406 Lincoln Ave, Saugus MA 01906

Saugus, MA 01906
$897,000
Est. $5,210/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3,755
Sq Ft
$239
Price/Sq Ft
0.16
Acres
1800
Year Built
41
Days on Market
For Sale Listed Aug 10, 2026 • MLS# 73561486 Copied! • Updated Aug 14, 2026

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About this home

Mixed Use Property Located in Busy Downtown Area of Saugus Just off RT1 Easy to Find ! Completely Restored From it's Original Age But Still Has it's Older Exterior Charm with Wrap Around Porch Making Visiting Your Business a Pleasure.. Clean Well Taken Care of Building.. The Retail Space Has Been Elegantly Designed for It's Current Business . All Systems in Newer Condition ,Fully Alarmed ,Plenty of Parking for You and Your Clientele .. Extra Exterior Storage on a Good Size Lot Separate Entrance to Second Floor 2 br. Income Producing Rental Apartment, Delivered Vacant.. Bring Your Business . Why Pay High Rental Prices !! Make This Retail Space The Place to Go !!

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Recently Sold Nearby

Property History

Market Insights

59%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Aug 10, 2026
$897,000
Original listing
Agent: Diane Cambria Office: Century 21 North East
Previous Transaction - MLS #70135130
Full transaction history available when tracking began
🏷️
Previously Sold
Sep 8, 2005
$368,000
MLS #70135130

Tax History

Year Taxes Assessment
2026 $5,692

Financial Details

Annual Property Tax
$5,692
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1800
Living Area 3,755 sq ft
Lot Size 0.16 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $5,692
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Only Property Is For Sale.. Business Is Not.. Please Do Not Enter With Out Appointment .. Employees Will Not Answer Questions
Possession None
Accepted Financing None
Structure Type []
Documents None
County Essex

Property Overview

Listing Type
For Sale
Year Built
1800
Living Area
3,755 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1800
Structure Type:
Exterior Materials:
Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Saugus School District local
B
School Safety 2024-25
4.9% Above Average
4.5% Suspensions 1.0% In-School 0.4% Emergency
0.6% below state avg
E

Elementary Schools

3 schools
A
Pioneer Charter School of Science II
1.2 mi | #39 of 346 | Score: 68.9
Improved 13 spots from last year
+10.7 above state avg
684 students Very Diverse
Strong AP Program College Ready Curriculum Diverse Student Body Strong Attendance
Grades K-12
Veterans Early Learning Center
0.4 mi
492 students Diverse
Diverse Student Body
Grades PK-01
A-
Belmonte STEAM Academy
0.7 mi | #4 of 12 | Score: 45.5
Improved 616 spots from last year
-12.8 below state avg
815 students Diverse
Rising School Diverse Student Body
Grades 02-05
M

Middle Schools

1 school
C+
Saugus Middle School
1.2 mi | #247 of 352 | Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

1 school
C
Saugus High School
1.2 mi | #265 of 346 | Score: 46.1
Improved 3 spots from last year
-12.1 below state avg
695 students Diverse
17 sports • 972 athletes
College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $474
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

406 Lincoln Ave, Saugus MA 01906

Saugus, MA 01906

Listing Information

Listing Agent Diane Cambria
Listing Office Century 21 North East
Office Phone 617-889-2020
Agent MLS ID C9500136
Office MLS ID AN4342
Listing Data Updated Aug 14, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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