491 W Central St # D1, Franklin MA 02038

Franklin, MA 02038
$297,000
Est. $2,308/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
880
Sq Ft
$338
Price/Sq Ft
1982
Year Built
1
Parking
8
Days on Market
For Sale Listed Sep 17, 2026 • MLS# 73579368 Copied! • Updated Sep 21, 2026

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About this home

Great opportunity to buy in Franklin MA! Fantastic 2 bedroom condo at Presidential Arms. Conveniently located near 495, shopping center and commuter rail! This updated 2 bedroom condo has a large living room with a slider to your own patio with direct access to this unit!. Kitchen has stainless steel appliances, a white microwave and room for a breakfast table! The dining room fits a large table with 6 chairs. Main bedroom has 2 good size closets and plenty of room! 2nd bedroom has a great size for bedroom or office use. There is a laundry facility on the same floor and storage area. The monthly condo fee includes hot water, water, sewer, master insurance, landscaping, snow removal, laundry facilities, refuse removal and reserve funds. Come by and you'll be glad to see this place! Open House Saturday & Sunday Noon to 1:30PM.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 18, 2026
$297,000
Original listing
Agent: Myriam Siraco Office: Realty ONE Group Suburban Lifestyle

Tax History

Year Taxes Assessment
2026 $3,005 $263,100

Financial Details

Annual Property Tax
$3,005
Tax Year 2026
HOA Fee
$356
Per month
Assessed Value
$263,100

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1982
Living Area 880 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Electric
Cooling None
Flooring Tile, Carpet
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement N
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Off Street, Assigned, Guest
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $3,005
Assessed Value $263,100

HOA & Community

HOA Fee $356
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Snow Removal, Trash, Reserve Funds
Amenities Hot Water, Laundry
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Radon System In 2nd Bedroom. Intercom Does Not Work. No Dogs Allowed. Reptiles Require Approval From Trustees. Some Photos Are Virtually Staged. 2nd Bedroom Being Used For Storage.
Exclusions All Personal Property
Possession None
Accepted Financing Contract
Structure Type ["Garden"]
Unit/Building D1
Sq Ft Source Public Record
Documents Master Deed, Rules & Regs (2)
County Norfolk
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1982
Bedrooms
2
Full Bathrooms
1
Living Area
880 sq ft
Total Rooms
5
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile, Carpet
Appliances: Range, Microwave, Refrigerator
Interior Features:
Windows:
Basement: N
Laundry:
Security:

Construction & Materials

Year Built: 1982
Structure Type: Garden
Exterior Materials:
Roof:
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Electric
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Guest
School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
✓ School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
↓ 4.8% below state avg
E

Elementary Schools

3 schools
Franklin Early Childhood Development Center
0.6 mi
116 students Diverse
Diverse Student Body
Grades PK
Amego School
1.0 mi
Grades PK-12
Lincoln Street K-2 Elementary School
1.7 mi
507 students Moderate
Strong Attendance
Grades K-02
M

Middle Schools

3 schools
Franklin Middle School
0.6 mi
1,008 students Moderate
Grades 06-08
C+
Bellingham Memorial Middle School
3.1 mi | #227 of 352 | Score: 38.5
Improved 13 spots from last year
-19.7 below state avg
578 students Moderate
Grades 04-07
A
Medway Middle School
3.9 mi | #68 of 352 | Score: 53.9
Dropped 21 spots from last year
-4.3 below state avg
678 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
A-
Tri-County Regional Vocational Technical
0.4 mi | #81 of 346 | Score: 62.8
Improved 57 spots from last year
+4.6 above state avg
992 students Moderate
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Franklin High School
0.5 mi | #57 of 346 | Score: 66.3
Improved 35 spots from last year
+8.1 above state avg
1,379 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
B-
Bellingham High School
2.9 mi | #190 of 346 | Score: 52.9
Improved 37 spots from last year
-5.3 below state avg
764 students Moderate
16 sports • 1,234 athletes
Strong AP Program Rising School College Ready Curriculum Strong Athletics
Grades 08-12
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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $250
Homeowners Insurance $200
HOA Fee $356/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

491 W Central St # D1, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent Myriam Siraco
Listing Office Realty ONE Group Suburban Lifestyle
Office Phone 508-520-4300
Agent MLS ID BB815765
Office MLS ID AN9370
Listing Data Updated Sep 21, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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