220 Spencer Ave # 104, Chelsea MA 02150

Chelsea, MA 02150
$469,900
Est. $3,329/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
966
Sq Ft
$486
Price/Sq Ft
1900
Year Built
1
Parking
40
Days on Market
For Sale Open House Listed Jul 30, 2026 • MLS# 73557061 Copied! • Updated Aug 31, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

13
Sep
Sunday, September 13
12:00 PM - 1:30 PM EDT

About this home

Welcome to Keen Lofts, a stunning conversion of Chelsea’s historic Tudor Schoolhouse, where timeless architecture meets modern living. This unique first floor SMART HOME residence offers an open concept layout filled with character, featuring soaring ceilings, oversized windows, exposed architectural details, and abundant natural light throughout. The spacious floor plan provides flexible living and entertaining space, while the well appointed kitchen offers ample cabinetry and functionality. Extensive storage space above the bedrooms is a great feature that adds both versatility & value. Enjoy the perfect blend of historic charm and contemporary convenience with central air, elevator access, laundry facilities, and deeded parking in a professionally managed building. Ideally located just minutes from Boston, Logan Airport, major highways, shopping, dining, and public transportation. A rare opportunity to own a distinctive home in one of Chelsea’s most sought after landmark buildings.

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Recently Sold Nearby

Property History

Market Insights

10.6%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jul 30, 2026
$469,900
Original listing
Agent: Irma Fountain Office: Keller Williams Realty Evolution
Previous Transaction - MLS #73195130
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 12, 2024
$420,000
MLS #73195130

Tax History

Year Taxes Assessment
2025 $4,241 $465,000

Financial Details

Annual Property Tax
$4,241
Tax Year 2025
HOA Fee
$400
Monthly
Assessed Value
$465,000

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 966 sq ft
Stories 3
Bedrooms 2
Full Baths 1
Total Rooms 3

Interior

Heating Forced Air
Cooling Central Air
Flooring Wood, Tile
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement N
Laundry First Floor, Common Area, In Building
Features Wired For Sound, Internet Available - Dsl, Elevator

Exterior

Construction Stone
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Deeded
Total Spaces 1
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $4,241
Assessed Value $465,000

HOA & Community

HOA Fee $400 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Hot Water, Elevator(s)
Optional Fee Includes None
Owner-Occupied Units 22
Down Payment Resource Eligible
Pets Yes
Lead Paint Unknown
Seller Disclosures ****seller Will Also Consider Rental At $2300 A Month, 1 Year Lease With First, Last & Security Deposit.****
Possession None
Accepted Financing None
Structure Type ["Loft"]
Unit/Building 104
Sq Ft Source Unit Floor Plan
Sq Ft Disclosures Buyer and buyers agent to perform own due diligence, all measurements are approximate
Documents Unit Deed, Rules & Regs, Management Association Bylaws, Floor Plans (4)
County Suffolk
Total market time (incl. prior listings) 35 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
966 sq ft
Total Rooms
3
Stories
3
Entry Level
1

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Wired for Sound, Internet Available - DSL, Elevator
Windows: Insulated Windows
Basement: N
Laundry: First Floor, Common Area, In Building
Security: Intercom

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2006
Structure Type: Loft
Exterior Materials: Stone
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Deeded
School District
Chelsea School District local
C-
School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
0.3% below state avg
E

Elementary Schools

7 schools
Chelsea Virtual Learning Academy
0.1 mi
38 students Less Diverse
College Ready Curriculum
Grades K-12
St. Rose Elementary School
0.7 mi
Grades PK-08
B+
William A Berkowitz Elementary School
0.1 mi | #287 of 825 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.1 mi | #409 of 825 | Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.1 mi | #631 of 825 | Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.1 mi | #648 of 825 | Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students Less Diverse
Rising School
Grades 01-04
Shurtleff Early Childhood School
1.0 mi
769 students Less Diverse
Grades PK-01
M

Middle Schools

3 schools
D
Clark Avenue School
0.6 mi | #329 of 352 | Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.9 mi | #285 of 352 | Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.9 mi | #9 of 16 | Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
1.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
1.0 mi | #294 of 346 | Score: 59.3
Same rank as last year
115 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.0 mi | #284 of 346 | Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $353
Homeowners Insurance $200
HOA Fee $400/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

220 Spencer Ave # 104, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Irma Fountain
Listing Office Keller Williams Realty Evolution
Office Phone 781-395-5600
Agent MLS ID CN256055
Office MLS ID AN6887
Listing Data Updated Aug 31, 2026 8:29 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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