44 Pine Point Rd, Stow MA 01775

Stow, MA 01775
$1,775,000
Est. $10,830/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
3.5
Baths
1,680
Sq Ft
$1,057
Price/Sq Ft
0.36
Acres
2023
Year Built
2
Garage Spaces
30
Days on Market
For Sale Listed Aug 14, 2026 • MLS# 73563761 Copied! • Updated Sep 12, 2026

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About this home

Welcome to the lake house you’ve been waiting for! This rare new-construction lakefront home offers the opportunity to enjoy true four-season waterfront living with direct lake access and your own private dock.Designed for easy, relaxed living, the home can be delivered fully furnished, allowing you to arrive, unpack, and begin enjoying everything lake life has to offer. A spectacular covered porch spans the entire rear of the home, creating the perfect place to relax, entertain, dine outdoors, and take in the beautiful water views.Inside, the bright open-concept main living area features a spacious eat-in kitchen with a large center island, generous workspace, and an easy flow for entertaining. The upper level offers two private bedroom suites, each with its own full bath, while the walk-out lower level provides additional flexible living space along with a dedicated laundry room.Across the street, a newly constructed oversized garage provides abundant space for vehicles, jet skis, water-sports equipment, lake gear, and additional storage.Best of all, your private stairs lead directly to the water and your private dock, making boating, kayaking, paddleboarding, fishing, swimming, and summer days on the lake just steps from your door.Newly built lakefront homes with private docks and direct water access are exceptionally hard to find. Whether you are searching for a year-round residence, weekend lake house, vacation home, or waterfront retreat, this property offers a rare combination of new construction, convenience, recreation, and waterfront lifestyle.

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Property History

Property Timeline

🏠
Listed for Sale
Aug 14, 2026
$1,775,000
Original listing
Agent: David Ferrini Office: Coldwell Banker Realty - Sudbury

Tax History

Year Taxes Assessment
2026 $19,852 $1,110,900

Financial Details

Annual Property Tax
$19,852
Tax Year 2026
Assessed Value
$1,110,900

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 2023
Living Area 1,680 sq ft
Lot Size 0.36 acres
Bedrooms 2
Full Baths 3
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Electric
Cooling Heat Pump
Flooring None
Appliances Tankless Water Heater, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Full, Finished, Walk-out Access
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck - Composite, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Composite
Garage Spaces 2
Has Garage Yes
Features Detached, Storage, Workshop In Garage, Garage Faces Side, Oversized
Total Spaces 6
Electric 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other None
Annual Tax $19,852
Assessed Value $1,110,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Owner
Documents None
County Middlesex
Total market time (incl. prior listings) 29 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2023
Bedrooms
2
Full Bathrooms
3
Half Bathrooms
1
Living Area
1,680 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring:
Appliances: Tankless Water Heater, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Finished, Walk-Out Access
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 2023
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Electric
Cooling: Heat Pump
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Composite, Rain Gutters
Patio & Porch: Porch, Deck - Composite
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Storage, Workshop in Garage, Garage Faces Side, Oversized

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Access, Direct Access
View: Yes
View Type: Scenic View(s)
Community Amenities:

Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,654
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

44 Pine Point Rd, Stow MA 01775

Stow, MA 01775

Listing Information

Listing Agent David Ferrini
Listing Office Coldwell Banker Realty - Sudbury
Office Phone 978-443-9933
Agent MLS ID BB804174
Office MLS ID AN6236
Listing Data Updated Sep 12, 2026 7:25 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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