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45 Pearl # 3, Boston MA 02125

Boston, MA 02125 • Dorchester's Savin Hill
$799,000
Est. $4,955/month
2
Beds
2
Baths
1,554
Sq Ft
$514
Price/Sq Ft
1905
Year Built
Condominium
Type
16
Days on Market
Pending Listed May 13, 2026 • MLS# 73517423 Copied!

About this home

**OPEN HOUSE CANCELLED, ACCEPTED OFFER** Welcome to 45 Pearl Street Unit 3 - an expansive penthouse residence in the heart of Savin Hill offering the perfect blend of character, scale, and modern updates. This meticulously maintained floor-through home features soaring ceilings, crown moldings, hardwood floors, oversized windows, and abundant natural light throughout. The open-concept kitchen with custom cabinetry, stainless appliances, gas cooking, and wine fridge flows seamlessly into the spacious living and dining areas—ideal for entertaining. A fireplaced living room adds warmth and charm, while the flexible den/family room offers bonus space for home office or potential third bedroom. The spacious primary suite features a custom walk-in closet and double vanity bath. Additional highlights include central air, tankless water heater. in-unit laundry, private deck, roof rights, storage, and full parking space.

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Public Records

Current Owner

Owner KEARNEY KELLY B
Mailing Address PEARL, CHARLESTOWN, MA, 02129

Land Use

Use Code 102
Description Condominium
Style Row Middle

Tax Information

Assessed Value $1,157,900

Assessment History

Year Land Building Total Change
FY2023 $0 $1,157,900 $1,157,900 —

Sale History

Date Price Book/Page
Jun 21, 2021 $1,150,000 65720/228
Aug 31, 2020 $832,000 63671/174

Building Permit History

Issued Type / Work Status Value
Oct 2, 2024 Electrical Permit
ELECTRICAL
Electrical
Permit #E1658536 		Open $2,000
Sep 18, 2024 Plumbing Permit
PLUMBING
Plumbing
Permit #PL1651519 		Closed $4,000
Aug 1, 2023 Plumbing Permit
PLUMBING
Plumbing
Permit #PL1507660 		Open $1,500
Aug 1, 2023 Gas Permit
GAS
Gas
Permit #G1507668 		Open $1,500
Jan 24, 2023 Gas Permit
GAS
Gas
Permit #G1432044 		Open $2,500
Jan 13, 2023 Electrical Permit
ELECTRICAL
Electrical
Permit #E1432214 		Open $600
Dec 2, 2021 Gas Permit
GAS
Gas
Permit #G1271066 		Open $6,500
Jul 20, 2021 Short Form Bldg Permit
INTEXT
Interior/Exterior Work
Permit #SF1214024 		Closed $48,000
Data: City of Boston Open Data (Analyze Boston)

Municipal Context: BOSTON

Property Data Comparison

Discrepancies found between MLS and assessor records.

Field Assessor MLS Match
Year built 1,875 1,905 ✗
Match: address_condo (90.0% confidence) · Data as of Jun 1, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1905
Bedrooms
2
Full Bathrooms
2
Living Area
1,554 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1905
Living Area 1,554 sq ft
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Hardwood
Appliances Range, Dishwasher, Microwave, Wine Refrigerator, Range Hood
Fireplace Living Room
Fireplaces 1
Basement Y
Laundry First Floor
Features None

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Deeded
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $4,982
Assessed Value $749,900

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Microwave, Wine Refrigerator, Range Hood
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: First Floor
Security: Intercom

Construction & Materials

Year Built: 1905
Effective Year (Renovated): 2007
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Deeded

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Highway Access, T-Station

Location

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Neighborhood

Dorchester's Savin Hill

45 Pearl # 3, Boston MA 02125

Boston, MA 02125

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

10 schools
C-
Everett Elementary School
0.1 mi | #728 of 824 | Score: 33.7
Dropped 53 spots from last year
-24.5 below state avg
288 students Diverse
Diverse Student Body
Grades PK-06
Saint John Paul II Academy - Columbia
0.4 mi
Grades PK-08
B
Boston Collegiate Charter School
0.5 mi | #167 of 346 | Score: 53.7
Improved 31 spots from last year
-4.5 below state avg
708 students Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades 05-12
D
Mather Elementary School
0.5 mi | #754 of 824 | Score: 32.2
Dropped 257 spots from last year
-26 below state avg
473 students Very Diverse
Diverse Student Body
Grades PK-06
F
Clap Elementary School
0.6 mi | #808 of 824 | Score: 26.3
Dropped 23 spots from last year
-31.9 below state avg
140 students Diverse
Diverse Student Body
Grades PK-06
C
Conservatory Lab Charter School
0.6 mi | #261 of 352 | Score: 35.6
Dropped 4 spots from last year
-22.6 below state avg
454 students Diverse
Grades PK-08
Compass School
0.6 mi
Grades PK-12
D
Dever Elementary School
0.8 mi | #752 of 824 | Score: 32.4
Improved 56 spots from last year
-25.9 below state avg
445 students Diverse
Rising School
Grades K-06
C-
Winthrop Elementary School
0.9 mi | #665 of 824 | Score: 37.6
Dropped 171 spots from last year
-20.6 below state avg
226 students Diverse
Grades PK-06
F
King Elementary School
0.9 mi | #823 of 824 | Score: 22.7
Dropped 3 spots from last year
-35.6 below state avg
464 students Diverse
Grades PK-06
M

Middle Schools

10 schools
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
0.8 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
Dearborn Middle School
1.2 mi
Middle School Academy
1.3 mi
Mother Caroline Academy
1.4 mi
Grades 05-08
F
Higginson/Lewis K-8 School
1.5 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Epiphany School
1.6 mi
Grades 05-08
Nativity Prep School
2.2 mi
Grades 05-08
C
Ohrenberger School
5.9 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
McCormack Middle
0.8 mi
Frederick Pilot Middle
0.9 mi
H

High Schools

10 schools
C
Ruth Batson Academy
0.8 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
A+
Boston Latin Academy
1.3 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
B
Dearborn STEM Academy
1.4 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
Cathedral High School
1.9 mi
9 sports • 430 athletes
Grades 07-12
A-
O'Bryant School of Math & Science
1.9 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
C
Quincy Upper School
2.2 mi | #268 of 346 | Score: 44.6
Improved 4 spots from last year
-13.6 below state avg
557 students Very Diverse
12 sports • 208 athletes
High Graduation Rate Diverse Student Body
Grades 06-12
B+
TechBoston Academy
2.3 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
Meridian Academy
2.3 mi
Grades 06-09
D
English High School
2.6 mi | #324 of 346 | Score: 29.7
Improved 34 spots from last year
-28.5 below state avg
720 students Moderate
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
A+
Boston Latin School
2.7 mi | #19 of 346 | Score: 73.3
Improved 61 spots from last year
+15.1 above state avg
2,424 students Very Diverse
18 sports • 2,006 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $415
Homeowners Insurance $200
HOA Fee $300/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
May 17, 2026
Active → Active Under Contract
⏳
Pending Sale
May 17, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 13, 2026
$799,000
Original listing
Agent: Colin Garvey Office: William Raveis R.E. & Home Services

Price & Status History

Date Event Price Change
May 17, 2026 Status: Active under contract $0 —
May 13, 2026 New Listing Added $799,000 —

Market Statistics

Days on Market
16 days
Price per Sq Ft
$514

Tax History

Year Taxes Assessment
2026 $4,982 $749,900

Financial Details

Annual Property Tax
$4,982
Tax Year 2026
HOA Fee
$300
Monthly
Assessed Value
$749,900

Listing Information

Listing Agent Colin Garvey
Listing Office William Raveis R.E. & Home Services
Agent MLS ID CN246392
Office MLS ID M80022
Listing Data Updated Jun 2, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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