FeaturesFlooring - Vinyl, Kitchen Island, Open Floorplan, Recessed Lighting, Gas Stove, Lighting - Overhead
LevelFirst
20 Elm St, Dracut MA 01826
Dracut, MA 01826
$519,000
$475,000
Est. $2,979/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
25
Oct
Sunday, October 25
11:00 AM - 1:00 PM EDT
About this home
NEW PRICE! BIG-TICKET UPDATES ALREADY DONE! Welcome to this charming RANCH featuring a 2024 ENERGY-EFFICIENT HEAT PUMP providing HEATING & CENTRAL A/C, an approximately 3-YEAR-OLD ROOF, and a spacious 2-CAR GARAGE with ADDITIONAL STORAGE ABOVE! Built in 1992 and situated on a spacious, level lot in a desirable Dracut neighborhood, this 2-bedroom, 1.5-bath home offers an OPEN FLOOR PLAN and convenient SINGLE-LEVEL LIVING. The spacious kitchen features a LARGE CENTER ISLAND and NEWER STAINLESS REFRIGERATOR, and NEWER MICROWAVE flowing seamlessly into the living and dining areas where a beautiful Tiffany-style lamp adds character and charm. The generously sized primary bedroom offers a WALK-IN CLOSET, while the full bath features a convenient TUB CUTOUT for easier access. Enjoy the backyard patio and level yard with plenty of room for outdoor activities. Conveniently located near schools, shopping, restaurants, public transportation and commuter routes, with easy access to TAX-FREE NH SHOPPING. Bring your decorating ideas and make this home your own! With MAJOR UPDATES ALREADY COMPLETED, this is a wonderful opportunity to personalize a home while building equity!
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Recently Sold Nearby
Price & Status History
Market Insights
2
Price Changes
8.5%
Price Range
Property Timeline
Price Reduced
Oct 21, 2026
$475,000
$24,000
(-4.81%)
From $499,000 to $475,000 (-4.8%)
Price Reduced
Oct 13, 2026
$499,000
$20,000
(-3.85%)
From $519,000 to $499,000 (-3.9%)
Back On Market
Oct 4, 2026
Active
Pending Sale
Oct 1, 2026
Offer accepted, sale pending
Listed for Sale
Sep 23, 2026
$519,000
Original listing
Agent: Amy Mora
Office: Keller Williams Realty-Merrimack
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | ↓ Price Reduced | $475,000 | $24,000 | - | From $499,000 to $475,000 (-4.8%) |
| 10/13/2026 | ↓ Price Reduced | $499,000 | $20,000 | - | From $519,000 to $499,000 (-3.9%) |
| 10/04/2026 | • Back On Market | - | - | - | Active |
| 10/01/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/23/2026 | 🏠 Listed for Sale | $519,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,527 | $468,100 |
Financial Details
Annual Property Tax
$4,527
Tax Year 2026
Assessed Value
$468,100
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1992
Living Area
1,322 sq ft
Lot Size
0.17 acres
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Flooring
Vinyl, Carpet
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Dryer
Fireplace
None
Basement
None
Laundry
Closet - Linen, Flooring - Vinyl, Gas Dryer Hookup, Washer Hookup, First Floor
Features
None
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch, Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$4,527
Assessed Value
$468,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Heat Pump/central Ac 2024, Roof Approx 3 Years. Property Being Offered In Its Current Condition, Seller Has Not Occupied The Property. Buyer And Buyer’s Agent To Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
26 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1992
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,322 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,322 sq ft above grade
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - Full, Flooring - Vinyl
LevelFirst
FeaturesBathroom - Half, Flooring - Vinyl
LevelFirst
FeaturesFlooring - Wall to Wall Carpet, Exterior Access, Open Floorplan, Decorative Molding
LevelFirst
FeaturesCeiling Fan(s), Flooring - Wall to Wall Carpet, Open Floorplan
LevelFirst
FeaturesCeiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Dryer
Interior Features:
Windows:
Basement:
Laundry:
Closet - Linen, Flooring - Vinyl, Gas Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Ranch
Year Built:
1992
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Slab
Utilities & Systems
Heating:
Central, Heat Pump
Heating Zones:
1
Cooling:
Central Air, Heat Pump
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Patio
Patio & Porch:
Porch, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Paved Drive, Off Street
Nearby Schools
School District
Dracut School District local
C+
School Safety
2024-25
1.7%
Average
1.7%
Suspensions
1.8%
In-School
3.8% below state avg
Elementary Schools
5 schools
B-
Brookside Elementary School
0.5 mi
|
#462 of 825
|
Score: 45.7
Improved 63 spots from last year
-12.5 below state avg
482 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B
George H. Englesby Elementary School
0.6 mi
|
#380 of 825
|
Score: 48.2
Improved 91 spots from last year
-10 below state avg
500 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Atlas Academy
1.6 mi
Grades PK-03
B-
Greenmont Avenue School
2.1 mi
|
#432 of 825
|
Score: 46.6
Dropped 89 spots from last year
-11.6 below state avg
202 students
Diverse
Diverse Student Body
Grades K-05
B
Joseph A Campbell Elementary School
4.3 mi
|
#414 of 825
|
Score: 47.3
Dropped 27 spots from last year
-10.9 below state avg
569 students
Diverse
Grades PK-05
Middle Schools
1 school
B
Justus C. Richardson Middle School
0.5 mi
|
#174 of 352
|
Score: 42.5
Improved 51 spots from last year
-15.7 below state avg
940 students
Diverse
Rising School
Grades 06-08
High Schools
1 school
C+
Dracut Senior High School
0.5 mi
|
#212 of 346
|
Score: 51.2
Dropped 50 spots from last year
-7 below state avg
763 students
Diverse
17 sports
• 1,364 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$377
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Elm St, Dracut MA 01826
Dracut, MA 01826
Listing Information
Listing Agent
Amy Mora
Listing Office
Keller Williams Realty-Merrimack
Office Phone
978-692-3280
Agent MLS ID
CN218472
Office MLS ID
G95166
Listing Data Updated
Oct 21, 2026 4:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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