645 W Lowell Ave # 4, Haverhill MA 01832

Haverhill, MA 01832
$240,000
Est. $1,839/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
586
Sq Ft
$410
Price/Sq Ft
1981
Year Built
1
Parking
14 hours 6 minutes
Time on Market
For Sale Open House Listed Sep 9, 2026 • MLS# 73574443 Copied! • Updated Sep 9, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

13
Sep
Sunday, September 13
11:00 AM - 12:30 PM EDT
12
Sep
Saturday, September 12
2:00 PM - 3:30 PM EDT

About this home

Charming one-bedroom condo offering comfortable, low-maintenance living with thoughtful updates throughout. The updated kitchen features modern finishes and a functional layout, while the refreshed bathroom adds to the move-in-ready appeal. The spacious bedroom offers a generous closet for excellent storage, with additional private storage providing even more room for belongings. Conveniently located near the laundry room for easy access. A deeded parking space is an added bonus. Enjoy a low condo fee that includes heat and hot water! Ideally situated close to Route 495, commuter rail, shopping, dining, and everyday amenities, making this a convenient choice for both commuters and those looking to enjoy a low-maintenance lifestyle. A wonderful opportunity for a first-time buyer, downsizer, or investor!

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Recently Sold Nearby

Property History

Market Insights

4.2%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Sep 9, 2026
$240,000
Original listing
Office: Lyv Realty
Previous Transaction - MLS #73332457
Full transaction history available when tracking began
🏷️
Previously Sold
Mar 26, 2025
$230,000
MLS #73332457

Tax History

Year Taxes Assessment
2026 $2,313 $218,000

Financial Details

Annual Property Tax
$2,313
Tax Year 2026
HOA Fee
$233
Per month
Assessed Value
$218,000

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1981
Living Area 586 sq ft
Stories 1
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Natural Gas
Cooling Wall Unit(s)
Flooring Tile
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement N
Laundry Common Area, In Building
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Assigned, Deeded
Total Spaces 1
Electric 60 Amps/less
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven
Annual Tax $2,313
Assessed Value $218,000

HOA & Community

HOA Fee $233
Fee Includes Heat, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal
Amenities Hot Water, Laundry
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Deeded Parking Spot Is #60.
Possession None
Accepted Financing None
Structure Type ["Attached"]
Unit/Building 4
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are estimated & may vary between floor plans and public records. Buyers should verify.
Documents Master Deed, Unit Deed, Rules & Regs (3)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1981
Bedrooms
1
Full Bathrooms
1
Living Area
586 sq ft
Total Rooms
3
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: N
Laundry: Common Area, In Building
Security: Intercom

Construction & Materials

Year Built: 1981
Structure Type: Attached
Exterior Materials: Brick
Roof:
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 1
Cooling: Wall Unit(s)
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Deeded

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Medical Facility, Highway Access, T-Station
School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
2.4% below state avg
E

Elementary Schools

10 schools
B+
Hill View Montessori Charter Public School
1.0 mi | #7 of 16 | Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students Diverse
Rising School Diverse Student Body
Grades K-08
Bartlett School and Assessment Center
1.7 mi
48 students Diverse
Diverse Student Body
Grades K-12
St. Joseph School of All Saints Parish
2.0 mi
Grades PK-08
Bradford Christian Academy
2.3 mi
Grades K-12
B-
Caleb Dustin Hunking School
2.5 mi | #187 of 352 | Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students Diverse
Grades K-08
Greenleaf Academy
2.7 mi
33 students Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
2.9 mi
Grades K-08
C
Silver Hill Elementary School
1.5 mi | #641 of 825 | Score: 38.7
Improved 49 spots from last year
-19.5 below state avg
491 students Diverse
Rising School
Grades K-04
Moody Preschool Extension
1.7 mi
141 students Diverse
Diverse Student Body
Grades PK
C
Tilton School
1.8 mi | #653 of 825 | Score: 38.1
Dropped 172 spots from last year
-20.1 below state avg
478 students Diverse
Grades K-04
M

Middle Schools

3 schools
C
Consentino Middle School
1.6 mi | #277 of 352 | Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students Diverse
Grades 05-08
C
John G Whittier School
3.0 mi | #281 of 352 | Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students Diverse
Diverse Student Body
Grades 05-08
C-
Dr. Paul Nettle Middle School
3.7 mi | #293 of 352 | Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students Diverse
Grades 05-08
H

High Schools

3 schools
B-
Gateway Academy
2.4 mi | #15 of 25 | Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.4 mi | #256 of 346 | Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
5.9 mi | #123 of 346 | Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $193
Homeowners Insurance $200
HOA Fee $233/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

645 W Lowell Ave # 4, Haverhill MA 01832

Haverhill, MA 01832

Listing Information

Listing Agent Meghan Santoro
Listing Office Lyv Realty
Office Phone 978-533-8000
Agent MLS ID CN243575
Office MLS ID AN6884
Listing Data Updated Sep 9, 2026 3:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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