86 Sterling Ln # 86, Haverhill MA 01835
Haverhill, MA 01835
$409,900
Est. $2,853/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 86 Sterling Lane in Haverhill! This beautifully maintained townhouse offers three thoughtfully designed levels of comfortable, low maintenance living and low condo fee. The main level offers a bright, open concept kitchen, dining, and living area perfect for everyday living and entertaining. The kitchen features granite countertops, while newer windows provide plenty of natural light. Second floor includes two spacious bedrooms with generous closet space and a full updated bathroom. Lower level features a spacious family room with a cozy gas fireplace, newer wood flooring, a full bathroom, and an in unit washer and dryer. Additional highlights include central heat and A/C, plenty of storage, a private outdoor patio, two dedicated parking spaces, and ample visitor parking. Commuters dream located just minutes from Route 495 and New Hampshire’s tax free shopping, dining, and everyday amenities. A fantastic opportunity for first time buyers, downsizers, or anyone seeking a move in ready home in a desirable Haverhill location. Do not miss out on this one!
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Recently Sold Nearby
Property History
Market Insights
47.1%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 15, 2026
$409,900
Original listing
Agent: Joe Pinto
Office: Pinto Realty Group Inc.
Previous Transaction - MLS #70485800
Full transaction history available when tracking began
Previously Sold
Mar 30, 2007
$217,000
MLS #70485800
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 🏠 Listed for Sale | $409,900 | - | - | Original listing |
| 03/30/2007 | 🏷️ Previously Sold | $217,000 | - | - | MLS #70485800 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,796 | $357,800 |
Financial Details
Annual Property Tax
$3,796
Tax Year 2026
HOA Fee
$264
Monthly
Assessed Value
$357,800
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condex
Year Built
1985
Living Area
1,642 sq ft
Stories
3
Bedrooms
2
Full Baths
2
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Tile, Carpet, Hardwood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
N
Laundry
In Unit, Electric Dryer Hookup
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Shingle
Features
Patio, Screens, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Off Street, Assigned
Total Spaces
2
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$3,796
Assessed Value
$357,800
HOA & Community
HOA Fee
$264 Monthly
Fee Includes
Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
None
Optional Fee Includes
None
Pets
Yes
MA Disclosures
Lead Paint
None
Seller Disclosures
Floor Plans Are For Marketing Purposes Only. All Data Deemed To Be Correct But Should Be Verified By Buyers And Or Their Agents. Parking Spaces Are #20 And #25.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Townhouse"]
Unit/Building
86
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs, Master Plan, Management Association Bylaws, Floor Plans, Association Financial Statements, Certificate Of Insurance (7)
County
Essex
Property Overview
Property Type
Condex
Listing Type
For Sale
Year Built
1985
Bedrooms
2
Full Bathrooms
2
Living Area
1,642 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,642 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Hardwood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows, Screens
Basement:
N
Laundry:
In Unit, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1985
Structure Type:
Townhouse
Exterior Materials:
Brick
Roof:
Shingle
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio, Screens, Rain Gutters
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Assigned
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Medical Facility, Highway Access, Public School
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
10 schools
Bradford Christian Academy
0.6 mi
Grades K-12
B-
Caleb Dustin Hunking School
1.7 mi
|
#187 of 352
|
Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students
Diverse
Grades K-08
Bartlett School and Assessment Center
1.9 mi
48 students
Diverse
Diverse Student Body
Grades K-12
B+
Hill View Montessori Charter Public School
1.9 mi
|
#7 of 16
|
Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Greenleaf Academy
2.4 mi
33 students
Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
2.5 mi
Grades K-08
St. Joseph School of All Saints Parish
2.7 mi
Grades PK-08
Moody School
1.8 mi
168 students
Diverse
Diverse Student Body
Grades PK-K
C
Silver Hill Elementary School
2.1 mi
|
#641 of 825
|
Score: 38.7
Improved 49 spots from last year
-19.5 below state avg
491 students
Diverse
Rising School
Grades K-04
B-
Bradford Elementary School
2.1 mi
|
#434 of 825
|
Score: 46.5
Improved 188 spots from last year
-11.7 below state avg
404 students
Diverse
Rising School
Grades K-04
Middle Schools
3 schools
C
Consentino Middle School
2.0 mi
|
#277 of 352
|
Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students
Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
3.3 mi
|
#293 of 352
|
Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students
Diverse
Grades 05-08
C
John G Whittier School
4.2 mi
|
#281 of 352
|
Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
B-
Gateway Academy
3.5 mi
|
#15 of 25
|
Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students
Diverse
Rising School
Grades 07-12
C
Haverhill High School
3.1 mi
|
#256 of 346
|
Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
6.4 mi
|
#123 of 346
|
Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students
Diverse
Early College Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$316
Homeowners Insurance
$200
HOA Fee
$264/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
86 Sterling Ln # 86, Haverhill MA 01835
Haverhill, MA 01835
Listing Information
Listing Agent
Joe Pinto
Listing Office
Pinto Realty Group Inc.
Office Phone
617-318-7810
Agent MLS ID
CN209482
Office MLS ID
AN9287
Listing Data Updated
Sep 15, 2026 3:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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