20 Carver Street # 3, Cambridge MA 02138

Cambridge, MA 02138
$949,000
Est. $5,722/month
2
Beds
1.5
Baths
967
Sq Ft
$981
Price/Sq Ft
1925
Year Built
1
Garage Space
1
Days on Market
Active Open House Listed Jul 22, 2026 • MLS# 73553208 Copied! • Updated Jul 23, 2026

Open House Schedule

24
Jul
Friday, July 24
4:30 PM - 6:00 PM EDT
25
Jul
Saturday, July 25
11:00 AM - 12:30 PM EDT
26
Jul
Sunday, July 26
12:30 PM - 2:00 PM EDT

About this home

Nestled on a picturesque, tree-lined street in the heart of Cambridge, this sun-drenched top-floor home balances historic character with modern living. This spacious 2-bedroom,1.5-bath blends timeless details like classic pine floors, charming built-in hutch & stained-glass window with modern amenities. The layout is practical & inviting, featuring a nicely appointed kitchen, pantry with in-unit laundry, a spacious primary suite offering its own attached 1/2 bath, a new boiler (2026) and mini-split cooling (2018), ensuring year-round comfort. The building has been well maintained with recent updates including driveway with permeable pavers & significant basement repointing. Added perks of this home are the exclusive-use front & rear porches, generous basement storage & off-street garage parking! This quintessential Cambridge home is truly a gem, just moments away from the vibrant energy of both Harvard & Porter Squares, easy access to the Red Line, prestigious universities & local dining and shopping venues!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 22, 2026
$949,000
Original listing
Agent: Santana Team Office: Keller Williams Realty Boston Northwest

Tax History

Year Taxes Assessment
2026 $5,683 $852,000

Financial Details

Annual Property Tax
$5,683
Tax Year 2026
HOA Fee
$250
Monthly
Assessed Value
$852,000

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1925
Living Area 967 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Steam, Natural Gas
Cooling Ductless
Flooring Wood, Tile
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Attached, Detached, Deeded, Off Street
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $5,683
Assessed Value $852,000

HOA & Community

HOA Fee $250 Monthly
Fee Includes Water, Sewer, Insurance, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 3
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Seller Disclosures Pets Allowed With Authorization From Trustees. Condo Fee Also Includes Common Electric. Basement Storage Racks To Stay.
Possession None
Accepted Financing None
Structure Type ["2\/3 Family"]
Unit/Building 3
Sq Ft Source Unit Floor Plan
Documents Master Deed, Unit Deed, Rules & Regs, Master Plan, Floor Plans (5)
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1925
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
967 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1925
Effective Year (Renovated): 1989
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Detached, Deeded, Off Street
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
St. Peter Elementary School
0.9 mi
Grades PK-08
Cambridge Friends School
1.0 mi
Grades PK-08
Cambridge Montessori School
1.1 mi
Grades PK-06
C
Prospect Hill Academy Charter School
1.2 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Benjamin Banneker Charter Public School
1.2 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
A
Amigos School
1.3 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
Shady Hill School
1.6 mi
Grades PK-08
Lycee International de Boston/International School of Boston, Inc.
1.7 mi
Grades 01-12
Fayerweather Street School
2.2 mi
Grades PK-08
A+
Maria L. Baldwin School
0.2 mi | #55 of 824 | Score: 62.0
Dropped 52 spots from last year
+3.8 above state avg
360 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.5 mi
Grades 01-06
A-
Putnam Avenue Upper School
1.1 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.1 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
1.3 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.6 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
1.4 mi
Grades 07-12
NuVu Innovation School
1.4 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.7 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $474
Homeowners Insurance $200
HOA Fee $250/mo
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

20 Carver Street # 3, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent Santana Team
Listing Office Keller Williams Realty Boston Northwest
Office Phone 617-497-8900
Agent MLS ID TM008732
Office MLS ID BB5474
Listing Data Updated Jul 23, 2026 11:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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