99-103 Westford Street, Lowell MA 01851
Lowell, MA 01851
$2,100,000
Est. $12,299/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Exceptional turnkey multifamily investment opportunity featuring six extensively renovated residential units. The property consists of (3) 2+ bedroom, 2.5 bathroom townhome-style apartments and (3) 3-bedroom, 1.5 bathroom townhome-style apartments, each offering two levels of living space. Recent renovations include modern kitchens with quartz countertops, custom cabinetry, stainless steel appliances, updated bathrooms, in-unit washers and dryers, and upgraded building systems. All units feature separate utilities, with tenants responsible for propane for heat & cooking, central air conditioning, hot water, and electricity, providing an attractive and efficient expense structure for ownership. Ideally located just 0.2 miles from the commuter rail station, the property offers convenient access to Boston and surrounding employment hubs. A rare opportunity to acquire a fully renovated, low-maintenance asset with strong rental demand and long-term investment potential.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jun 26, 2026
$2,100,000
Original listing
Agent: The Denman Group
Office: eXp Realty LLC - Corporate Office
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/26/2026 | 🏠 Listed for Sale | $2,100,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $17,758 | $1,480,600 |
Financial Details
Annual Property Tax
$17,758
Tax Year 2026
Assessed Value
$1,480,600
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1900
Living Area
8,382 sq ft
Lot Size
0.16 acres
Stories
10
Bedrooms
13
Full Baths
7
Half Baths
5
Total Rooms
25
Investment Metrics
Units
6
Unit 1 Rent
$2,700/mo · Y
Unit 2 Rent
$2,800/mo · Y
Unit 3 Rent
$2,825/mo · Y
Unit 4 Rent
$2,695/mo · Y
Total Monthly Rent
$11,020/mo
Gross Income
$197,340
Net Operating Income
$137,971
Operating Expenses
$42,451
Water/Sewer Expense
$2,268
Electric Expense
$6,729
Insurance Expense
$12,846
Cap Rate
6.57%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Off Street, Assigned, Driveway
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$17,758
Assessed Value
$1,480,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
70 days
Property Overview
Property Type
5-9 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
13
Full Bathrooms
7
Half Bathrooms
5
Living Area
8,382 sq ft
Total Rooms
25
Stories
10
Levels
10
Floor Layout
Interactive room guide
Floor Layout
Finished Area
8,382 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Brick
Roof:
Rubber
Foundation:
Other
Stories:
10
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Assigned, Driveway
Special Features
View:
Yes
View Type:
City View(s), City
Community Amenities:
Public Transportation, Shopping, Medical Facility, Highway Access, House of Worship, Public School, T-Station, University
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Rogers STEM Academy
0.5 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.5 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Hellenic American Academy
0.5 mi
Grades PK-08
St. Patrick School and Educational Center
0.6 mi
Grades PK-08
C
Bartlett Community Partnership School
0.7 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
Community Christian Academy
0.8 mi
Grades PK-12
Lowell Catholic School
1.0 mi
Grades PK-12
Immaculate Conception School
1.1 mi
Grades PK-08
St. Michael Elementary School
1.3 mi
Grades PK-08
St. Louis Elementary School
1.4 mi
Grades PK-08
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.8 mi
15 students
Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
1.1 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.3 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.7 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.8 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.0 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
The Career Academy
0.3 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.7 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.8 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.7 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$1,480
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
99-103 Westford Street, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
The Denman Group
Listing Office
eXp Realty LLC - Corporate Office
Office Phone
888-854-7493
Agent MLS ID
TM359011
Office MLS ID
AC0342
Listing Data Updated
Jun 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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