10 Payton St, Lowell MA 01852

Lowell, MA 01852
$649,900
Est. $3,932/month
4
Beds
2
Baths
1,636
Sq Ft
$397
Price/Sq Ft
0.08
Acres
1925
Year Built
6
Parking
20
Days on Market
Active Listed Jul 4, 2026 • MLS# 73544638 Copied! • Updated Jul 8, 2026

About this home

Great opportunity to own a well-maintained two-family home in South Lowell, perfect for an owner-occupant or investor!Both units feature separate entrances, separate utilities, and access to a walk-up attic with additional storage rooms. The property offers a fenced backyard, a six-car driveway, gas heat for both units, separate 100-amp circuit breaker panels, vinyl siding, gas hot water tanks, and washer/dryer hookups in the basement.Conveniently located just minutes from the Lowell Connector, downtown Lowell, shopping, restaurants, and UMass Lowell, this home offers excellent commuter access and strong rental potential.Don't miss this opportunity! Join us for the first showing at the Open House on Sunday, July 12th, from 11:00 AM to 1:00 PM.

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Recently Sold Nearby

Property History

Market Insights

14.6%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jul 4, 2026
$649,900
Original listing
Agent: Marcos Doliver Office: Prime Choice Real Estate
Previous Transaction - MLS #73223815
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 15, 2024
$555,000
MLS #73223815

Tax History

Year Taxes Assessment
2025 $5,355 $466,500

Financial Details

Annual Property Tax
$5,355
Tax Year 2025
Assessed Value
$466,500

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1925
Living Area 1,636 sq ft
Lot Size 0.08 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent $1,900/mo · Y
Unit 2 Rent $1,900/mo · Y
Total Monthly Rent $3,800/mo
Gross Income $45,600
Net Operating Income $45,600
Cap Rate 7.02%
Heating None
Cooling None
Flooring Tile, Vinyl, Hardwood
Appliances None
Fireplace None
Basement Full, Interior Entry
Laundry Electric Dryer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None
Features Paved Drive, Driveway, Stone/gravel, Paved
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Dryer

Financial

Annual Tax $5,355
Assessed Value $466,500
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1925
Bedrooms
4
Full Bathrooms
2
Living Area
1,636 sq ft
Total Rooms
8
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Full, Interior Entry
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1925
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating:
Heating Zones: 2
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Driveway, Stone/Gravel, Paved
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
Lowell Catholic School
0.7 mi
Grades PK-12
B
Rogers STEM Academy
1.0 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
1.2 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
Community Christian Academy
1.3 mi
Grades PK-12
Hellenic American Academy
1.4 mi
Grades PK-08
B
Pyne Arts School
1.4 mi | #174 of 352 | Score: 42.6
Improved 52 spots from last year
-15.6 below state avg
462 students Diverse
Rising School Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
1.5 mi
Grades PK-08
C
Bartlett Community Partnership School
1.6 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
Immaculate Conception School
1.6 mi
Grades PK-08
St. Michael Elementary School
2.0 mi
Grades PK-08
M

Middle Schools

7 schools
Laura Lee Therapeutic Day School
0.4 mi
15 students Diverse
Diverse Student Body
Grades 01-08
C-
Benjamin F. Butler Middle School
0.6 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.1 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.4 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.1 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
Dr. An Wang School
2.4 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.5 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.8 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.5 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.6 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.7 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $446
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

10 Payton St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Marcos Doliver
Listing Office Prime Choice Real Estate
Office Phone 781-395-5555
Agent MLS ID BB804821
Office MLS ID AC0119
Listing Data Updated Jul 8, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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