20 Harvard St. # 3, Boston MA 02129
Boston, MA 02129 • Charlestown
$575,000
Est. $3,797/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Exceptional Historic Property & Location! Beacon Hill-style one-bedroom located in Charlestown's Gaslight Town Hill District. Prime Harvard Street Location! Just off the Harvard Mall! Lovely Renovated One-Bedroom Condominium with Charm & Sophistication! Freshly painted, with gleaming hardwood floors throughout. Architect-designed, open-concept style with a wonderful front-to-back Open Living Room & Dining Room! Custom elevated kitchen fully equipped with abundant cherry cabinetry! Entire Wall of Exposed Brick! Sun-drenched oversized windows! Large bedroom with 2 southwest-facing windows! Superior Closet and in-unit storage space/oversized pantry! Common Washer/Dryer. Minutes from Whole Foods, T, restaurants, waterfront, MGH, North End & Financial District! Don't miss out on this wonderful, warm, and embracing home. Sparkling move in condition!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 16, 2026
$575,000
Original listing
Agent: Frank Celeste
Office: Gibson Sotheby's International Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | 🏠 Listed for Sale | $575,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,066 | $485,300 |
Financial Details
Annual Property Tax
$6,066
Tax Year 2026
HOA Fee
$184
Monthly
Assessed Value
$485,300
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1870
Living Area
540 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Natural Gas
Cooling
Window Unit(s)
Flooring
Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
None
Basement
Y
Laundry
Common Area, In Building
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
On Street
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,066
Assessed Value
$485,300
HOA & Community
HOA Fee
$184 Monthly
Fee Includes
Water, Sewer, Insurance
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
3
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Photos Are Digitally Edited. Seller Welcomes Offers With Requests For Buyer Concessions.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Rowhouse"]
Unit/Building
3
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Floor Plans (3)
County
Suffolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1870
Bedrooms
1
Full Bathrooms
1
Living Area
540 sq ft
Total Rooms
3
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
540 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Y
Laundry:
Common Area, In Building
Security:
Construction & Materials
Year Built:
1870
Structure Type:
Rowhouse
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
On Street
Nearby Schools
School District
Boston School District local
C-
Where Graduates Go
Class of 2021
52%
attend college
38%
4-Year
14%
2-Year
7%
Out of State
7%
Working
School Safety
2024-25
3.7%
Above Average
3.2%
Suspensions
0.3%
In-School
0.5%
Emergency
1.8% below state avg
Elementary Schools
10 schools
A-
Warren-Prescott K-8 School
0.4 mi
|
#86 of 352
|
Score: 50.9
Improved 3 spots from last year
-7.3 below state avg
544 students
Diverse
Strong Attendance
Grades PK-08
C
Harvard-Kent Elementary School
0.4 mi
|
#594 of 825
|
Score: 41.1
Dropped 186 spots from last year
-17.1 below state avg
315 students
Very Diverse
Diverse Student Body
Grades PK-06
D
Horace Mann School for the Deaf Hard of Hearing
0.5 mi
|
#374 of 346
|
Score: 33.9
Same rank as last year
78 students
Diverse
Diverse Student Body
Grades PK-12
A
Eliot K-8 Innovation School
0.7 mi
|
#47 of 352
|
Score: 57.5
Improved 3 spots from last year
-0.7 below state avg
779 students
Diverse
Strong Attendance
Grades PK-08
St. John Elementary School
0.8 mi
Grades PK-08
Advent School
1.1 mi
Grades K-06
Park Street School
1.2 mi
Grades K-07
C+
Mario Umana Academy
1.2 mi
|
#11 of 16
|
Score: 26.5
Improved 333 spots from last year
-31.7 below state avg
585 students
Less Diverse
Rising School
Grades PK-08
East Boston Central Catholic School
1.2 mi
Grades PK-08
B+
Alighieri Dante Montessori School
1.3 mi
|
#5 of 12
|
Score: 45.2
Improved 124 spots from last year
-13 below state avg
100 students
Diverse
Rising School
Strong Attendance
Grades PK-06
Middle Schools
10 schools
Middle School Academy
2.8 mi
F
Higginson/Lewis K-8 School
3.8 mi
|
#349 of 352
|
Score: 23.2
Improved 3 spots from last year
-35 below state avg
246 students
Diverse
Grades 03-08
Nativity Prep School
4.0 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
4.2 mi
|
#4 of 16
|
Score: 42.5
Improved 187 spots from last year
-15.7 below state avg
1,225 students
Diverse
Rising School
College Ready Curriculum
Grades 05-08
Dearborn Middle School
4.6 mi
Mother Caroline Academy
4.6 mi
Grades 05-08
Epiphany School
5.5 mi
Grades 05-08
C
Ohrenberger School
8.8 mi
|
#266 of 352
|
Score: 35.0
Improved 19 spots from last year
-23.2 below state avg
458 students
Diverse
Diverse Student Body
Grades 03-08
Edwards Middle
0.5 mi
UP Academy
2.8 mi
High Schools
10 schools
D
Charlestown High School
0.6 mi
|
#319 of 346
|
Score: 32.9
Improved 52 spots from last year
-25.4 below state avg
646 students
Diverse
11 sports
• 488 athletes
Early College Program
Rising School
Grades 07-12
C-
East Boston High School
1.6 mi
|
#300 of 346
|
Score: 38.2
Improved 36 spots from last year
-20 below state avg
1,181 students
Moderate
14 sports
• 584 athletes
Early College Program
Rising School
Grades 07-12
Newman School
1.7 mi
Grades 07-12
C
Quincy Upper School
1.7 mi
|
#279 of 346
|
Score: 44.4
Dropped 7 spots from last year
-13.8 below state avg
575 students
Very Diverse
12 sports
• 208 athletes
Diverse Student Body
Grades 06-12
Cathedral High School
2.2 mi
9 sports
• 430 athletes
Grades 07-12
A+
Boston Latin School
3.1 mi
|
#20 of 346
|
Score: 73.7
Improved 60 spots from last year
+15.5 above state avg
2,382 students
Very Diverse
18 sports
• 2,006 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 07-12
A-
O'Bryant School of Math & Science
3.2 mi
|
#90 of 346
|
Score: 61.6
Improved 94 spots from last year
+3.4 above state avg
1,518 students
Very Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Diverse Student Body
Grades 07-12
B
Dearborn STEM Academy
3.3 mi
|
#13 of 25
|
Score: 33.4
Improved 356 spots from last year
-24.8 below state avg
565 students
Moderate
10 sports
• 242 athletes
Early College Program
Rising School
Grades 07-12
C
Ruth Batson Academy
3.9 mi
|
#20 of 25
|
Score: 29.1
Improved 345 spots from last year
-29.1 below state avg
584 students
Diverse
8 sports
• 128 athletes
Early College Program
Rising School
Grades 07-12
A+
Boston Latin Academy
4.0 mi
|
#2 of 25
|
Score: 64.9
Improved 214 spots from last year
+6.7 above state avg
1,669 students
Very Diverse
17 sports
• 1,298 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 07-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$505
Homeowners Insurance
$200
HOA Fee
$184/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Charlestown
20 Harvard St. # 3, Boston MA 02129
Boston, MA 02129
Listing Information
Listing Agent
Frank Celeste
Listing Office
Gibson Sotheby's International Realty
Office Phone
617-242-4222
Agent MLS ID
BB802670
Office MLS ID
BB9059
Listing Data Updated
Sep 16, 2026 3:24 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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