101 Congress St., Lowell MA 01852
Lowell, MA 01852
$649,000
Est. $4,110/month
About this home
Exceptional investment opportunity in Lowell! Offered at $649,000, this five-unit multifamily property features a desirable unit mix of four 2-bedroom apartments and one 1-bedroom apartment, offering excellent potential for investors The exterior offers strong curb appeal, while the interior is ready for renovation, creating an excellent value-add opportunity to modernize the units and maximize rental income. With approximately 4,248 square feet of living space, this property offers the size, layout, and potential to become a standout investment. Conveniently located near downtown Lowell, public transportation, shopping, restaurants, and major commuter routes, 101 Congress Street provides easy access to everything the city has to offer. Whether you're looking to expand your portfolio or take on your next renovation project, this is a great opportunity to unlock the full potential of a five-unit property in a strong rental market.
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Property History
Market Insights
Property Timeline
Back On Market
Aug 6, 2026
Active
Status: Active under contract
Aug 3, 2026
Active → Active Under Contract
Listed for Sale
Jul 27, 2026
$649,000
Original listing
Agent: Spiro Skinsacos
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/06/2026 | • Back On Market | - | - | - | Active |
| 08/03/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/27/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,538 | $760,300 |
Financial Details
Annual Property Tax
$7,538
Tax Year 2026
Assessed Value
$760,300
Facts & Features
Home Facts
Type
Residential Income
Style
5+ Family - 5+ Units Up/Down
Year Built
1900
Living Area
4,248 sq ft
Lot Size
0.11 acres
Bedrooms
9
Full Baths
5
Total Rooms
24
Investment Metrics
Units
5
Unit 1 Rent
$1,100/mo · N
Unit 2 Rent
$1,100/mo · N
Unit 3 Rent
$1,100/mo · N
Unit 4 Rent
— · N
Total Monthly Rent
$3,300/mo
Gross Income
$50,400
Net Operating Income
$50,400
Cap Rate
7.77%
Interior
Heating
Natural Gas, Floor Furnace
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Interior Entry
Laundry
Washer Hookup
Features
Family Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
On Street
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, Washer Hookup
Financial
Annual Tax
$7,538
Assessed Value
$760,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
10 days
Property Overview
Property Type
5+ Family - 5+ Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
9
Full Bathrooms
5
Living Area
4,248 sq ft
Total Rooms
24
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,248 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Range, Refrigerator
Interior Features:
Family Room, Kitchen
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Irregular
Stories:
5
Heating, Cooling & Utilities
Heating:
Natural Gas, Floor Furnace
Heating Zones:
5
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Parking Features:
On Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Rogers STEM Academy
0.3 mi
|
#8 of 16
|
Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.6 mi
|
#158 of 352
|
Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
Hellenic American Academy
0.9 mi
Grades PK-08
Immaculate Conception School
1.0 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
Lowell Catholic School
1.1 mi
Grades PK-12
B
Pyne Arts School
1.2 mi
|
#174 of 352
|
Score: 42.6
Improved 52 spots from last year
-15.6 below state avg
462 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
Community Christian Academy
1.3 mi
Grades PK-12
C
Bartlett Community Partnership School
1.3 mi
|
#266 of 352
|
Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Michael Elementary School
1.4 mi
Grades PK-08
Middle Schools
7 schools
C-
Benjamin F. Butler Middle School
0.6 mi
|
#303 of 352
|
Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students
Very Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.8 mi
15 students
Diverse
Diverse Student Body
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
1.0 mi
|
#198 of 352
|
Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.5 mi
|
#120 of 352
|
Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.6 mi
|
#267 of 352
|
Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.9 mi
|
#288 of 352
|
Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
2.3 mi
|
#255 of 352
|
Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
The Career Academy
0.6 mi
|
#25 of 25
|
Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.9 mi
|
#339 of 346
|
Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.1 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.3 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
36 students
Diverse
Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown
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95% Interest
Year 15
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Location
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Neighborhood
101 Congress St., Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Spiro Skinsacos
Listing Office
LAER Realty Partners
Office Phone
844-687-5237
Agent MLS ID
G8002601
Office MLS ID
AN5442
Listing Data Updated
Aug 6, 2026 7:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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