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20-22 Franklin Street, Watertown MA 02472

Watertown, MA 02472 • East Watertown
$1,149,900
Est. $6,970/month
4
Beds
2
Baths
2,330
Sq Ft
$494
Price/Sq Ft
0.09
Acres
1935
Year Built
2 Family - 2 Units Up/Down
Type
1 hour 52 minutes
Time on Market
Active Open House Listed Jun 25, 2026 • MLS# 73541847 Copied!

About this home

Exceptional opportunity in desirable East Watertown! This vacant two-family is ideal for an owner-occupant looking to offset a mortgage with rental income or an investor seeking a well-maintained property in a prime location. Each unit offers 2 bedrooms and 1 bath, blending classic charm with numerous updates. The first-floor unit features an updated kitchen and bath, refinished hardwood floors, replacement windows, newer appliances, and a new hot water heater (2025). Recent improvements include exterior painting, replacement attic windows, updated electrical with separate services and whole-house surge protection, chimney repairs and repointing, new front railings and storm door, plus replacement windows in portions of the second-floor unit. Enjoy a detached two-car garage, fenced backyard, covered porches, and French drains. Conveniently located directly across from the new Watertown High School and just minutes from Arsenal Yards, shopping, dining, public transportation and highways

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1935
Bedrooms
4
Full Bathrooms
2
Living Area
2,330 sq ft
Total Rooms
13
Stories
3
Levels
3

Open House Schedule

28
Jun
Sunday, June 28
11:00 AM - 12:30 PM EDT
27
Jun
Saturday, June 27
11:00 AM - 12:30 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1935
Living Area 2,330 sq ft
Lot Size 0.09 acres
Bedrooms 4
Full Baths 2
Total Rooms 13

Interior

Heating Hot Water, Oil
Cooling Window Unit(s)
Flooring Hardwood
Appliances Range, Refrigerator, Washer, Dryer, Dishwasher
Fireplace Wood Burning
Fireplaces 2
Basement Unfinished
Laundry None
Features Pantry, Stone/granite/solid Counters, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Family Room, Sunroom

Exterior

Construction None
Architecture None
Roof None
Features Balcony/deck, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Enclosed, Deck, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 6

Utilities

Electric 60 Amps/less
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $11,466
Assessed Value $938,000

Interior Features

Flooring: Hardwood
Appliances: Range, Refrigerator, Washer, Dryer, Dishwasher
Interior Features: Pantry, Stone/Granite/Solid Counters, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Family Room, Sunroom
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1935
Structure Type:
Exterior Materials:
Roof:
Foundation: Block
Stories: 3

Heating, Cooling & Utilities

Heating: Hot Water, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Garden
Patio & Porch: Enclosed, Deck, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type: Wood Burning
Community Amenities: Public Transportation, Medical Facility, Private School, Public School

Location

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Neighborhood

East Watertown

20-22 Franklin Street, Watertown MA 02472

Watertown, MA 02472

Walkability

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Nearby Schools

School District
Watertown School District local
A-
✓ School Safety 2024-25
1.0% Low
0.8% Suspensions 0.2% In-School 0.2% Emergency
↓ 4.5% below state avg
E

Elementary Schools

8 schools
Perkins School for the Blind
0.3 mi
Grades PK-12
Star Academy (Watertown Campus)
1.3 mi
Grades PK-12
Jewish Community Day School
1.8 mi
Grades K-08
Atrium School
2.0 mi
Grades K-06
A
Hosmer School
0.4 mi | #140 of 824 | Score: 57.4
Improved 112 spots from last year
-0.8 below state avg
758 students Diverse
Rising School Diverse Student Body
Grades PK-05
St. Stephen's Armenian School
0.9 mi
Grades PK-05
A
Cunniff School
1.4 mi | #166 of 824 | Score: 56.3
Improved 20 spots from last year
-1.9 below state avg
320 students Diverse
Rising School Diverse Student Body
Grades PK-05
A+
James Russell Lowell School
891.4 mi | #84 of 824 | Score: 60.2
Improved 80 spots from last year
+2 above state avg
422 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

1 school
A-
Watertown Middle School
0.9 mi | #108 of 352 | Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
Walker Beacon School
1.3 mi
Grades 07-12
B+
Watertown High School
1.0 mi | #112 of 346 | Score: 59.3
Improved 118 spots from last year
+1.1 above state avg
761 students Diverse
18 sports • 1,578 athletes
Strong AP Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $956
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 25, 2026
$1,149,900
Original listing
Office: Compass

Price & Status History

Date Event Price Change
Jun 25, 2026 New Listing Added $1,149,900 —

Market Statistics

Time on Market
1 hour 52 minutes
Price per Sq Ft
$494

Tax History

Year Taxes Assessment
2026 $11,466 $938,000

Financial Details

Annual Property Tax
$11,466
Tax Year 2026
Assessed Value
$938,000

Listing Information

Listing Agent Scarlett Tamburro
Listing Office Compass
Agent MLS ID CN203880
Office MLS ID AN2383
Listing Data Updated Jun 25, 2026 1:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Watertown, MA

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Steven Novak

BMN Boston Real Estate

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