20 Lovell Street, Somerville MA 02144
Somerville, MA 02144 • Teele Square
$1,350,000
Est. $8,252/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
20 Lovell is a two-family residence offering over 3,000 square feet of living space. This well-maintained two-family home has been lovingly cared for by the current owners for over 40 years. It offers a solid, clean canvas for an owner-occupant or investor to bring their modern cosmetic updates and instantly build equity in a prime Somerville location. The property features two spacious units totaling 5 bedrooms and 2 full bathrooms. The first-floor unit offers two bedrooms and one bath. While the upper duplex unit offers 3 bedrooms and one bath. Each unit features hardwood floors, generous room sizes, inviting living and dining areas and washer/dryer in each unit. Step outside to a large deck and yard, offering plenty of space for summer gatherings, gardening, or relaxing outdoors. Driveway parking for two tandem cars adds everyday convenience. Conveniently located in Teele Square, close to restaurants, shops, parks, and public transportation and minutes away from Davis Square.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$1,350,000
Original listing
Agent: Daniela Cafaro
Office: Berkshire Hathaway HomeServices Warren Residential
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $1,350,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $14,709 | $1,339,600 |
Financial Details
Annual Property Tax
$14,709
Tax Year 2026
Assessed Value
$1,339,600
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1884
Living Area
3,056 sq ft
Lot Size
0.10 acres
Stories
4
Bedrooms
5
Full Baths
2
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Hot Water, Oil
Cooling
None
Flooring
Carpet, Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck
Parking
Features
Off Street, Tandem
Total Spaces
2
Utilities
Electric
Fuses, Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$14,709
Assessed Value
$1,339,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/agent To Perform Own Due Diligence. Seller/agent Make No Representations/warrantees. Floor Plans For Reference Only. Discrepancy In Pr Regarding The Number Of Bedrooms. Both Washer And Dryers Are Excluded From The Sale. Along With The Refrigerator In Unit #2.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Sq Ft Disclosures
Discrepancy in PR regarding the number of bedrooms.
Documents
None
County
Middlesex
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1884
Bedrooms
5
Full Bathrooms
2
Living Area
3,056 sq ft
Total Rooms
13
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,056 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1884
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Stories:
4
Heating, Cooling & Utilities
Heating:
Hot Water, Oil
Heating Zones:
2
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Tandem
Nearby Schools
School District
Somerville School District local
B-
School Safety
2024-25
2.5%
Average
1.4%
Suspensions
2.2%
In-School
1.1%
Emergency
3.0% below state avg
Elementary Schools
9 schools
A
John F Kennedy School
1.1 mi
|
#49 of 352
|
Score: 57.2
Improved 6 spots from last year
-1 below state avg
474 students
Diverse
Grades PK-08
St. Theresa of the Child Jesus School
1.4 mi
Grades PK-08
C+
Arthur D Healey School
1.6 mi
|
#237 of 352
|
Score: 37.4
Improved 26 spots from last year
-20.8 below state avg
461 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
B+
Albert F. Argenziano School at Lincoln Park
2.2 mi
|
#137 of 352
|
Score: 45.4
Improved 37 spots from last year
-12.8 below state avg
548 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
C-
Winter Hill Community School
2.2 mi
|
#291 of 352
|
Score: 32.3
Dropped 19 spots from last year
-25.9 below state avg
361 students
Diverse
Diverse Student Body
Grades PK-08
C+
East Somerville Community School
2.3 mi
|
#244 of 352
|
Score: 36.9
Improved 7 spots from last year
-21.3 below state avg
743 students
Diverse
Grades PK-08
Tufts Educational Day Care Center
0.3 mi
Grades PK-K
A+
Benjamin G Brown School
0.7 mi
|
#82 of 825
|
Score: 60.2
Dropped 65 spots from last year
+2 above state avg
230 students
Diverse
Strong Attendance
Grades K-05
Capuano Early Childhood Center
2.4 mi
240 students
Very Diverse
Diverse Student Body
Grades PK-01
Middle Schools
1 school
Next Wave Junior High School
1.9 mi
11 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
2 schools
F
Full Circle High School
1.9 mi
|
#334 of 346
|
Score: 23.6
Improved 32 spots from last year
-34.6 below state avg
60 students
Diverse
Rising School
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
B+
Somerville High School
1.9 mi
|
#125 of 346
|
Score: 58.3
Improved 117 spots from last year
+0.1 above state avg
1,367 students
Diverse
17 sports
• 1,566 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,226
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Teele Square
20 Lovell Street, Somerville MA 02144
Somerville, MA 02144
Listing Information
Listing Agent
Daniela Cafaro
Listing Office
Berkshire Hathaway HomeServices Warren Residential
Office Phone
617-848-9616
Agent MLS ID
BB808174
Office MLS ID
AN2213
Listing Data Updated
Sep 12, 2026 8:48 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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