grades K-03
M

Middle Schools

5 schools
Allium Montessori School
1.5 mi
Grades 01-06
A
Rindge Avenue Upper School
0.5 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
2.3 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
2.8 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
3.1 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
2.8 mi
Grades 07-12
NuVu Innovation School
2.9 mi
Grades 08-12
B-
Community Charter School of Cambridge
3.2 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $498
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📍
Current Status: Active
Feb 15, 2026
$990,000
🏠
Listed for Sale
Feb 11, 2026
$990,000

Price & Status History

Date Event Price Change
Feb 11, 2026 New Listing Added $990,000 —

Market Statistics

Days on Market
4 days
Price per Sq Ft
$556

Tax History

Year Taxes Assessment
2025 $5,973 $940,700

Financial Details

Annual Property Tax
$5,973
Tax Year 2025
Assessed Value
$940,700

Listing Information

Listing Agent David Lenoir
Listing Office Coldwell Banker Realty - Cambridge
Agent MLS ID CT004169
Office MLS ID AN6200
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak

Steven Novak

BMN Boston Real Estate

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