FeaturesCloset, Flooring - Hardwood
LevelSecond
197 Speen Street, Natick MA 01760
Natick, MA 01760
$799,000
$749,000
Est. $4,626/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great location near Lake Cochituate, this classic Cape-style home sits at the corner of a quiet side street and offers a flexible layout. With glimpses of the lake from the property and an abundance of potential, this home is an opportunity for buyers looking to create a home of their own in a desirable Natick location. The first floor includes a kitchen with granite and stainless leading to an open plan dining room, a front to back living room with fireplace and built-ins, a full bathroom, and a sunroom overlooking the flat backyard. Two bedrooms and a full bathroom are located upstairs, with lake glimpses from the second floor. The finished lower level offers an additional room with a fireplace, providing flexible space for a home office, playroom, hobby area, or other uses. Features include an attached one-car garage and EV charger. The home also benefits from a newer roof (2018), vinyl siding (2021), and newer front entry (2026). Located close to Lake Cochituate, Natick Mall, shopping, restaurants, John J. Lane Park, commuter rail, Route 9, the Mass Pike, and Routes 128/95, this property offers an excellent opportunity to renovate and make it your own in a highly convenient Natick location.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
6.3%
Price Range
Property Timeline
Price Reduced
Sep 26, 2026
$749,000
$20,000
(-2.6%)
From $769,000 to $749,000 (-2.6%)
Showing Instructions Updated
Sep 21, 2026
New showing requirements
Price Reduced
Sep 10, 2026
$769,000
$30,000
(-3.75%)
From $799,000 to $769,000 (-3.8%)
Listed for Sale
Aug 26, 2026
$799,000
Original listing
Agent: Janet Stuart
Office: Coldwell Banker Realty - Concord
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/26/2026 | ↓ Price Reduced | $749,000 | $20,000 | - | From $769,000 to $749,000 (-2.6%) |
| 09/21/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/10/2026 | ↓ Price Reduced | $769,000 | $30,000 | - | From $799,000 to $769,000 (-3.8%) |
| 08/26/2026 | 🏠 Listed for Sale | $799,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,665 | $629,800 |
Financial Details
Annual Property Tax
$7,665
Tax Year 2026
Assessed Value
$629,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1945
Living Area
1,682 sq ft
Lot Size
0.18 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Oil, Fireplace
Cooling
None
Flooring
Hardwood, Flooring - Stone/ceramic Tile
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
2
Basement
Full, Partially Finished, Interior Entry, Sump Pump
Laundry
In Basement
Features
Lighting - Sconce, Sun Room, Bedroom
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck - Wood, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Exterior, Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,665
Assessed Value
$629,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Card States 3 Bedrooms. There Are 2 Bedrooms On The Second Floor And A Finished Bonus Room In The Basement. Property Is Not Located In A Flood Zone
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Owner
Sq Ft Disclosures
Living area includes unheated sunroom.
Documents
None
County
Middlesex
Total market time (incl. prior listings)
38 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1945
Bedrooms
3
Full Bathrooms
2
Living Area
1,682 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,465 sq ft above grade
217 sq ft below grade
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Hardwood, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Hardwood, Open Floorplan, Lighting - Overhead
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Sconce
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Exterior, Deck - Wood
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Lighting - Sconce, Sun Room, Bedroom
Windows:
Basement:
Full, Partially Finished, Interior Entry, Sump Pump
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1945
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Oil, Fireplace
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Storage
Patio & Porch:
Deck - Exterior, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Garage Door Opener, Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School
Nearby Schools
School District
Natick School District local
A+
Where Graduates Go
Class of 2021
80%
attend college
76%
4-Year
5%
2-Year
42%
Out of State
6%
Working
School Safety
2024-25
0.3%
Low
0.2%
Suspensions
0.6%
In-School
0.1%
Emergency
5.2% below state avg
Elementary Schools
3 schools
A+
Brown School
0.5 mi
|
#66 of 825
|
Score: 61.1
Improved 189 spots from last year
+2.9 above state avg
490 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-04
RCS Learning Center School
0.7 mi
Grades PK-12
A-
Bennett-Hemenway School
1.5 mi
|
#173 of 825
|
Score: 56.1
Improved 65 spots from last year
-2.1 below state avg
497 students
Diverse
Rising School
Strong Attendance
Grades K-04
Middle Schools
3 schools
A+
J F Kennedy Middle School
0.5 mi
|
#37 of 352
|
Score: 59.2
Improved 5 spots from last year
+1 above state avg
867 students
Diverse
Strong Attendance
Grades 05-08
A+
Wilson Middle School
1.3 mi
|
#34 of 352
|
Score: 59.8
Dropped 6 spots from last year
+1.6 above state avg
722 students
Diverse
Strong Attendance
Grades 05-08
C+
Christa McAuliffe Charter School
1.6 mi
|
#222 of 352
|
Score: 39.1
Dropped 9 spots from last year
-19.1 below state avg
315 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
A+
Natick High School
1.2 mi
|
#12 of 346
|
Score: 75.3
Improved 46 spots from last year
+17.1 above state avg
1,753 students
Moderate
20 sports
• 2,900 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades PK-12
Walnut Hill School for the Arts
1.6 mi
Grades 09-12
Chesterton Academy of the Immaculata
2.1 mi
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$639
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
197 Speen Street, Natick MA 01760
Natick, MA 01760
Listing Information
Listing Agent
Janet Stuart
Listing Office
Coldwell Banker Realty - Concord
Office Phone
978-369-1000
Agent MLS ID
CN228518
Office MLS ID
AN6205
Listing Data Updated
Oct 3, 2026 11:34 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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