28 Exchange St, Lawrence MA 01841
Lawrence, MA 01841 • North Lawrence
$900,000
$849,900
Est. $4,910/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
PRICE REDUCTION – NEW PRICE! Excellent opportunity for investors, developers, or owner-occupants! Constructed in 1969, this spacious duplex-style multi-family property offers approximately 2,334 sq. ft. of living space with two separate units. Each unit provides generous living accommodations, including an additional bedroom for added flexibility and functionality.Situated on a generous 9,600 sq. ft. lot, one of the property’s standout features is its 15+ parking spaces, offering exceptional convenience for residents and guests.Per the City of Lawrence, the property is located in an R-3 zoning district, providing potential for three-family use, conversion, or redevelopment, subject to applicable zoning requirements, permitting, and City approval. Buyers and buyer’s agents are encouraged to perform their own due diligence regarding zoning and development possibilities.With its single-story duplex-style configuration, ample parking, flexible living space, and potential for additional development, this property offers multiple possibilities—from rental income and multi-generational living to an owner-occupant living in one unit while renting the other.Now offered at a reduced price—don’t miss the opportunity to explore the full potential of this versatile property!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
5.6%
Price Range
Property Timeline
Price Reduced
Sep 11, 2026
$849,900
$50,100
(-5.57%)
From $900,000 to $849,900 (-5.6%)
Listed for Sale
Aug 13, 2026
$900,000
Original listing
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/11/2026 | ↓ Price Reduced | $849,900 | $50,100 | - | From $900,000 to $849,900 (-5.6%) |
| 08/13/2026 | 🏠 Listed for Sale | $900,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,944 | $572,200 |
Financial Details
Annual Property Tax
$4,944
Tax Year 2026
Assessed Value
$572,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1969
Living Area
2,334 sq ft
Lot Size
0.22 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · Y
Unit 2 Rent
— · Y
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Tile
Appliances
Range, Refrigerator
Fireplace
None
Basement
Partial, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street
Total Spaces
15
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Oven
Financial
Annual Tax
$4,944
Assessed Value
$572,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
29 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1969
Bedrooms
6
Full Bathrooms
2
Living Area
2,334 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,334 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Partial, Walk-Out Access
Laundry:
Security:
Construction & Materials
Year Built:
1969
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
None
Hot Water:
Natural Gas, Electric, Varies Per Unit
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
15
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
3 schools
C-
John K Tarbox School
0.2 mi
|
#712 of 825
|
Score: 34.8
Dropped 53 spots from last year
-23.4 below state avg
218 students
Less Diverse
Grades 01-04
D
Arlington Elementary School
0.2 mi
|
#750 of 825
|
Score: 32.5
Improved 57 spots from last year
-25.7 below state avg
513 students
Less Diverse
Rising School
Grades K-04
Lawrence Early Childhood Center
0.4 mi
217 students
Less Diverse
Grades PK-K
Middle Schools
3 schools
C-
Arlington Middle School
0.2 mi
|
#313 of 352
|
Score: 30.5
Improved 36 spots from last year
-27.7 below state avg
509 students
Less Diverse
Rising School
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
0.5 mi
Grades 05-08
F
Oliver Middle School
0.7 mi
|
#346 of 352
|
Score: 24.3
Dropped 28 spots from last year
-33.9 below state avg
466 students
Less Diverse
Grades 05-08
High Schools
3 schools
Central Catholic High School
0.2 mi
21 sports
• 2,718 athletes
Strong Athletics
Grades 09-12
Notre Dame Cristo Rey High School
0.9 mi
17 sports
• 423 athletes
Strong Athletics
Grades 09-11
Presentation of Mary Academy
1.0 mi
Grades 09-12
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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$412
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
North Lawrence
28 Exchange St, Lawrence MA 01841
Lawrence, MA 01841
Listing Information
Listing Agent
Zuleem Garcia
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
BB804773
Office MLS ID
AN9439
Listing Data Updated
Sep 11, 2026 5:23 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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