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34 Cottage Street, Watertown MA 02472

Watertown, MA 02472
$997,500
Est. $5,894/month
4
Beds
2
Baths
1,564
Sq Ft
$638
Price/Sq Ft
0.10
Acres
1900
Year Built
1
Days on Market
Active Open House Listed Mar 11, 2026 • MLS# 73484970 Copied!

About this home

Own more than just your space. Live in one unit and let the other help offset your mortgage with this well-located side-by-side duplex offering strong lifestyle and investment potential. Each unit features 2 bedrooms, 1 bath, hardwood flooring, and updated kitchens & baths with comfortable, functional layouts. Major improvements include updated heating systems featuring high-efficiency mini-splits, delivering year-round comfort and energy efficiency. Low costs, high style, all thanks to a young roof and new solar. The side-by-side design provides privacy for each unit, making it ideal for owner-occupants, investors, or multi-generational living. Enjoy the convenience of off-street parking for up to 4 cars plus a full basement offering abundant storage and potential for future expansion. With solid updates already in place and a desirable location, this turnkey multi-family presents a rare opportunity to build equity, generate income, and secure long-term value.

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Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,564 sq ft
Total Rooms
10
Stories
4
Levels
4

Open House Schedule

14
Mar
Saturday, March 14
12:30 PM - 2:00 PM EDT
12
Mar
Thursday, March 12
4:30 PM - 6:00 PM EDT
16
Mar
Monday, March 16
11:30 AM - 1:00 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1900
Living Area 1,564 sq ft
Lot Size 0.10 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Interior

Heating Ductless
Cooling Ductless
Flooring Tile, Hardwood, Wood
Appliances Range, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Bulkhead
Laundry None
Features Kitchen, Family Room

Exterior

Construction Frame
Architecture None
Roof Shingle

Parking

Features Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,803
Assessed Value $668,100

Interior Features

Flooring: Tile, Hardwood, Wood
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
Interior Features: Kitchen, Family Room
Windows:
Basement: Full, Interior Entry, Bulkhead
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating: Ductless
Cooling: Ductless
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Location

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Neighborhood

34 Cottage Street, Watertown MA 02472

Watertown, MA 02472

Walkability

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Nearby Schools

School District
Watertown School District local
A-
School Safety 2024-25
1.0% Low
0.8% Suspensions 0.2% In-School 0.2% Emergency
4.5% below state avg
E

Elementary Schools

8 schools
Star Academy (Watertown Campus)
0.1 mi
Grades PK-12
Perkins School for the Blind
1.4 mi
Grades PK-12
Jewish Community Day School
3.0 mi
Grades K-08
Atrium School
3.2 mi
Grades K-06
St. Stephen's Armenian School
0.5 mi
Grades PK-05
A
Hosmer School
1.0 mi | #140 of 824 | Score: 57.4
Improved 112 spots from last year
-0.8 below state avg
758 students Diverse
Rising School Diverse Student Body
Grades PK-05
A
Cunniff School
2.5 mi | #166 of 824 | Score: 56.3
Improved 20 spots from last year
-1.9 below state avg
320 students Diverse
Rising School Diverse Student Body
Grades PK-05
A+
James Russell Lowell School
892.6 mi | #84 of 824 | Score: 60.2
Improved 80 spots from last year
+2 above state avg
422 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

1 school
A-
Watertown Middle School
2.1 mi | #108 of 352 | Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
Walker Beacon School
2.2 mi
Grades 07-12
B+
Watertown High School
2.2 mi | #112 of 346 | Score: 59.3
Improved 118 spots from last year
+1.1 above state avg
761 students Diverse
18 sports • 1,578 athletes
Strong AP Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $650
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

23.3%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Mar 11, 2026
$997,500
Original listing
Agent: THE LASH GROUP Office: Keller Williams Boston MetroWest
Previous Transaction - MLS #73225283
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 11, 2024
$765,000
MLS #73225283

Price & Status History

Date Event Price Change
Mar 11, 2026 New Listing Added $997,500
Jul 11, 2024 Sold $765,000

Market Statistics

Days on Market
1 days
Price per Sq Ft
$638

Tax History

Year Taxes Assessment
2025 $7,803 $668,100

Financial Details

Annual Property Tax
$7,803
Tax Year 2025
Assessed Value
$668,100

Listing Information

Listing Agent THE LASH GROUP
Listing Office Keller Williams Boston MetroWest
Agent MLS ID TM351469
Office MLS ID AN5720
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Watertown, MA

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Steven Novak

Steven Novak

BMN Boston Real Estate

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