25 Divison St, Chelsea MA 02150
Chelsea, MA 02150
$1,295,000
$1,285,000
Est. $7,218/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Waterfront District Mixed-Use investment package, sold together with adjacent parcel 9 Williams St (not available separately). Within Bellingham Square, this property is situated in Chelsea's waterfront district along Mystic River/Chelsea Creek corridor, the property is nearby Chelsea Commuter Rail. Quick access to the Tobin Bridge and minutes from downtown Boston. This property offers 7 bedrooms 4 baths. Combined package (both parcels) totals 4 residential + 1 commercial unit. Pro-Forma available upon request
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
0.8%
Price Range
Property Timeline
Price Reduced
Sep 10, 2026
$1,285,000
$10,000
(-0.77%)
From $1,295,000 to $1,285,000 (-0.8%)
Agent Changed
Aug 13, 2026
Nichols Realty Team → Phaedra Udor
Agent: Phaedra Udor
Listed for Sale
Aug 5, 2026
$1,295,000
Original listing
Agent: Nichols Realty Team
Office: MIG
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | ↓ Price Reduced | $1,285,000 | $10,000 | - | From $1,295,000 to $1,285,000 (-0.8%) |
| 08/13/2026 | 👤 Agent Changed | - | - | - | Nichols Realty Team → Phaedra Udor |
| 08/05/2026 | 🏠 Listed for Sale | $1,295,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,250 | $544,400 |
Financial Details
Annual Property Tax
$6,250
Tax Year 2026
Assessed Value
$544,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1860
Living Area
1,775 sq ft
Lot Size
0.02 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
$2,295/mo · Y
Unit 2 Rent
$2,295/mo · Y
Unit 3 Rent
$2,050/mo · Y
Total Monthly Rent
$6,640/mo
Gross Income
$79,680
Net Operating Income
$79,680
Cap Rate
6.20%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,250
Assessed Value
$544,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
36 days
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1860
Bedrooms
6
Full Bathrooms
3
Living Area
1,775 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,775 sq ft above grade
600 sq ft below grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1860
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Parking Features:
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, River, Walk to, Beach Ownership(Public)
Community Amenities:
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
7 schools
St. Rose Elementary School
0.6 mi
Grades PK-08
Chelsea Virtual Learning Academy
1.2 mi
38 students
Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.2 mi
769 students
Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
1.3 mi
|
#287 of 825
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
1.3 mi
|
#409 of 825
|
Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students
Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
1.3 mi
|
#631 of 825
|
Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
1.3 mi
|
#648 of 825
|
Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students
Less Diverse
Rising School
Grades 01-04
Middle Schools
3 schools
C-
Joseph A. Browne School
0.4 mi
|
#285 of 352
|
Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students
Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.4 mi
|
#9 of 16
|
Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students
Less Diverse
Rising School
Grades 05-08
D
Clark Avenue School
0.7 mi
|
#329 of 352
|
Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
Seaport Academy School
0.6 mi
Grades 07-12
C
Chelsea Opportunity Academy
0.8 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
115 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
0.8 mi
|
#284 of 346
|
Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$521
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
25 Divison St, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Phaedra Udor
Listing Office
MIG
Office Phone
617-651-5406
Agent MLS ID
CN202355
Office MLS ID
AN6265
Listing Data Updated
Sep 10, 2026 9:21 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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